Connecticut § 38a-316e Matching of adjacent items under real property covered loss.

Connecticut Statutes

§ 38a-316e — Matching of adjacent items under real property covered loss.

Connecticut § 38a-316e

Title 38aInsurance

Ch. 700Property and Casualty Insurance

This text of Connecticut § 38a-316e (Matching of adjacent items under real property covered loss.) is published on Counsel Stack Legal Research, covering Connecticut primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

Conn. Gen. Stat. § 38a-316e (2026).

Text

(a)When a covered loss for real property requires the replacement of an item or items and the replacement item or items do not match adjacent items in quality, color or size, the insurer shall replace all such items with material of like kind and quality so as to conform to a reasonably uniform appearance. This provision shall apply to interior and exterior covered losses.

(b)Nothing in this subsection shall be construed to impose liability on an insurer as a warrantor of any work performed pursuant to this subsection.

(c)Nothing in this subsection shall be construed to authorize or preclude enforcement of policy provisions relating to settlement disputes.

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(a) When a covered loss for real property requires the replacement of an item or items and the replacement item or items do not match adjacent items in quality, color or size, the insurer shall replace all such items with material of like kind and quality so as to conform to a reasonably uniform appearance. This provision shall apply to interior and exterior covered losses. (b) Nothing in this subsection shall be construed to impose liability on an insurer as a warrantor of any work performed pursuant to this subsection. (c) Nothing in this subsection shall be construed to authorize or preclude enforcement of policy provisions relating to settlement disputes.

Legislative History

(P.A. 13-138, S. 1.) When an insurer concedes the existence of a covered peril to an insured's premises, issues concerning the extent of the insurer's obligation to replace adjacent, undamaged items to achieve a reasonably uniform appearance are a component of the “amount of loss” and are part of the appraisal process. 341 C. 735.