Iowa § 554.3403 Unauthorized signature

Iowa Statutes

§ 554.3403 — Unauthorized signature

Iowa § 554.3403

Title XIIICOMMERCE

Ch. 554UNIFORM COMMERCIAL CODE

This text of Iowa § 554.3403 (Unauthorized signature) is published on Counsel Stack Legal Research, covering Iowa primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

Iowa Code § 554.3403 (2026).

Text

1.Unless otherwise provided in this Article or Article 4, an unauthorized signature is ineffectiveexceptasthesignatureoftheunauthorizedsignerinfavorofapersonwhoingood faith pays the instrument or takes it for value. An unauthorized signature may be ratified for all purposes of this Article.

2.If the signature of more than one person is required to constitute the authorized signature of an organization, the signature of the organization is unauthorized if one of the required signatures is lacking.

3.The civil or criminal liability of a person who makes an unauthorized signature is not affected by any provision of this Article which makes the unauthorized signature effective for the purposes of this Article.

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1. Unless otherwise provided in this Article or Article 4, an unauthorized signature is
ineffectiveexceptasthesignatureoftheunauthorizedsignerinfavorofapersonwhoingood
faith pays the instrument or takes it for value. An unauthorized signature may be ratified for
all purposes of this Article.
2. If the signature of more than one person is required to constitute the authorized
signature of an organization, the signature of the organization is unauthorized if one of the
required signatures is lacking.
3. The civil or criminal liability of a person who makes an unauthorized signature is not
affected by any provision of this Article which makes the unauthorized signature effective for
the purposes of this Article.