Georgia § 7-3-33 Unreasonable collection tactics

Georgia Statutes

§ 7-3-33 — Unreasonable collection tactics

Georgia § 7-3-33

Title7

This text of Georgia § 7-3-33 (Unreasonable collection tactics) is published on Counsel Stack Legal Research, covering Georgia primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

O.C.G.A. § 7-3-33 (2026).

Text

No licensee or employee or agent thereof shall willfully use any unreasonable collection tactics. Unreasonable collection tactics shall include, but not be limited to, any conduct by the licensee or any employee or agent thereof which:

(1)Causes the borrower or any member of his or her family to suffer bodily injury or physical harm;

(2)Constitutes a willful or intentional trespass by force of the borrower's home or personal property without process of law;

(3)Holds up the borrower to public ridicule or unreasonably degrades the borrower in the presence of neighbors or business associates;

(4)Involves use of printed material which simulates or resembles a summons, warrant, or other legal process; or (5) Although otherwise lawful, occurs at an unreasonable hour of the night. Attempts to

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No licensee or employee or agent thereof shall willfully use any unreasonable collection tactics. Unreasonable collection tactics shall include, but not be limited to, any conduct by the licensee or any employee or agent thereof which: (1) Causes the borrower or any member of his or her family to suffer bodily injury or physical harm; (2) Constitutes a willful or intentional trespass by force of the borrower's home or personal property without process of law; (3) Holds up the borrower to public ridicule or unreasonably degrades the borrower in the presence of neighbors or business associates; (4) Involves use of printed material which simulates or resembles a summons, warrant, or other legal process; or (5) Although otherwise lawful, occurs at an unreasonable hour of the night. Attempts to make collections by means of personal visits, telephone calls, and the like shall be deemed to occur at an unreasonable hour of the night if they occur between the hours of 10:00 P.M. and 5:00 A.M.