Yannuzzi v. Reed

32 Pa. D. & C.4th 82, 1996 Pa. Dist. & Cnty. Dec. LEXIS 216
Pennsylvania Court of Common Pleas, Northampton County·Decided July 9, 1996·No. no. 1995-C-3377·Published

Opinion

FREEDBERG, RJ,

This matter is before the court on the defendants’ motion for summary judgment. The issue presented is whether, under the “limited tort option” of Pennsylvania’s Motor Vehicle Financial Responsibility Law, 75 Pa.C.S. §1701 et seq., there is a material issue of fact as to the existence of a serious injury requiring determination by a jury.

In Dodson v. Elvey, 445 Pa. Super. 479, 665 A.2d 1223 (1995), the Superior Court en banc dealt exten[83] sively with the limited tort option provision. Writing for the majority, Judge Beck stated:

“The limited tort option authorizes the insurer to offer automobile insurance coverage at reduced premium rates to insureds who give up the right to sue for noneconomic damages, such as pain and suffering. A limited tort elector may sue for noneconomic damages only if he or she suffers ‘serious injury’ in an automobile accident. 75 Pa.C.S. § 1705(d).
“Serious injury is statutorily defined as death, serious impairment of body function or permanent serious disfigurement. 75 Pa.C.S. §1702.” Id. at 484, 665 A.2d at 1226.

The legislation was the culmination of attempts to curb the escalating cost of insurance premiums. Id. at 495 n.ll, 665 A.2d at 1231 n.ll.

In Dodson, the Superior Court held that the trial court should make a threshold determination of the existence of serious impairment of body function when there is no dispute of fact. The court stated:

“We emphasize that in deciding whether a material issue of fact exists for the jury, the judge should not focus on the injury but should focus on the nature and extent of plaintiff’s impairment as a consequence of the injury.” Id. at 494, 665 A.2d at 1231. Thus, it is only where there is “a substantial dispute of fact on the threshold issue, [that] the question is one for the jury.” Id. at 497, 665 A.2d at 1232.

A plaintiff, to cross over the “serious injury” threshold, must show a material dispute of fact by objective medical evidence. Thus, a plaintiff may not create a triable issue of fact with subjective evidence only. With [84] reference to soft tissue injuries, the court noted that, while it recognized that such injuries may be accompanied by subjective complaints of pain that are so severe that they result in a “serious impairment of body function,” the impairment must be objectively manifested.

The court adopted a definition of serious impairment •of body function offered by the Supreme Court of Michigan in DiFranco v. Pickard, 427 Michigan 32, 398 N.W.2d 896 (Mich. 1986). The definition is as follows:

“The ‘serious impairment of body function’ threshold contains two inquiries:
“(a) What body function, if any, was impaired because of injuries sustained in a motor vehicle accident?
“(b) Was the impairment of body function serious? The focus of these inquiries is not on the injuries themselves, but on how the injuries affected a particular body function. Generally, medical testimony will be needed to establish the existence, extent, and permanency of the impairment ... In determining whether the impairment was serious, several factors should be considered: the extent of the impairment, the particular body function impaired, the length of time the impairment lasted, the treatment required to correct the impairment, and any other relevant factors. An impairment need not be permanent to be serious.” Dodson, supra at 499, 665 A.2d at 1233-34.

The Superior Court stated:

“An impairment involves more than the injury itself. The consequences of the injury must involve a serious impact for an extended period of time on a plaintiff’s [85] life____It must interfere substantially with the plaintiff’s normal activities and not impose only a mild or slight limitation.” Id. at 499, 665 A.2d at 1234. (citations omitted)

The word “serious” is equated with “significant” and “important” and involves an injury with consequences that are more than just minor, mild, or slight.

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Yannuzzi v. Reed, 32 Pa. D. & C.4th 82, 1996 Pa. Dist. & Cnty. Dec. LEXIS 216 (Pa. Super. Ct. 1996).

32 Pa. D. & C.4th 82 (Yannuzzi v. Reed) — published by Counsel Stack Legal Research, free access to 12M+ legal documents.

Related

DiFranco v. Pickard
398 N.W.2d 896 (Michigan Supreme Court, 1986)
Dodson v. Elvey
665 A.2d 1223 (Superior Court of Pennsylvania, 1995)