Zurich Insurance Co. v. Missouri Edison Co.

384 S.W.2d 623, 1964 Mo. LEXIS 601
CourtSupreme Court of Missouri
DecidedDecember 14, 1964
DocketNo. 50589
StatusPublished
Cited by4 cases

This text of 384 S.W.2d 623 (Zurich Insurance Co. v. Missouri Edison Co.) is published on Counsel Stack Legal Research, covering Supreme Court of Missouri primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Zurich Insurance Co. v. Missouri Edison Co., 384 S.W.2d 623, 1964 Mo. LEXIS 601 (Mo. 1964).

Opinion

HOLMAN, Judge.

On July 28, 1960, plaintiff issued its policy of insurance on the newly constructed residence of James and Gladys Bates which was located on River Ridge Road in Louisiana, Missouri. On March 19, 1961, an explosion occurred in said residence which (together with resulting fire) substantially destroyed the building and its contents. Plaintiff paid the Bateses $22,566 by reason of said loss and Mr. and Mrs. Bates executed a subrogation receipt whereby they assigned to plaintiff any [624]*624claim they might have against third parties for causing their loss. Plaintiff sued defendant, alleging that the explosion was caused by its negligence. The trial resulted in a verdict for defendant. A new trial was ordered because of error in giving Instruction No. 5 at the request of defendant. The defendant has appealed from that order.

The evidence favorable to plaintiff will support the following statement of facts: River Ridge Road runs in an east-west direction. The Bates residence was located on the north side of the street near the east end. There was one house farther east, facing on a traffic circle at the end of the street, and two other houses were located about 300 feet west of their home on the south side of the street. Those houses were occupied by the Anderson and England families. The main sewer line was located in the middle of the street and was buried at a depth of from five to nine feet. That sewer was constructed of tile and there were three manholes therein in the area near the Bates residence. One manhole was located just east of the Bates home, another was on the property line between the Anderson and England properties, and a third was located down the hill back of those homes. Twelve feet south of the sewer line defendant had installed a gas line which was constructed of 2}4-mch cast iron pipe buried approximately three feet below the surface of the street.

Mr. and Mrs. Bates moved into their new home in early August 1960. The rooms were all on one floor and there was no basement. They used gas for their cook stove, water heater, and furnace. Shortly after they moved in they experienced difficulty with their pilot lights going out. They complained to defendant and defendant’s service man investigated and reported that the difficulty was caused by a leak in the meter, which he purportedly repaired. However, they continued to have trouble with the pilot lights and thereafter had their equipment checked by a plumber, who may have helped the situation but was not able to correct the difficulty entirely. During the late summer and fall Mr. and Mrs. Bates also detected “an awful gassy odor” in their back yard.

The Bates residence had a small room in which they intended to install fixtures for a half bath. On Saturday, March 18, a plumber began work on that project. He cut a hole in the floor and installed a sewer pipe which ran from the Bates sewer line to the hole in the floor where he intended to place a toilet stool. When the plumber left that day he had not installed any fixtures, and the sewer 'connecting the half bath with the service line was left open. That evening Mr. Bates (who was a carpenter by trade) laid a tile floor in that room. On Sunday morning there was a strong odor of gas in the house and when Mr. Bates left to take their children to Sunday School he told his wife to stuff newspapers in the hole in the sewer opening in order to stop the gas. Mrs. Bates did that, and then decided to sweep the floor of the room. To facilitate that work she switched on the light and immediately there was “a big explosion.”

During the four days following the explosion employees of the defendant and of the Public Works Department of the city made various tests in an effort to determine-the cause of the explosion. Robert Stephens, who was in charge of the city water and sewer systems, testified that on Monday the manhole near the Bates home showed an explosive mixture present; that tests made by defendant’s employees showed' that there were explosive quantities of gas. in the ground near the Anderson property; that at the request of defendant he sealed the manhole back of the Anderson property and in that way determined that no gas was coming up from the sewer system below; that after sealing the sewer he could then smell mercapton (an odor-izing agent present in defendant’s gas) at the Bates manhole; that on Thursday the defendant’s employees made tests which indicated a break in the gas line near the [625]*625east end of the Anderson property; that when the pipe was uncovered it was found to be broken in two at that point; that defendant repaired the pipe and thereafter tests were made which indicated that there was no gas at the manholes; that on Monday he had not detected the odor of mer-capton at the Bates manhole but had been able to smell it at the Anderson manhole; that he later took a sample of the air from the Anderson manhole and had it tested by chemists at the Hercules Powder Company who reported the presence of natural gas in the sample. This witness testified that sewer gas results from the accumulation of sewage and that his investigation indicated no collection of sewage in any of the manholes in that area.

The defendant offered a number of witnesses who testified concerning the manner in which the gas line in question was constructed. The evidence showed that it was constructed in August 1959 of cast iron pipe which should have been serviceable for at least 100 years. There was also testimony to the effect that defendant made tests three or four times a year in an effort to discover any leaks that may have developed in its gas lines.

Plaintiff’s case was submitted under the res ipsa loquitur doctrine. It was plaintiff’s theory that gas escaped from defendant’s broken line and traveled through the soil to a point where it entered the main sewer, and thence through that sewer into the service line leading to the Bates residence, and entered the room where the half bath was being installed through the open, untrapped sewer connection, and there exploded.

There was evidence to the effect that sewer gas will explode and defendant sought to show, at least by inference, that the explosion in question was caused by sewer gas rather than by natural gas which may have escaped from its line. Also, one of defendant’s experts testified that it was possible that the explosion caused the break in the gas line. . .

Plaintiff’s main instruction authorized the jury to find that defendant was negligent upon a finding that it was in exclusive control of the gas line which broke and that gas escaped therefrom and entered the public sewer from which it passed into the Bates sewer and thence into the Bates residence where it became ignited and exploded.

As stated, the court granted a new trial because of error in giving Instruction No. 5, which reads as follows:

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Bluebook (online)
384 S.W.2d 623, 1964 Mo. LEXIS 601, Counsel Stack Legal Research, https://law.counselstack.com/opinion/zurich-insurance-co-v-missouri-edison-co-mo-1964.