Iowa § 533.316 Interest rates

Iowa Statutes

§ 533.316 — Interest rates

Iowa § 533.316

Title XIIICOMMERCE

Ch. 533CREDIT UNIONS

This text of Iowa § 533.316 (Interest rates) is published on Counsel Stack Legal Research, covering Iowa primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

Iowa Code § 533.316 (2026).

Text

1.

a.Interest rates on loans made by a state credit union, other than loans secured by a mortgage or deed of trust which is a first lien upon real property, shall not exceed the finance charge permitted in sections 537.2401 and 537.2402 on consumer loans.

b.Interestratesonbusinessloansshallnotexceedthefinancechargepermittedbysection 535.2.

2.With respect to a loan secured by a mortgage or deed of trust which is a first lien upon realproperty,astatecreditunionshallnotchargearateofinterestthatexceedsthemaximum rate permitted by section 535.2.

3.The provisions of this section do not apply to a loan that is subject to section 636.46.

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1. a. Interest rates on loans made by a state credit union, other than loans secured by a
mortgage or deed of trust which is a first lien upon real property, shall not exceed the finance
charge permitted in sections 537.2401 and 537.2402 on consumer loans.
b. Interestratesonbusinessloansshallnotexceedthefinancechargepermittedbysection
535.2.
2. With respect to a loan secured by a mortgage or deed of trust which is a first lien upon
realproperty,astatecreditunionshallnotchargearateofinterestthatexceedsthemaximum
rate permitted by section 535.2.
3. The provisions of this section do not apply to a loan that is subject to section 636.46.