Georgia Statutes

§ 11-3-406 — Negligence contributing to forged signature or alteration of instrument

Georgia § 11-3-406

This text of Georgia § 11-3-406 (Negligence contributing to forged signature or alteration of instrument) is published on Counsel Stack Legal Research, covering Georgia primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
O.C.G.A. § 11-3-406 (2026).

Text

(a)A person whose failure to exercise ordinary care substantially contributes to an alteration of an instrument or to the making of a forged signature on an instrument is precluded from asserting the alteration or the forgery against a person who, in good faith, pays the instrument or takes it for value or for collection.
(b)Under subsection (a) of this Code section, if the person asserting the preclusion fails to exercise ordinary care in paying or taking the instrument and that failure substantially contributes to loss, the loss is allocated between the person precluded and the person asserting the preclusion according to the extent to which the failure of each to exercise ordinary care contributed to the loss.
(c)Under subsection (a) of this Code section, the burden of proving failur

Free access — add to your briefcase to read the full text and ask questions with AI

Related

Gerber & Gerber, P.C. v. Regions Bank
596 S.E.2d 174 (Court of Appeals of Georgia, 2004)
12 case citations
Southtrust Bank of Georgia v. Parker
486 S.E.2d 402 (Court of Appeals of Georgia, 1997)
11 case citations
Spacemakers of America, Inc. v. Suntrust Bank
609 S.E.2d 683 (Court of Appeals of Georgia, 2005)
8 case citations
Ownbey Enterprises, Inc. v. Wachovia Bank, N.A.
457 F. Supp. 2d 1341 (N.D. Georgia, 2006)
4 case citations
First Rome Bank v. Reese Oil Co.
426 S.E.2d 384 (Court of Appeals of Georgia, 1992)
4 case citations
First Guaranty Bank v. Northwest Georgia Bank
417 S.E.2d 348 (Court of Appeals of Georgia, 1992)

Nearby Sections

15
View on official source ↗

Cite This Page — Counsel Stack

Bluebook (online)
Georgia § 11-3-406, Counsel Stack Legal Research, https://law.counselstack.com/statute/ga/11-3-406.