Alabama § 27-43-3 Definitions

Alabama Statutes

§ 27-43-3 — Definitions

Alabama § 27-43-3

Title 27Insurance

Ch. 43Legal Expense Insurance

This text of Alabama § 27-43-3 (Definitions) is published on Counsel Stack Legal Research, covering Alabama primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

Ala. Code § 27-43-3 (2026).

Text

As used in this chapter, the following terms shall have the following meanings, respectively, unless the context requires otherwise:

(1)DEPARTMENT. The Department of Insurance;

(2)COMMISSIONER. The Commissioner of Insurance of this state;

(3)INSURER. Any person authorized to do a casualty insurance business or life, accident and sickness insurance business as an insurer in this state and organizations authorized to transact legal expense insurance under Section 27-43-8;

(4)LEGAL EXPENSE INSURANCE. Such term means, irrespective of the definition of insurance in other chapters under this title, the assumption of a contractual obligation to pay for specific legal services or to reimburse for specific legal expenses, in consideration of a specified payment in advance for an interval of tim

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As used in this chapter, the following terms shall have the following meanings, respectively, unless the context requires otherwise:
(1) DEPARTMENT. The Department of Insurance;
(2) COMMISSIONER. The Commissioner of Insurance of this state;
(3) INSURER. Any person authorized to do a casualty insurance business or life, accident and sickness insurance business as an insurer in this state and organizations authorized to transact legal expense insurance under Section 27-43-8;
(4) LEGAL EXPENSE INSURANCE. Such term means, irrespective of the definition of insurance in other chapters under this title, the assumption of a contractual obligation to pay for specific legal services or to reimburse for specific legal expenses, in consideration of a specified payment in advance for an interval of time, regardless of whether the payment is made by the beneficiaries individually or by a third person for them, but does not include the provision of or reimbursement for legal services incidental to other insurance coverages.