Idaho § 28-46-113 CIVIL ACTIONS BY ADMINISTRATOR

Idaho Statutes

§ 28-46-113 — CIVIL ACTIONS BY ADMINISTRATOR

Idaho § 28-46-113

Title 28COMMERCIAL TRANSACTIONS

Part 1.POWERS AND FUNCTIONS OF ADMINISTRATOR

Ch. 46ADMINISTRATION

This text of Idaho § 28-46-113 (CIVIL ACTIONS BY ADMINISTRATOR) is published on Counsel Stack Legal Research, covering Idaho primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

Idaho Code § 28-46-113 (2026).

Text

(1)After demand, the administrator may bring a civil action against a creditor to recover actual damages sustained and excess charges paid by one (1) or more debtors who have a right to recover explicitly granted by this act. In a civil action under this subsection, penalties may not be recovered by the administrator. The court shall order amounts recovered under this subsection to be paid to each debtor or set off against his obligation. A debtor’s action, except a class action, takes precedence over a prior or subsequent action by the administrator with respect to the claim of that debtor. A debtor’s class action takes precedence over a subsequent action by the administrator with respect to claims common to both actions, but the administrator may intervene. An administrator’s action on

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(1) After demand, the administrator may bring a civil action against a creditor to recover actual damages sustained and excess charges paid by one (1) or more debtors who have a right to recover explicitly granted by this act. In a civil action under this subsection, penalties may not be recovered by the administrator. The court shall order amounts recovered under this subsection to be paid to each debtor or set off against his obligation. A debtor’s action, except a class action, takes precedence over a prior or subsequent action by the administrator with respect to the claim of that debtor. A debtor’s class action takes precedence over a subsequent action by the administrator with respect to claims common to both actions, but the administrator may intervene. An administrator’s action on behalf of a class of debtors takes precedence over a debtor’s subsequent class action with respect to claims common to both actions. Whenever an action takes precedence over another action under this subsection, the latter action may be stayed to the extent appropriate while the precedent action is pending and dismissed if the precedent action is dismissed with prejudice or results in a final judgment granting or denying the claim asserted in the precedent action. A defense available to a creditor in a civil action brought by a debtor is available to him in a civil action brought under this subsection.
(2) The administrator may bring a civil action against a creditor or a person acting in his behalf to recover a civil penalty of no more than five thousand dollars ($5,000) for repeatedly and intentionally violating this act. A civil penalty pursuant to this subsection may not be imposed for a violation of this act occurring more than two (2) years before the action is brought.