Wolfson v. Bank of America National Association

District Court, W.D. Washington·Decided July 6, 2020·No. 3:17-cv-06064·Unknown

Opinion

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5 UNITED STATES DISTRICT COURT 6 WESTERN DISTRICT OF WASHINGTON AT TACOMA 7 JEREMY WOLFSON, CASE NO. C17-6064 BHS 8 Plaintiff, ORDER GRANTING 9 v. DEFENDANTS’ MOTIONS FOR SUMMARY JUDGMENT AND 10 BANK OF AMERICA NATIONAL DENYING PLAINTIFF’S MOTION ASSOCIATION, et al., FOR AN EXTENSION OF TIME 11 Defendants. 12

13 This matter comes before the Court on Defendants Bank of America National 14 Association (“Bank of America”), Merscorp Holdings, Inc. (“Merscorp”), and Mortgage 15 Electronic Registration Systems, Inc.’s (“MERS”) (collectively “Loan Defendants”) 16 motion for summary judgment, Dkt. 83; Defendant MTC Financial d/b/a Trustee Corps’s 17 (“MTC”) motion for summary judgment, Dkt. 85; and Plaintiff Jeremy Wolfson’s 18 (“Wolfson”) motion for extension of time to respond, Dkt. 88. The Court has considered 19 the pleadings filed in support of and in opposition to the motions and the remainder of the 20 file and hereby rules as follows: 21 22 1 I. PROCEDURAL HISTORY 2 On December 21, 2017, Wolfson filed a complaint against Defendants 3 Intercontinental Exchange, Inc. and Maroon Holding, LLC (“MERS Parent

4 Corporations”) and the Loan Defendants asserting causes of action for quiet title, 5 violations of the Federal Debt Collection Practices Act (“FDCPA”), defamation, 6 declaratory judgment, cancellation of instrument, replevin, breach of the implied duty of 7 good faith and fair dealing, violations of Washington Deed of Trusts Act (“DTA”), and 8 violations of the Washington Consumer Protection Act (“CPA”). Dkt. 1.

9 On February 20, 2018, MERS Parent Corporations filed a motion to dismiss. Dkt. 10 12. On February 28, 2018, the Loan Defendants filed a motion to dismiss. Dkt. 14. On 11 May 31, 2018, the Court granted the motions and granted Wolfson leave to amend. Dkt. 12 35. 13 On June 22, 2018, Wolfson filed an amended complaint asserting similar claims

14 against the same defendants. Dkt. 36. On July 6, 2018, MERS Parent Corporations filed 15 a motion to dismiss. Dkt. 39. On July 9, 2018, the Loan Defendants filed a motion to 16 dismiss. Dkt. 40. On August 30, 2018, the Court granted Wolfson’s motion for an 17 extension of time to respond. Dkt. 46. On September 4, 2018, Wolfson responded. Dkt. 18 49. On September 7, 2018, MERS Parent Corporations and the Loan Defendants replied.

19 Dkts. 50, 51. 20 On December 13, 2018, the Court granted the MERS Parent Corporations’ motion 21 to dismiss and granted in part and denied in part the Loan Defendants’ motion to dismiss. 22 Dkt. 52. 1 On November 21, 2019, the Court granted the parties’ stipulated motion to 2 continue trial and related deadlines. Dkt. 74. 3 On March 31, 2020, Wolfson filed a motion requesting that all deadlines be

4 extended 90 days. Dkt. 77. On April 17, 2020, the Court denied the motion because it 5 was untimely and Wolfson failed to establish good cause. Dkt. 82. 6 On May 11, 2020, the Loan Defendants filed a motion for summary judgment. 7 Dkt. 83. On May 19, 2020, MTC filed a motion for summary judgment. Dkt. 85. On 8 May 27, 2020, Wolfson filed a motion for an extension of time to respond requesting that

9 the Court extend his deadline to respond to September 2020, which is past the trial date 10 of August 25, 2020. Dkt. 88. On May 28, 2020, the Loan Defendants and MTC 11 responded to Wolfson’s motion and opposed any extension. Dkts. 89, 90. On June 10, 12 2020, the Loan Defendants filed a reply to their motion for summary judgment. Dkt. 91. 13 On June 12, 2020, MTC filed a notice that Wolfson failed to file a substantive response to

