Idaho § 28-44-106 UNCONSCIONABILITY

Idaho Statutes

§ 28-44-106 — UNCONSCIONABILITY

Idaho § 28-44-106

Title 28COMMERCIAL TRANSACTIONS

Part 1.INSURANCE IN GENERAL

Ch. 44INSURANCE

This text of Idaho § 28-44-106 (UNCONSCIONABILITY) is published on Counsel Stack Legal Research, covering Idaho primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

Idaho Code § 28-44-106 (2026).

Text

(1)In applying the provisions of this act on unconscionability, sections 28-45-106 and 28-46-111, Idaho Code, to a separate charge for insurance, consideration shall be given, among other factors, to:

(a)Potential benefits to the debtor including the satisfaction of his obligations;

(b)The creditor’s need for the protection provided by the insurance; and

(c)The relation between the amount and terms of credit granted and the insurance benefits provided.

(2)If credit insurance otherwise complies with this chapter and other applicable law, neither the amount nor the term of the insurance nor the amount of a charge therefor is in itself unconscionable.

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(1) In applying the provisions of this act on unconscionability, sections 28-45-106 and 28-46-111, Idaho Code, to a separate charge for insurance, consideration shall be given, among other factors, to:
(a) Potential benefits to the debtor including the satisfaction of his obligations;
(b) The creditor’s need for the protection provided by the insurance; and
(c) The relation between the amount and terms of credit granted and the insurance benefits provided.
(2) If credit insurance otherwise complies with this chapter and other applicable law, neither the amount nor the term of the insurance nor the amount of a charge therefor is in itself unconscionable.