§ 537.8101 — Provision of credit card number as condition of check cashing or acceptance prohibited

Iowa § 537.8101

• Jurisdiction: Iowa
• Title XIII: COMMERCE
• Ch. 537: CONSUMER CREDIT CODE

Text

prohibited.
1. Provision of credit card number or expiration date not required. A person shall not
require as a condition of acceptance of a check or share draft, or as a means of identification,
thatthepersonpresentingthecheckprovideacreditcardnumberorexpirationdate, orboth.
2. Recording of credit card number or expiration date, simple misdemeanor. Recording a
credit card number or expiration date, or both, in connection with a sale of goods or services
in which the purchaser pays by check or share draft, or in connection with the acceptance of
a check or share draft, is a simple misdemeanor.
3. Display without recordation permissible condition. This section does not prohibit a
personfromrequestingapurchasertodisplayacreditcardasindiciaofcreditworthinessand
financial responsibility or as additional identification, but the only information concerning a
credit card which may be recorded is the type of credit card so displayed and the issuer of
the credit card. This section does not require acceptance of a check or share draft whether
or not a credit card is presented.
4. Provision of credit card number or expiration date in lieu of deposit. This section does
not prohibit a person from requesting or receiving a credit card number or expiration date
and recording the number or date, or both in lieu of a deposit to secure payment in event of
default, loss, damage, or other occurrence.