14 its summary judgment motion. Dkt. 92. On June 23, 2020, Wolfson filed a response to 15 MTC’s notice stating that he did respond by way of a motion for an extension of time. 16 Dkt. 93. 17 II. FACTUAL BACKGROUND 18 On January 10, 2007, Wolfson and Erin D. Huffman (“Huffman”) signed a note

19 (the “Note”) in the amount of $279,000.00 in favor of First Magnus Corporation (“First 20 Magnus”). To secure the Note, Wolfson and Huffman executed a deed of trust (“Deed”) 21 against the property located at 16208 132nd Avenue East, Puyallup, Washington 98374 22 1 (the “Property”). Dkt. 12-2. The Deed named MERS as beneficiary for First Magnus. 2 Id. at 3. 3 On or about June 21, 2013, MERS assigned its interest in the Deed to Bank of

4 America. Dkt. 12-3. On November 8, 2013, Huffman signed a Quitclaim Deed to 5 Wolfson. Dkt. 15-3. The Quitclaim was recorded on November 20, 2013. Id. 6 On March 30, 2017, MTC recorded a Notice of Trustee’s Sale against the Property 7 asserting that Wolfson was over 8 months behind on payments and setting a trustee’s sale 8 for the Property on August 4, 2017. Dkt. 15-4.

9 On August 4, 2017, Wolfson filed a bankruptcy case seeking relief under Chapter 10 13. On September 20, 2017, the bankruptcy court dismissed his case for failure to 11 comply with orders. 12 III. DISCUSSION 13 A. Extension

14 Wolfson moves for an extension of time to respond to the summary judgment 15 motions for numerous reasons. Dkt. 88. None of them withstand scrutiny. First, he 16 asserts that he travels outside of Washington frequently for essential business. Without 17 additional facts, the Court is unable to reach the conclusion that frequent travel requires a 18 three-month extension of his response and striking of the trial date.

19 Second, Wolfson asserts that all public law libraries are closed and “there can be 20 no due process unless the libraries are open.” Dkt. 88 at 2. While it is true that the 21 libraries are closed, the Pierce County law library is setup to assist the public remotely. 22 See https://www.co.pierce.wa.us/232/Law-Library (last visited July 6, 2020). Moreover, 1 the library has secured twenty hours of remote access to Westlaw for members of the 2 public during the pandemic. See id. Thus, it is not accurate that Wolfson is precluded 3 from accessing legal materials while preparing a timely response.

4 Third, Wolfson requests additional time to complete discovery. Dkt. 88 at 2. The 5 case, however, has been pending for over two years, which is more than sufficient time to 6 complete discovery on the two remaining claims. Wolfson provides no justification for 7 why he has been unable to complete discovery during the original period of discovery or 8 the multiple extensions. Therefore, Wolfson fails to show good cause for an extension of

9 time to respond to the motions for summary judgment or to strike the trial date and 10 remaining deadlines. The Court denies his motion. 11 B. Summary Judgment 12 1. Standard 13 Summary judgment is proper only if the pleadings, the discovery and disclosure

14 materials on file, and any affidavits show that there is no genuine issue as to any material 15 fact and that the movant is entitled to judgment as a matter of law. Fed. R. Civ. P. 56(c). 16 The moving party is entitled to judgment as a matter of law when the nonmoving party 17 fails to make a sufficient showing on an essential element of a claim in the case on which 18 the nonmoving party has the burden of proof. Celotex Corp. v. Catrett, 477 U.S. 317,

19 323 (1986). There is no genuine issue of fact for trial where the record, taken as a whole, 20 could not lead a rational trier of fact to find for the nonmoving party. Matsushita Elec. 21 Indus. Co. v. Zenith Radio Corp., 475 U.S. 574, 586 (1986) (nonmoving party must 22 present specific, significant probative evidence, not simply “some metaphysical doubt”). 1 See also Fed. R. Civ. P.

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