Idaho Statutes
§ 28-44-302 — INSURANCE ON CREDITOR’S INTEREST ONLY
Idaho § 28-44-302
JurisdictionIdaho
Title 28COMMERCIAL TRANSACTIONS
Part 3.PROPERTY AND LIABILITY INSURANCE
Ch. 44INSURANCE
This text of Idaho § 28-44-302 (INSURANCE ON CREDITOR’S INTEREST ONLY) is published on Counsel Stack Legal Research, covering Idaho primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.
Bluebook
Idaho Code § 28-44-302 (2026).
Text
If a creditor contracts for or receives a separate charge for insurance against loss of or damage to property, the risk of loss or damage not willfully caused by the debtor is on the debtor only to the extent of any deficiency in the effective coverage of the insurance, even though the insurance covers only the interest of the creditor.
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Legislative History
[28-44-302, added 1983, ch. 119, sec. 3, p. 293.]
Nearby Sections
15
§ 28-1-101
SHORT TITLES§ 28-1-102
SCOPE OF CHAPTER§ 28-1-104
CONSTRUCTION AGAINST IMPLIED REPEAL§ 28-1-105
SEVERABILITY§ 28-1-106
USE OF SINGULAR AND PLURAL — GENDER§ 28-1-107
SECTION CAPTIONS§ 28-1-201
GENERAL DEFINITIONS§ 28-1-202
NOTICE — KNOWLEDGE§ 28-1-204
VALUE§ 28-1-205
REASONABLE TIME — SEASONABLENESS§ 28-1-206
PRESUMPTIONSCite This Page — Counsel Stack
Bluebook (online)
Idaho § 28-44-302, Counsel Stack Legal Research, https://law.counselstack.com/statute/id/28-44-302.