Idaho § 28-44-103 CREDIT INSURANCE — CREDIT INSURANCE ACT — DEFINED

Idaho Statutes

§ 28-44-103 — CREDIT INSURANCE — CREDIT INSURANCE ACT — DEFINED

Idaho § 28-44-103

Title 28COMMERCIAL TRANSACTIONS

Part 1.INSURANCE IN GENERAL

Ch. 44INSURANCE

This text of Idaho § 28-44-103 (CREDIT INSURANCE — CREDIT INSURANCE ACT — DEFINED) is published on Counsel Stack Legal Research, covering Idaho primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

Idaho Code § 28-44-103 (2026).

Text

(1)In this act, "credit insurance" means insurance, other than insurance on property, by which the satisfaction of debt in whole or in part is a benefit provided, but does not include:

(a)Insurance provided in relation to a credit transaction in which a payment is scheduled more than fifteen (15) years after the extension of credit;

(b)Insurance issued as an isolated transaction on the part of the insurer not related to an agreement or plan for insuring debtors of the creditor; or

(c)Insurance indemnifying the creditor against loss due to the debtor’s default.

(2)"Credit Insurance Act" means chapter 23, title 41, Idaho Code.

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(1) In this act, "credit insurance" means insurance, other than insurance on property, by which the satisfaction of debt in whole or in part is a benefit provided, but does not include:
(a) Insurance provided in relation to a credit transaction in which a payment is scheduled more than fifteen (15) years after the extension of credit;
(b) Insurance issued as an isolated transaction on the part of the insurer not related to an agreement or plan for insuring debtors of the creditor; or
(c) Insurance indemnifying the creditor against loss due to the debtor’s default.
(2) "Credit Insurance Act" means chapter 23, title 41, Idaho Code.