Idaho § 28-43-310 REGULAR SCHEDULE OF PAYMENTS — MAXIMUM LOAN TERM

Idaho Statutes

§ 28-43-310 — REGULAR SCHEDULE OF PAYMENTS — MAXIMUM LOAN TERM

Idaho § 28-43-310

Title 28COMMERCIAL TRANSACTIONS

Part 3.LIMITATIONS ON AGREEMENTS AND PRACTICES IN REGULATED CONSUMER CREDIT TRANSACTIONS

Ch. 43REGULATION OF AGREEMENTS AND PRACTICES

This text of Idaho § 28-43-310 (REGULAR SCHEDULE OF PAYMENTS — MAXIMUM LOAN TERM) is published on Counsel Stack Legal Research, covering Idaho primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

Idaho Code § 28-43-310 (2026).

Text

Regulated consumer loans, not made pursuant to open-end credit and in which the principal is one thousand dollars ($1,000) or less, shall be scheduled to be payable in substantially equal installments at equal periodic intervals except to the extent that the schedule of payments is adjusted to the seasonal or irregular income of the debtor, and:

(1)Over a period of not more than thirty-seven (37) months if the principal is more than three hundred dollars ($300), or

(2)Over a period of not more than twenty-five (25) months if the principal is three hundred dollars ($300) or less.

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Regulated consumer loans, not made pursuant to open-end credit and in which the principal is one thousand dollars ($1,000) or less, shall be scheduled to be payable in substantially equal installments at equal periodic intervals except to the extent that the schedule of payments is adjusted to the seasonal or irregular income of the debtor, and:
(1) Over a period of not more than thirty-seven (37) months if the principal is more than three hundred dollars ($300), or
(2) Over a period of not more than twenty-five (25) months if the principal is three hundred dollars ($300) or less.