Florida § 626.97075 Life insurance, disability insurance, and long-term care insurance; discrimination against living organ donors prohibited

Florida Statutes

§ 626.97075 — Life insurance, disability insurance, and long-term care insurance; discrimination against living organ donors prohibited

Florida § 626.97075

TitleXXXVII

Ch. 626INSURANCE FIELD REPRESENTATIVES AND OPERATIONS

This text of Florida § 626.97075 (Life insurance, disability insurance, and long-term care insurance; discrimination against living organ donors prohibited) is published on Counsel Stack Legal Research, covering Florida primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

Fla. Stat. § 626.97075 (2026).

Text

(1)As used in this section, the term “policy” means any of the following:

(a)An individual or group life insurance policy.

(b)An industrial life insurance policy, as the term “industrial life insurance” is defined in s. 627.502(1).

(c)A credit life insurance or credit disability insurance policy, as the terms “credit life insurance” and “credit disability insurance” are defined in s. 627.677(1) and (2), respectively.

(d)A long-term care insurance policy, as defined in s. 627.9404(1).

(2)Notwithstanding any other law, an insurer may not, under a policy:

(a)Decline or limit coverage of a person solely due to his or her status as a living organ donor;

(b)Preclude an insured from donating all or part of an organ as a condition to continuing to receive coverage under the policy; or (c)

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(1) As used in this section, the term “policy” means any of the following: (a) An individual or group life insurance policy. (b) An industrial life insurance policy, as the term “industrial life insurance” is defined in s. 627.502(1). (c) A credit life insurance or credit disability insurance policy, as the terms “credit life insurance” and “credit disability insurance” are defined in s. 627.677(1) and (2), respectively. (d) A long-term care insurance policy, as defined in s. 627.9404(1).

(2) Notwithstanding any other law, an insurer may not, under a policy: (a) Decline or limit coverage of a person solely due to his or her status as a living organ donor; (b) Preclude an insured from donating all or part of an organ as a condition to continuing to receive coverage under the policy; or (c) Otherwise discriminate in the offering, issuance, cancellation, coverage, premium, or any other condition of the policy for a person without any additional actuarial risk and based solely on his or her status as a living organ donor.

(3) The commission may adopt rules and take actions necessary to enforce this section.