§ 23-79-121 — Delivery of policy

(a) (1) Subject to the insurer's requirements as to payment of premium, every policy shall be mailed or delivered to the insured or to the person entitled to receive it, within a reasonable period of time after its issuance, except when a condition required by the insurer has not been met. (2) (A) The insurer may mail or deliver an electronic copy of the policy to the insured or to the person entitled to receive it. (B) The insurer shall retain the electronic transmittal and an electronic or imaged copy of the policy as a part of the insurer's records. (b) (1) In the event the original policy is delivered or is required to be delivered to or for deposit with any vendor, mortgagee, or pledgee of any property or motor vehicle and in which policy any interest of the vendee, mortgagor, or pledgor in or with reference to the property or vehicle is insured, then a duplicate of the policy, or a certificate of insurance setting forth the name and address of the insurer, insurance classification in the case of a vehicle, type of coverage, limits of liability, premiums for the respective coverages, and duration of the policy, or memorandum thereof containing the same information, shall be delivered by the agent through whom the insurance was procured to each vendee, mortgagor, or pledgor named in the policy. (2) No insurer shall have any responsibility or liability with respect to compliance or noncompliance with any requirement of this subsection. (3) This subsection does not apply to insurance of aircraft.

Legislative History

Acts 1959, No. 148, § 287; A.S.A. 1947, § 66-3220; Acts 2005, No. 506, § 39.