Arizona § 20-1106 Capacity to contract for insurance; minors

Arizona Statutes

§ 20-1106 — Capacity to contract for insurance; minors

Arizona § 20-1106

Title 20Arizona Revised Statutes

Ch. 5THE INSURANCE CONTRACT

Art. 1In General

This text of Arizona § 20-1106 (Capacity to contract for insurance; minors) is published on Counsel Stack Legal Research, covering Arizona primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

Ariz. Rev. Stat. Ann. § 20-1106 (2026).

Text

A.Any person of competent legal capacity may contract for insurance.

B.A minor who is at least fifteen years of age as of the minor's nearest birthday may contract, notwithstanding the minor's minority, for life or disability insurance on the minor's own life or body, for the minor's own benefit or for the benefit of the minor's father or mother, spouse, child, brother, sister or grandparents.

C.A minor who is at least sixteen years of age as of the minor's nearest birthday, who is a foster child as defined in section 8-501 or a youth participating in the independent living program pursuant to section 8-521 and who has completed a driver education program may contract, notwithstanding the minor's minority, for motor vehicle liability insurance that satisfies the requirements of sectio

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A. Any person of competent legal capacity may contract for insurance.

B. A minor who is at least fifteen years of age as of the minor's nearest birthday may contract, notwithstanding the minor's minority, for life or disability insurance on the minor's own life or body, for the minor's own benefit or for the benefit of the minor's father or mother, spouse, child, brother, sister or grandparents.

C. A minor who is at least sixteen years of age as of the minor's nearest birthday, who is a foster child as defined in section 8-501 or a youth participating in the independent living program pursuant to section 8-521 and who has completed a driver education program may contract, notwithstanding the minor's minority, for motor vehicle liability insurance that satisfies the requirements of section 28-4009 and that covers the minor.

D. A minor described in subsection B or C of this section, notwithstanding the minor's minority, shall be deemed competent to exercise all rights and powers with respect to or under any contract of life or disability insurance on the minor's own life or body or contract of motor vehicle liability insurance pursuant to this section, as though of full legal age, and may surrender the minor's interest in the contract and give a valid discharge for any benefit accruing or money payable under the contract. The minor, by reason of his minority, may not rescind, avoid or repudiate the contract, nor rescind, avoid or repudiate any exercise of a right or privilege under the contract, except that the minor, not otherwise emancipated, may not be bound by any unperformed agreement to pay, by promissory note or otherwise, any premium on such an insurance contract.