District of Columbia Statutes

§ 26-1152.13 — Limitations on balloon payments.

District of Columbia § 26-1152.13
JurisdictionDistrict of Columbia
Title 26Banks and Other Financial Institutions.
Ch. 11AHome Loan Protection.
Subch. IIProhibited Practices.

This text of District of Columbia § 26-1152.13 (Limitations on balloon payments.) is published on Counsel Stack Legal Research, covering District of Columbia primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
D.C. Code § 26-1152.13 (2026).

Text

A lender shall not make a covered loan that provides for a scheduled payment that is more than twice as large as the average of earlier scheduled monthly payments unless the balloon payment becomes due and payable not less than 7 years after the date of the loan closing. This section shall not apply if the payment schedule is adjusted to account for the seasonal or irregular income of the borrower or if the loan is a bridge loan connected with or related to the acquisition or construction of a dwelling intended to become the borrower’s principal dwelling.

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Related

Onyeoziri v. Spivok
44 A.3d 279 (District of Columbia Court of Appeals, 2012)
45 case citations
Dawson v. Thomas (In Re Dawson)
411 B.R. 1 (District of Columbia, 2008)
25 case citations

Legislative History

May 7, 2002, D.C. Law 14-132, § 213, 49 DCR 2551

Nearby Sections

15
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Bluebook (online)
District of Columbia § 26-1152.13, Counsel Stack Legal Research, https://law.counselstack.com/statute/dc/26-1152.13.