§ 27-19-1 — Applicability of Article

Alabama § 27-19-1

• Jurisdiction: Alabama
• Title 27: Insurance
• Ch. 19: Disability Insurance Policies
• Art. 1: General Provisions

Text

Nothing in this article shall apply to or affect:
(1) Any policy of liability or workmen’s compensation insurance, with or without supplementary expense coverage therein;
(2) Any group or blanket policy;
(3) Life insurance, endowment, or annuity contracts, or contracts supplemental thereto which contain only such provisions relating to disability insurance as:
a. Provide additional benefits in case of death or dismemberment or loss of sight by accident; or
b. Operate to safeguard such contracts against lapse or to give a special surrender value, or special benefit or an annuity in the event that the insured or annuitant becomes totally and permanently disabled, as defined by the contract or supplemental contract;
(4) Reinsurance; or
(5) Industrial insurance, which is disability insurance issued under policies sold on a debit basis, bearing the words “industrial policy” imprinted on the face of the policy as part of the descriptive matter, and with premiums payable monthly or more often.

Legislative History

(Acts 1953, No. 193, p. 247, §8; Acts 1957, No. 597, p. 834; Acts 1971, No. 407, p. 707, §422.)