Wood v. Peoples Homestead & Savings Ass'n

177 So. 466
CourtLouisiana Court of Appeal
DecidedOctober 29, 1937
DocketNo. 5409.
StatusPublished
Cited by14 cases

This text of 177 So. 466 (Wood v. Peoples Homestead & Savings Ass'n) is published on Counsel Stack Legal Research, covering Louisiana Court of Appeal primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Wood v. Peoples Homestead & Savings Ass'n, 177 So. 466 (La. Ct. App. 1937).

Opinion

DREW, Judge.

Plaintiff instituted this suit under the Workmen’s Compensation Law of this state, Act No. 20 of 1914, as amended, alleging that while acting within the scope and course of his employment with defendant, he sustained an accidental injury which has rendered him totally and permanently disabled to perform work of an ordinary nature such as he was performing prior to the accident.

Defendants filed an exception of no cause or right of action in the lower court, but have specifically abandoned it here, and are now contesting plaintiff’s claim on the following grounds: (1) That the trade, business, and occupation of the defendant employer is of a nonhazardous nature, and therefore the provisions of the Workmen’s Compensation Act of this state did not apply to it; (2) that the work plaintiff was performing was nonhazardous; (3) that the accident did not arise out of and in the course of plaintiff’s employment; (4) that plaintiff was not disabled by the accident from performing the same or similar work he had done prior to the accident; and (5) that plaintiff should undergo an operation or injectment treatment to cure his injury (a hernia), and that his failure to do so bars him from compensation for a period longer than the time a cure could be effected by such an operation.

On these issues the case was tried below resulting in judgment for plaintiff as prayed for, and defendants have prosecuted this appeal.

There is no serious .dispute as to the following facts: Plaintiff was in the employ of defendant, Peoples Homestead & Savings Association, as superintendent of construction and repairs at a salary of $160 per month, and he was required to furnish his own automobile; that in the construction and repair department there were employed carpenters, painters, plumbers, truck drivers, paper hangers, etc. The cost of maintaining this department, including materials used, averaged about $5,000 per month, or $60,000 per year. A warehouse was maintained as headquarters for this department where materials were stored and where the employees were required to report each morning for instructions before starting to work. The truck was kept in this warehouse at night, and there was in said building a mechanical elevator used to transport the men and materials to the second floor.

Plaintiff’s employer, hereafter referred to as the association, carried compensation insurance to cover all employees in the construction or repair department with the Travelers Insurance Company of Hartford.

The property owned by the association included both residential and business, and all was acquired by it through foreclosures on delinquent loans and in some instances by surrender of the property by the owners who were unable to meet their payments. The value of the property thus acquired was equal to the amount the association had out on loans. This property was rented by the association until such time as it could be profitably sold. The construction and repair department was used to keep this property in a state of repair; however, it *468 was also used to repair property not owned by the association, but on which it held mortgages, and, in one instance, had completely constructed from the ground up six houses on a plot of ground owned by it. In other instances, the department made repairs on property on which it intended to make loans; one specific case being the property owned by Mrs. Parker on which the Monroe Building & Loan Association held a mortgage and the defendant association herein had agreed with Mrs. Parker, in consideration of her including in the mortgage other property, to take up the loan and extend her time for payment. This Parker property consisted of twelve houses, all of which were reroofed, the porches fixed, steps repaired, and screens mended: All materials used on the Parker job was kept separate from that belonging to the association, as was all the material left over after this job was completed; plaintiff having been instructed by the president and manager of the association to do so for the reason Mrs. Parker intended to use it in repairing other property she owned. After the job was completed, the association charged Mrs. Parker with the cost of it, added it to the amount she already owed the Monroe Building & Loan Association, and took a mortgage on this particular property and other owned by her for the full amount, and paid off her indebtedness to the Monroe Building & Loan Association. In many cases, the association, through its construction department, almost completely demolished houses, sometimes leaving only a part of the foundation and one wall standing, and then rebuilt the house. This they termed remodeling.

When the HOLC began operating, a number of homeowners, whose houses were mortgaged to the defendant association, secured loans from the HOLC to liquidate their indebtedness to the defendant association. On every occasion the defendant was notified by the HOLC of the amount it was willing to loan on the property and the amount necessary to repair the property before the loan would be made, always giving the association the option of making the repairs and receiving from the PIOLC the full amount available, or not making the repairs and receiving the amount available, less the estimated cost of repairs, and accepting the full a,mount available.

We have gone into much detail as to the activities of the construction and repair department of the defendant association because of the fact that defendant contends that in the case of McAllister versus this same defendant, decided by us on December 11, T936, and reported in 171 So. 130, 131, we found as a fact that the defendant association was not engaged in a hazardous occupation, and did not come under the provisions of section 1, subdivision 2 of Act No. 20 of 1914, wherein one of the hazardous occupations defined is “work in any of the building or metal trades in the erection, construction, extension, decoration, alteration, repair or demolition of any building or structural appurtenances”; and that the above-cited decision is decisive of the case at bar. That would be true if the pleadings and fact's brought out on trial of the two cases had been the same. The two cases are dissimilar in pleadings and facts. Under the pleadings and evidence in the former case, we found as a fact that “the sole and only work done by or through this department was on the property owned by defendant. The employees in this department did not at any time work on the property of anyone else, nor would they have been allowed to do so by defendant. Defendant did not, through this department or otherwise, do any repairs or construction work for the public or for anyone. It used this department solely to keep its own property in a state of repair.” Then, under the above-quoted facts, we found defendant was not engaged in a hazardous business or occupation within the intendment of the Workmen’s Compensation Law of Louisiana.

The testimony adduced on the trial of the case at bar clearly shows that the true facts were not proven in the trial of the McAl-lister Case. We have here an entirely different setup from that in the McAllister Case, and, under the facts in this case, we are of the opinion that the business and occupation of the defendant association was hazardous, under the provisions of the Workmen’s Compensation Law of this state.

In the McAllister Case, after quoting from section 1, subdivision 2 of Act No.

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Bluebook (online)
177 So. 466, Counsel Stack Legal Research, https://law.counselstack.com/opinion/wood-v-peoples-homestead-savings-assn-lactapp-1937.