Zurich American Insurance Company v. Chantal McVey as Beneficiary of Troy McVey

CourtCourt of Appeals of Texas
DecidedMarch 30, 2011
Docket03-09-00666-CV
StatusPublished

This text of Zurich American Insurance Company v. Chantal McVey as Beneficiary of Troy McVey (Zurich American Insurance Company v. Chantal McVey as Beneficiary of Troy McVey) is published on Counsel Stack Legal Research, covering Court of Appeals of Texas primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Zurich American Insurance Company v. Chantal McVey as Beneficiary of Troy McVey, (Tex. Ct. App. 2011).

Opinion

TEXAS COURT OF APPEALS, THIRD DISTRICT, AT AUSTIN

NO. 03-09-00666-CV

Zurich American Insurance Company, Appellant

v.

Chantal McVey as Beneficiary of Troy McVey, Deceased, Appellee

FROM THE DISTRICT COURT OF BURNET COUNTY, 33RD JUDICIAL DISTRICT NO. 34,575, HONORABLE GUILFORD L. JONES III, JUDGE PRESIDING

OPINION

After her husband Troy McVey was killed in a motor vehicle accident while driving

to Houston for a job-related training conference, appellee Chantal McVey, as Troy’s beneficiary,

sought workers’ compensation survivor benefits from Troy’s employer’s insurance carrier, appellant

Zurich American Insurance Company (“Zurich”).1 Zurich denied coverage, asserting that Troy’s

death was not compensable because he had not been acting within the course and scope of his

employment at the time of his fatal accident. McVey sought review of Zurich’s decision before the

Division of Workers’ Compensation, which concluded that Troy had, in fact, been acting within

the course and scope of his employment and that his death was, therefore, compensable. Zurich

sought judicial review of the Division’s order in district court, where the parties, agreeing that

1 Given their common surname, we will refer to the appellee as “McVey” but her late husband as “Troy” for clarity. the controlling question of whether Troy had been acting within the course and scope of his

employment turned solely on issues of law rather than disputed material facts, filed cross-motions

for summary judgment. The district court granted McVey’s motion and denied Zurich’s. In a single

issue on appeal, Zurich asserts the district court erred in its legal determination that Troy had been

acting within the course and scope of his employment at the time of his accident. We will affirm the

district court’s judgment.

BACKGROUND

The underlying facts are undisputed. At the time of his death, Troy was employed

as an operations manager for TruGreen LandCare, a landscaping company, where he was charged

with supervising numerous landscaping crews while they performed on-site services to clients in

the Austin area. TruGreen had issued Troy a company-owned truck to use in performing his job

responsibilities. Troy would begin a typical work day by driving the truck to an Austin TruGreen

company office, where he and his crews would meet to discuss their plans for the day. After the

meeting, Troy would typically spend most of his day traveling to various client sites in his truck to

supervise crews and meet with clients. At the conclusion of his work day, Troy would typically

depart whichever client site was his last and proceed directly home in his truck.

On the day of his fatal accident, Troy had been scheduled to attend a mandatory multi-

day TruGreen leadership training conference in Houston. That morning, he left his home in

Spicewood—a community located in western Travis County, along State Highway 71, approximately

twenty miles west of Austin—and drove along Highway 71 toward Houston in his company-owned

truck. Along the way, Troy had planned to pick up a coworker who had also been required to attend

2 the conference and who lived near Troy’s planned route to Houston. Although the men were not

required to carpool by TruGreen, strictly speaking, the company emphasized policies that its

employees should be efficient when making company-funded travel and made employees subject to

dismissal for repeated perceived abuses. The company also specifically prohibited employees from

making company-funded travel by air unless that method of travel was cheaper for the company than

driving. Additionally, when an employee had been provided with a TruGreen company vehicle, as

had Troy, he would not be reimbursed for driving a private car on company business unless the

company car were inoperable.

While en route to the coworker’s house, Troy was involved in a motor-vehicle

accident that killed him. Because of the relative location of the two men’s houses, the route that

Troy was taking at the time of the accident happened to overlap with the same route he would

have taken had he been traveling to the Austin TruGreen office for his usual morning meeting

with work crews.

After McVey sought workers’ compensation survivor’s benefits from Zurich,

the carrier denied coverage, asserting that Troy’s death was not compensable because Troy had

merely been traveling to work that day and thus had not been acting within the course and scope of

his employment. See Tex. Lab. Code Ann. § 401.011(10), (12) (West Supp. 2010). McVey sought

review at the Division of Workers’ Compensation, which found that Troy’s death was compensable.

Zurich filed a suit for de novo judicial review of the Division’s decision in district court. See id.

§ 410.301 (West 2006) (de novo review on issues involving compensability). The parties filed cross-

3 motions for summary judgment on the issue of compensability. The district court granted McVey’s

motion and denied Zurich’s. Zurich brought this appeal.

ANALYSIS

In a single issue, Zurich asserts that the district court erred in granting McVey’s

summary-judgment motion and in denying its own because the undisputed facts established that, as

a matter of law, Troy had been traveling to work and had not been acting within the course

and scope of his employment. We review the district court’s summary judgment rulings de novo.

Valence Operating Co. v. Dorsett, 164 S.W.3d 656, 661 (Tex. 2005). A movant is entitled to

summary judgment if (1) there are no genuine issues of material fact, and (2) it is entitled to

judgment as a matter of law. Tex. R. Civ. P. 166a(c); Nixon v. Mr. Prop. Mgmt. Co., 690 S.W.2d

546, 548-49 (Tex. 1985). We indulge every reasonable inference and resolve any doubts in favor

of the non-movant. Nixon, 690 S.W.2d at 548-49. Where, as here, the parties filed overlapping

cross-motions for summary judgment, we review both motions and the summary-judgment evidence

from both sides, decide all questions presented, and “render the judgment that the trial court should

have rendered.” FM Props. Operating Co. v. City of Austin, 22 S.W.3d 868, 872 (Tex. 2000).

The parties agree that there are no genuine issues of material fact. They disagree,

however, as to whether the undisputed facts demonstrate that Troy’s death was a compensable injury

as defined by the Workers’ Compensation Act. A compensable injury is “an injury that arises out

of and in the course and scope of employment for which compensation is payable under [subtitle A

of the Workers’ Compensation Act].” Tex. Lab. Code Ann. § 401.011(10). “Course and scope of

employment” is defined, in relevant part, as

4 an activity of any kind or character that has to do with and originates in the work, business, trade, or profession of the employer and that is performed by an employee while engaged in or about the furtherance of the affairs or business of the employer. The term includes an activity conducted on the premises of the employer or at other locations. The term does not include:

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