Arizona Statutes

§ 20-1120 — Binders

Arizona § 20-1120
JurisdictionArizona
Title 20Arizona Revised Statutes
Ch. 5THE INSURANCE CONTRACT
Art. 1In General

This text of Arizona § 20-1120 (Binders) is published on Counsel Stack Legal Research, covering Arizona primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Ariz. Rev. Stat. Ann. § 20-1120 (2026).

Text

A.Binders or other contracts for temporary insurance may be made orally or in writing, and shall be deemed to include all the usual terms of the policy as to which the binder was given together with such applicable endorsements as are designated in the binder, except as superseded by the clear and express terms of the binder.
B.No binder shall be valid beyond the issuance of the policy with respect to which it was given, or beyond ninety days from its effective date, whichever period is the shorter.
C.If the policy has not been issued a binder may be extended or renewed beyond such ninety days with the written approval of the director, or in accordance with such rules and regulations relative thereto as the director may promulgate.
D.This section shall not apply to life or disabilit

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Related

Continental Life & Accident Co. v. Songer
603 P.2d 921 (Court of Appeals of Arizona, 1979)
27 case citations
Statewide Ins. Corp. v. Dewar
694 P.2d 1167 (Arizona Supreme Court, 1984)
12 case citations
Saggau v. State Farm Mutual Insurance Company
493 P.2d 528 (Court of Appeals of Arizona, 1972)
9 case citations
Rutherford v. John O'Lexey's Boat & Yacht Insurance
576 P.2d 1380 (Court of Appeals of Arizona, 1978)
8 case citations
Cain v. Aetna Life Insurance
659 P.2d 1334 (Court of Appeals of Arizona, 1983)
7 case citations
Turner v. WORTH INSURANCE COMPANY
464 P.2d 990 (Court of Appeals of Arizona, 1970)
3 case citations
Statewide Insurance v. Dewar
694 P.2d 1190 (Court of Appeals of Arizona, 1983)
2 case citations
Laufer v. Auditore
(Court of Appeals of Arizona, 2017)

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Bluebook (online)
Arizona § 20-1120, Counsel Stack Legal Research, https://law.counselstack.com/statute/az/20-1120.