As used in this part, the term:
(1)"Disclose a financial record" means transfer, publish, or distribute protected financial information to another person for any purpose other than to:
(A)Process or facilitate a payment card transaction; or (B) Take any actions related to dispute processing, fraud management, or protecting transaction integrity from concerns related to illegal activities or cyber risks.
(2)"Financial institution" means any bank, trust company, building and loan association, credit union as defined in Code Section 7-1-4 , merchant acquirer limited purpose bank as defined in Code Section 7-9-2 , federally chartered banking institution that accepts state deposits, or entity involved in facilitating or processing payment card transactions, including, but not limited to, an
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As used in this part, the term: (1) "Disclose a financial record" means transfer, publish, or distribute protected financial information to another person for any purpose other than to: (A) Process or facilitate a payment card transaction; or (B) Take any actions related to dispute processing, fraud management, or protecting transaction integrity from concerns related to illegal activities or cyber risks. (2) "Financial institution" means any bank, trust company, building and loan association, credit union as defined in Code Section 7-1-4 , merchant acquirer limited purpose bank as defined in Code Section 7-9-2 , federally chartered banking institution that accepts state deposits, or entity involved in facilitating or processing payment card transactions, including, but not limited to, an acquirer, a payment card network, or a payment card issuer. (3) "Financial services" means any service or product offered to the consumer or business market by a financial institution. (4) "Firearms code" means the Merchant Category Code 5723 approved by the International Organization for Standardization or any other merchant category code or indicator that a financial institution assigns to a merchant or to a payment card transaction identifies whether the merchant is a firearms retailer or whether the payment card transaction involves the purchase of a firearm or ammunition. (5) "Firearms retailer" means any person physically located in this state that is engaged in the lawful business of selling or trading firearms or ammunition. (6) "Payment card" shall have the same meaning as provided in Code Section 10-15-1 . (7) "Person" means one or more individuals, partnerships, associations, limited liability companies, corporations, unincorporated organizations, mutual companies, joint stock companies, trusts, or other legal or business entities. Such term shall include federally chartered banking institutions that accept state deposits. (8) "Protected financial information" means any record of a sale, purchase, return, or refund involving a payment card that is retrieved, characterized, generated, labeled, sorted, or grouped based on the assignment of a firearms code. (9) "Trade association" means any corporation, unincorporated association, federation, business league, or professional or business organization not organized or operated for profit and no part of the net earnings of which inures to the benefit of any private shareholder or individual; that is an organization described in Section 501(c)(6) of Title 26 of the United States Code and exempt from tax under Section 501(a) of such title; and two or more members of which are manufacturers or sellers of a qualified product as defined by Section 7903(4) of Title 15 of the United States Code .