Idaho § 28-42-305 CONVERSION TO OPEN-END CREDIT

Idaho Statutes

§ 28-42-305 — CONVERSION TO OPEN-END CREDIT

Idaho § 28-42-305

Title 28COMMERCIAL TRANSACTIONS

Part 3.OTHER CHANGES AND MODIFICATIONS

Ch. 42FINANCE CHARGES AND RELATED PROVISIONS

This text of Idaho § 28-42-305 (CONVERSION TO OPEN-END CREDIT) is published on Counsel Stack Legal Research, covering Idaho primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

Idaho Code § 28-42-305 (2026).

Text

The parties may agree at or within ten (10) days before the time of conversion to add the unpaid balance of a regulated consumer credit transaction not made pursuant to open-end credit to the debtor’s open-end credit account with the creditor. The unpaid balance so added is an amount equal to the amount financed, determined according to the provision on finance charge on refinancing, section 28-42-303, Idaho Code.

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The parties may agree at or within ten (10) days before the time of conversion to add the unpaid balance of a regulated consumer credit transaction not made pursuant to open-end credit to the debtor’s open-end credit account with the creditor. The unpaid balance so added is an amount equal to the amount financed, determined according to the provision on finance charge on refinancing, section 28-42-303, Idaho Code.