California Statutes
§ 22454. — 22454. (Amended by Stats. 2019, Ch. 708, Sec. 11.)
California § 22454.
JurisdictionCalifornia
Code FINFinancial Code - FIN
Div. 9.DIVISION 9. CALIFORNIA FINANCING LAW
Ch. 2.CHAPTER 2. Consumer Loans
Art. 5.ARTICLE 5. Open-End Loan Programs
This text of California § 22454. (22454. (Amended by Stats. 2019, Ch. 708, Sec. 11.)) is published on Counsel Stack Legal Research, covering California primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.
Bluebook
Cal. Financial Code - FIN Code § 22454. (2026).
Text
On open-end loans, the licensee may contract for and receive the fees, costs, and expenses permitted on other loans, including those permitted by subdivisions (a), (b), (c), and (d) of Section 22313 and subdivision (d) of Section 22314, except that the charge for credit insurance under Section 22314 shall be on a monthly basis and shall be actuarially consistent with the premium rate for the same coverage.
This section does not apply to any open-end loan of a bona fide principal amount of ten thousand dollars ($10,000) or more as determined in accordance with Section 22467.
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Legislative History
Amended by Stats. 2019, Ch. 708, Sec. 11. (AB 539) Effective January 1, 2020.
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Bluebook (online)
California § 22454., Counsel Stack Legal Research, https://law.counselstack.com/statute/ca/FIN/22454..