California § 491. 491. (Added by Stats. 1986, Ch. 470, Sec. 1.)

California Statutes

§ 491. — 491. (Added by Stats. 1986, Ch. 470, Sec. 1.)

California § 491.

JurisdictionCalifornia

Code INSInsurance Code - INS

Div. 1.DIVISION 1. GENERAL RULES GOVERNING INSURANCE

Part 1.PART 1. THE CONTRACT

Ch. 5.CHAPTER 5. The Premium

This text of California § 491. (491. (Added by Stats. 1986, Ch. 470, Sec. 1.)) is published on Counsel Stack Legal Research, covering California primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

Cal. Insurance Code - INS Code § 491. (2026).

Text

The rating plan of a motor vehicle liability insurer shall not provide for an increase in the premium if based upon an accident in which the insured is not at fault, in any manner, as determined by either the accident report or the insurer. In the event the insurer determines that its insured is at fault contrary to an accident report’s specific finding that the insured is not at fault, the insurer shall reach its conclusion only after an investigation.

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The rating plan of a motor vehicle liability insurer shall not provide for an increase in the premium if based upon an accident in which the insured is not at fault, in any manner, as determined by either the accident report or the insurer. In the event the insurer determines that its insured is at fault contrary to an accident report’s specific finding that the insured is not at fault, the insurer shall reach its conclusion only after an investigation.

Legislative History

Added by Stats. 1986, Ch. 470, Sec. 1.

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California § 491., Counsel Stack Legal Research, https://law.counselstack.com/statute/ca/INS/491..