Wood v. Cambridge Mut. Fire Ins. Co.
This text of 486 So. 2d 1129 (Wood v. Cambridge Mut. Fire Ins. Co.) is published on Counsel Stack Legal Research, covering Louisiana Court of Appeal primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.
Opinion
Michael WOOD, Plaintiff-Appellant,
v.
CAMBRIDGE MUTUAL FIRE INSURANCE COMPANY, Defendant-Appellee.
Court of Appeal of Louisiana, Second Circuit.
*1130 Neal G. Johnson, Monroe, for plaintiff-appellant.
Theus, Grisham, Davis & Leigh by Charles H. Heck, Monroe, for defendant-appellee.
Before HALL, NORRIS and LINDSAY, JJ.
HALL, Chief Judge.
Plaintiff, Michael Wood, appeals from the judgment of the trial court in favor of *1131 defendant, Cambridge Mutual Fire Insurance Company, in plaintiff's action for damages as a result of personal injuries sustained in a fall in the front yard of the home plaintiff was leasing from the defendant's insured.
FACTS
On September 24, 1983, at approximately 6:00 p.m., plaintiff was leaving his home located in Monroe, Louisiana to take a walk and stepped into a hole or depression caused by a rotted tree stump in his front yard, causing him to fall and injure his knee. Plaintiff and his family were leasing the home from the plaintiff's grandmother, Susie Glenn Morgan Shields, and had lived at the residence for approximately one year prior to the accident. The oral lease agreement provided for a reduced rental rate and that the plaintiff-lessee would be responsible for simple yard maintenance, such as mowing the grass. Several years prior to plaintiff's current occupancy, the plaintiff and his family had lived at the residence for approximately one year.
The evidence at trial established that the hole was most likely caused by a rotted tree stump although the evidence was conflicting as to the actual location in the front yard of the tree which was cut down many years ago. The hole was approximately one and one-half to two feet in diameter and five to eight inches deep. There was some grass growing in the hole and some leaves inside of it. A tree root surrounded part of the hole. The hole was located near the sidewalk and the front door which was used as the primary access to the residence. The house was located on a fairly narrow lot and the front yard was approximately fifty feet wide. Although there was testimony and photographs introduced into evidence showing that the hole was obvious and could be seen from quite some distance, plaintiff and his family, including his grandmother, testified that prior to the accident they did not have any knowledge of the hole. Plaintiff had been injured in an automobile accident and also in another previous fall in a hole in the yard near the driveway for which he had instituted a lawsuit against the company whose delivery truck created the hole. Plaintiff testified that as a result of these injuries, he had not been mowing the yard and that the yard was mowed primarily by his wife and brother-in-law. Plaintiff's grandmother testified that she did not go to the rental property very often and had not been to the residence for some period of time prior to the accident.
Plaintiff had ligament surgery on his right knee as a result of his injury on September 29, 1983. Plaintiff had a cast for approximately six weeks and underwent physical therapy. Plaintiff testified that it was three months after the accident before he could walk again. Plaintiff used a wheel chair for approximately a month and a half following the accident and used crutches for approximately another month and a half. Plaintiff testified he was forced to sell his grocery store that he purchased shortly before the accident as he could not work. At the time of trial, plaintiff still had some difficulty with his knee, particularly upon waking up or with weather changes. Plaintiff's treating physician had assigned a 20% disability. This percentage was based on the possibility that plaintiff would have future problems.
Plaintiff instituted this direct action suit against the defendant, the lessor's insurer, on August 2, 1984, alleging that the accident was caused by the negligence of the lessor and that the lessor was strictly liable as the yard presented an unreasonable risk of injury.
TRIAL COURT ACTION
After reviewing the evidence, the trial court found that the plaintiff should have known of the stump hole due to his familiarity with the premises. The court concluded that a reasonably observant person would have seen the hole each time he encountered it and would have taken precautions. Thus, the lessor had no duty to the plaintiff in this instance. Having determined the lessor did not owe a duty to the plaintiff, the court held that comparative negligence was inapplicable. It appears that the trial court found that the theory of *1132 strict liability was inapplicable as the condition did not present an unreasonable risk of harm.
ASSIGNMENTS OF ERROR
On appeal, plaintiff-appellant asserts the following assignments of error:
1. The trial court erred in applying principles of the general duty owed by landowners under the theory of negligence rather than strict liability pursuant to LSA-C.C. Art. 2695;
2. The trial court erred in finding that no duty was owed by the lessor to the appellant instead of applying comparative negligence; and
3. The trial court erred in finding that the stump hole was patently obvious and in imposing constructive knowledge of the defect upon the appellant.
APPLICABLE LEGAL PRINCIPLES
LSA-C.C. Art. 2695 provides as follows:
The lessor guarantees the lessee against all the vices and defects of the thing, which may prevent its being used even in case it should appear he knew nothing of the existence of such vices and defects, at the time the lease was made, and even if they have arisen since, provided they do not arise from the fault of the lessee; and if any loss should result to the lessee from the vices and defects, the lessor shall be bound to indemnify him for the same.
LSA-C.C. Art. 2695 governs a lessor's liability to a tenant for damages caused by vices and defects of the thing leased and places upon the landlord the primary obligation to keep the premises in repair. Gele v. Markey, 379 So.2d 763 (La. App. 4th Cir.1979), writ granted, 380 So.2d 623 (La.1979), affirmed, 387 So.2d 1162 (La. 1980); and Buxton v. Allstate Ins. Co., 434 So.2d 605 (La.App.3d Cir.1983). The article, which provides for strict liability of a landlord for damages resulting from hazardous conditions on the leased premises, is restricted to the landlord-tenant relationship and does not apply to third parties whose rights are protected by other code articles. Campbell v. Tidwell, 407 So.2d 1359 (La.App.3d Cir.1981); Albritton v. J.C. Penney Co., Inc., 385 So.2d 549 (La. App.3d Cir.1980), writ denied, 393 So.2d 727 (La.1980); and Reed v. Ramsay, 355 So.2d 618 (La.App. 4th Cir.1978).
In order for a lessee to recover damages from the lessor under this article due to an alleged vice, defect, or condition in the leased premises, the burden rests upon the lessee to prove by a preponderance of the evidence that a defect existed in the premises and that the defect caused the damages or losses. Latham v. Aetna Cas. Campbell v. Tidwell, supra; Albritton v. J.C. Penney Co., Inc., supra; and Broome v. Gauthier, 443 So.2d 1127 (La.App. 4th Cir.1983), writ denied, 445 So.2d 449 (La. 1984).
A defect has been previously defined under this article as one of such a nature as to constitute a dangerous condition which would reasonably be expected to cause injury to a prudent person using ordinary care under the circumstances. Buxton v. Allstate Ins. Co.,
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486 So. 2d 1129, 1986 La. App. LEXIS 6469, Counsel Stack Legal Research, https://law.counselstack.com/opinion/wood-v-cambridge-mut-fire-ins-co-lactapp-1986.