Florida Statutes

§ 627.455 — Incontestability

Florida § 627.455
JurisdictionFlorida
TitleXXXVII
Ch. 627INSURANCE RATES AND CONTRACTS

This text of Florida § 627.455 (Incontestability) is published on Counsel Stack Legal Research, covering Florida primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Fla. Stat. § 627.455 (2026).

Text

Every insurance contract shall provide that the policy shall be incontestable after it has been in force during the lifetime of the insured for a period of 2 years from its date of issue except for nonpayment of premiums and except, at the option of the insurer, as to provisions relative to benefits in event of disability and as to provisions which grant additional insurance specifically against death by accident or accidental means.

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Related

Sun Life Assurance Company of Canada v. Imperial Premium Finance, LLC
904 F.3d 1197 (Eleventh Circuit, 2018)
122 case citations
Allstate Life Insurance Co. v. John Miller
424 F.3d 1113 (Eleventh Circuit, 2005)
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Wells Fargo Bank, N.A. v. Pruco Life Insurance Company
200 So. 3d 1202 (Supreme Court of Florida, 2016)
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Sciaretta v. Lincoln National Life Insurance
899 F. Supp. 2d 1318 (S.D. Florida, 2012)
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Fioretti v. Massachusetts General Life Insurance
892 F. Supp. 1492 (S.D. Florida, 1993)
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Pruco Life Insurance Company v. Wells Fargo Bank, N.A.
846 F.3d 1188 (Eleventh Circuit, 2017)
3 case citations
Bankers Security Life Insurance Society v. Kane
885 F.2d 820 (Eleventh Circuit, 1989)
1 case citations

Legislative History

s. 482, ch. 59-205; s. 3, ch. 76-168; s. 1, ch. 77-457; ss. 2, 3, ch. 81-318; ss. 382, 404, 809(2nd), ch. 82-243; s. 79, ch. 82-386; s. 114, ch. 92-318.

Nearby Sections

15
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Bluebook (online)
Florida § 627.455, Counsel Stack Legal Research, https://law.counselstack.com/statute/fl/627.455.