Alabama § 27-22-45 Violations and Penalties

Alabama Statutes

§ 27-22-45 — Violations and Penalties

Alabama § 27-22-45

Title 27Insurance

Ch. 22Property Insurance Contracts

Art. 3Alabama Homeowners Bill of Rights Act

This text of Alabama § 27-22-45 (Violations and Penalties) is published on Counsel Stack Legal Research, covering Alabama primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

Ala. Code § 27-22-45 (2026).

Text

The failure of an insurance company writing homeowners personal lines residential property coverage insurance policies in this state to comply with the material provisions of this article shall be a violation of the Unfair Trade Practices Act as set forth in Section 27-12-1 et seq. of the Alabama Insurance Code. Violation of the Unfair Trade Practices Act may subject the insurance company to the suspension or revocation of the Insurer’s Certificate of Authority or the imposition of an administrative fine, or both.

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The failure of an insurance company writing homeowners personal lines residential property coverage insurance policies in this state to comply with the material provisions of this article shall be a violation of the Unfair Trade Practices Act as set forth in Section 27-12-1 et seq. of the Alabama Insurance Code. Violation of the Unfair Trade Practices Act may subject the insurance company to the suspension or revocation of the Insurer’s Certificate of Authority or the imposition of an administrative fine, or both.