Alabama § 27-15-15 Effect of Incontestability Clause

Alabama Statutes

§ 27-15-15 — Effect of Incontestability Clause

Alabama § 27-15-15

Title 27Insurance

Ch. 15Life Insurance and Annuity Contracts

Art. 1General Provisions

This text of Alabama § 27-15-15 (Effect of Incontestability Clause) is published on Counsel Stack Legal Research, covering Alabama primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

Ala. Code § 27-15-15 (2026).

Text

A clause in any policy of life insurance or annuity contract providing that such policy or contract shall be incontestable after a specified period shall preclude only a contest of the validity of the policy or contract and shall not preclude the assertion at any time of defenses based upon provisions in the policy or contract which exclude or restrict coverage, whether or not such restrictions or exclusions are excepted in such clause.

Free access — add to your briefcase to read the full text and ask questions with AI

A clause in any policy of life insurance or annuity contract providing that such policy or contract shall be incontestable after a specified period shall preclude only a contest of the validity of the policy or contract and shall not preclude the assertion at any time of defenses based upon provisions in the policy or contract which exclude or restrict coverage, whether or not such restrictions or exclusions are excepted in such clause.