Iowa § 537.3621 Damages

Iowa Statutes

§ 537.3621 — Damages

Iowa § 537.3621

Title XIIICOMMERCE

Ch. 537CONSUMER CREDIT CODE

This text of Iowa § 537.3621 (Damages) is published on Counsel Stack Legal Research, covering Iowa primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

Iowa Code § 537.3621 (2026).

Text

In case of a violation of a provision of this part with respect to a consumer rental purchase
agreement, or a violation of the Iowa debt collection practices Act, article 7 of this chapter,
where a debt arises in connection with a consumer rental purchase agreement, the lessee
in the agreement may recover from the person committing the violation, or may set off or
counterclaim in an action by that person, actual damages, with a minimum recovery of
three hundred dollars or twenty-five percent of the total cost to acquire ownership under the
consumer rental purchase agreement, whichever is greater; attorney fees; and court costs.

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In case of a violation of a provision of this part with respect to a consumer rental purchase
agreement, or a violation of the Iowa debt collection practices Act, article 7 of this chapter,
where a debt arises in connection with a consumer rental purchase agreement, the lessee
in the agreement may recover from the person committing the violation, or may set off or
counterclaim in an action by that person, actual damages, with a minimum recovery of
three hundred dollars or twenty-five percent of the total cost to acquire ownership under the
consumer rental purchase agreement, whichever is greater; attorney fees; and court costs.