Iowa § 654.21 Demand for delay of sale

Iowa Statutes

§ 654.21 — Demand for delay of sale

Iowa § 654.21

Title XVJUDICIAL BRANCH AND JUDICIAL PROCEDURES

Ch. 654FORECLOSURE OF REAL ESTATE MORTGAGES

This text of Iowa § 654.21 (Demand for delay of sale) is published on Counsel Stack Legal Research, covering Iowa primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

Iowa Code § 654.21 (2026).

Text

At any time prior to entry of judgment, the mortgagor may file a demand for delay of sale.
If the demand is filed, the sale shall be held promptly after the expiration of two months
from entry of judgment. However, if the demand is filed and the mortgaged property is the
residence of the mortgagor and is a one-family or two-family dwelling, the sale shall be held
promptly after the expiration of six months, or three months if the petition includes a waiver
of deficiency judgment, from entry of judgment. If the demand is filed, the mortgagor and
mortgagee subsequently may file a stipulation that the sale may be held promptly after the
stipulation is filed and that the mortgagee waives the right to entry of a deficiency judgment.
If the stipulation is filed, the sale shall be held promptly a

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At any time prior to entry of judgment, the mortgagor may file a demand for delay of sale.
If the demand is filed, the sale shall be held promptly after the expiration of two months
from entry of judgment. However, if the demand is filed and the mortgaged property is the
residence of the mortgagor and is a one-family or two-family dwelling, the sale shall be held
promptly after the expiration of six months, or three months if the petition includes a waiver
of deficiency judgment, from entry of judgment. If the demand is filed, the mortgagor and
mortgagee subsequently may file a stipulation that the sale may be held promptly after the
stipulation is filed and that the mortgagee waives the right to entry of a deficiency judgment.
If the stipulation is filed, the sale shall be held promptly after the filing. At any time prior to
judgment, the mortgagor may pay the plaintiff the amount claimed in the petition and, if paid,
the foreclosure action shall be dismissed. At any time after judgment and before the sale, the
mortgagor may pay the plaintiff the amount of the judgment and, if paid, the judgment shall
be satisfied of record and the sale shall not be held.