Alabama § 27-12-24 Refusal of Insurer to Pay or Settle Claims

Alabama Statutes

§ 27-12-24 — Refusal of Insurer to Pay or Settle Claims

Alabama § 27-12-24

Title 27Insurance

Ch. 12Trade Practices Law

This text of Alabama § 27-12-24 (Refusal of Insurer to Pay or Settle Claims) is published on Counsel Stack Legal Research, covering Alabama primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

Ala. Code § 27-12-24 (2026).

Text

No insurer shall, without just cause, refuse to pay or settle claims arising under coverages provided by its policies in this state and with such frequency as to indicate a general business practice in this state, which general business practice is evidenced by:

(1)A substantial increase in the number of complaints against the insurer received by the Insurance Department;

(2)A substantial increase in the number of lawsuits against the insurer or its insureds by claimants; and

(3)Other relevant evidence.

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No insurer shall, without just cause, refuse to pay or settle claims arising under coverages provided by its policies in this state and with such frequency as to indicate a general business practice in this state, which general business practice is evidenced by:
(1) A substantial increase in the number of complaints against the insurer received by the Insurance Department;
(2) A substantial increase in the number of lawsuits against the insurer or its insureds by claimants; and
(3) Other relevant evidence.