Iowa § 537.5114 Complaint — proof

Iowa Statutes

§ 537.5114 — Complaint — proof

Iowa § 537.5114

Title XIIICOMMERCE

Ch. 537CONSUMER CREDIT CODE

This text of Iowa § 537.5114 (Complaint — proof) is published on Counsel Stack Legal Research, covering Iowa primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

Iowa Code § 537.5114 (2026).

Text

1.In an action brought by a creditor against a consumer arising from a consumer credit transaction, the complaint shall allege the facts of the consumer’s default, the amount to which the creditor is entitled, and an indication of how that amount was determined.

2.No default judgment shall be entered in the action in favor of the creditor unless the complaint is verified by the creditor, or unless sworn testimony, by affidavit or otherwise, is adduced showing that the creditor is entitled to the relief demanded.

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1. In an action brought by a creditor against a consumer arising from a consumer credit
transaction, the complaint shall allege the facts of the consumer’s default, the amount to
which the creditor is entitled, and an indication of how that amount was determined.
2. No default judgment shall be entered in the action in favor of the creditor unless the
complaint is verified by the creditor, or unless sworn testimony, by affidavit or otherwise, is
adduced showing that the creditor is entitled to the relief demanded.