Idaho § 28-44-102 SCOPE — RELATION TO CREDIT INSURANCE ACT — APPLICABILITY TO PARTIES

Idaho Statutes

§ 28-44-102 — SCOPE — RELATION TO CREDIT INSURANCE ACT — APPLICABILITY TO PARTIES

Idaho § 28-44-102

Title 28COMMERCIAL TRANSACTIONS

Part 1.INSURANCE IN GENERAL

Ch. 44INSURANCE

This text of Idaho § 28-44-102 (SCOPE — RELATION TO CREDIT INSURANCE ACT — APPLICABILITY TO PARTIES) is published on Counsel Stack Legal Research, covering Idaho primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

Idaho Code § 28-44-102 (2026).

Text

(1)Except as provided in subsection (2) of this section, this chapter applies to insurance provided or to be provided in relation to a regulated consumer credit transaction, as defined in section 28-41-301, Idaho Code.

(2)The provision on cancellation by a creditor, section 28-44-304, Idaho Code, applies to loans the primary purpose of which is the financing of insurance. No other provision of this chapter applies to insurance so financed.

(3)This chapter supplements and does not repeal the credit insurance act, chapter 23, title 41, Idaho Code. The provisions of this act concerning administrative controls, liabilities, and penalties do not apply to persons acting as insurers, as defined by title 41, Idaho Code, or rules prescribed by the director of the department of insurance.

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(1) Except as provided in subsection (2) of this section, this chapter applies to insurance provided or to be provided in relation to a regulated consumer credit transaction, as defined in section 28-41-301, Idaho Code.
(2) The provision on cancellation by a creditor, section 28-44-304, Idaho Code, applies to loans the primary purpose of which is the financing of insurance. No other provision of this chapter applies to insurance so financed.
(3) This chapter supplements and does not repeal the credit insurance act, chapter 23, title 41, Idaho Code. The provisions of this act concerning administrative controls, liabilities, and penalties do not apply to persons acting as insurers, as defined by title 41, Idaho Code, or rules prescribed by the director of the department of insurance.