Woelfle v. Connecticut Mut. Life Ins. Co.

103 F.2d 417
CourtCourt of Appeals for the Eighth Circuit
DecidedApril 29, 1939
Docket11359
StatusPublished
Cited by15 cases

This text of 103 F.2d 417 (Woelfle v. Connecticut Mut. Life Ins. Co.) is published on Counsel Stack Legal Research, covering Court of Appeals for the Eighth Circuit primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Woelfle v. Connecticut Mut. Life Ins. Co., 103 F.2d 417 (8th Cir. 1939).

Opinion

SANBORN, Circuit Judge.

From a judgment entered upon the verdict of a jury in favor of the 'defendant (appellee) in an action at law brought by the appellant upon two life policies issued by the Connecticut Mutual Life Insurance Company, this appeal was taken. The appellant contends that errors of law occurring at the trial with respect to rulings upon the evidence and the charge of the court require a reversal and a new trial.

The policies in suit provided for double indemnity in case the insured, James E. Woelfle, died as the result of an accident. The insured ‘ died from a rupture of the aorta on September 9, 1932. The Company paid the face of the policies, but denied liability for double indemnity. The appellant in her petition asserted that the insured’s death was caused solely by an accidental fall sustained by the insured while playing golf on September 5, 1932. It was conceded upon the trial that if the sole cause of the death of the insured was an accident, the .appellant was entitled to recover, but that if disease caused or contributed to the death, she had no claim under the double indemnity clauses of the policies.

The issues of fact were: 1. Did the in- ■ sured sustain a fall on September S, 1932, as alleged in the petition? 2. If so, did the fall, independently of all other causes, result in his death on September 9, 1932?

The evidence as to the fall on September 5, 1932, was largely circumstantial. The evidence as to what caused the rupture of the aorta resulting in the death of the insured was necessarily the evidence of medical experts, some of whom were of the opinion that the rupture was due to trauma, while others were of the opinion that it was not.

While it seems fairly apparent from an examination of the entire record that the verdict and judgment resulted from a failure of the appellant to convince the jury that the insured’s death was the sole result of a fall sustained on September 5, 1932, nevertheless the appellant was entitled to have her case fairly tried and fairly submitted to the jury, and if errors of law were committed by the court during the trial which were in violation of her substantial rights, the judgment must be. reversed.

We shall first consider the alleged errors with respect to rulings upon evidence, which are argued in the appellant’s brief.

It is contended that the trial court erred in permitting Dr. McCordock to testify to experiments concerning which he had read, because his evidence in that regard was pure hearsay and incompetent. He was asked this question: “Do you know, Doctor, approximately what pressure a normal aorta will stand? If you have made any experiments yourself, well and good, or if you know what the accepted literature says about it.” The Doctor testified that he had never made any experiments, but went on to state that: “Oppenheim studied the pressure required to rupture portions of aortas removed at post mortem, or apparently normal cases, as far as the aorta was concerned, and he discovered that it required three thousand millimeters of mercury to cause a rupture.” He then went on to detail the results of experiments of others upon aortas of animals. He finally gave it as his opinion that a fall such as the insured was claimed to have sustained upon the golf course could not produce a rupture of the aorta. We do not regard the testimony of this witness as to experiments not made by him as hearsay or incompetent. It is apparent that the Doctor was testifying as to the accepted learning of his profession and as to the basis upon which his ultimate opinion was given.

Medical experts are entitled to base their opinions upon the teachings of medical science, and are not limited to expressing opinions only as to subjects with which they are familiar through their own observation and experience. See Western *419 Assurance Co. v. J. H. Mohlman Co., 2 cir., 83 F. 811, 821, 40 L.R.A. 561; G. & C. Merriam Co. v. Syndicate Pub. Co., 2 Cir., 207 F. 515, 519; Marshall v. Brown, 50 Mich. 148, 15 N.W. 55, 56; Taylor v. Grand Trunk Ry. Co., 48 N.H. 304, 311, 312, 2 Am.Rep. 229; Pierson v. Hoag, N.Y.Sup.Ct., 47 Barb. 243, 246; State v. Baldwin, 36 Kan. 1, 18, 12 P. 318. See note to Western Assurance Co. v. J. H. Mohlman, supra, 40 L.R.A. 561, 566; Wigmore of Evidence, 2nd Ed., §§ 1691, 1692. A rule which precluded an expert from expressing an opinion based upon the teachings of his profession would be unsound and impractical.

Moreover, it appears from the record that another expert witness called by the appellee was permitted, without objection, to give substantially the same testimony which Dr. McCordock gave. We quote from the record with reference to the testimony of Dr. Hcinbecker: “Witness did not think that a normal aorta could be ruptured under a strain, such as a slight fall, or a fall such as a man would sustain while walking along on a golf course because it has been proven beyond any doubt that it requires up to 3000 millimeters of mercury to rupture a normal aorta and in a human being the blood pressure never rises over 300 millimeters, so it is inconceivable that the blood pressure in itself could rupture a tissue which can withstand such a pressure.”

It is, therefore, our opinion that the testimony of Dr. McCordock, complained of, was neither incompetent nor prejudicial,

It is contended that the court improperly excluded the testimony of Dr. Siebert, a witness for the appellant. He was asked the following question: “Could there have been a rupture as shown by this slide that started on Monday, September 5, 1932, and have ruptured all the way through on September 9, 1932?” This question was objected to on the ground that it called for a conclusion and invaded the province of the jury and was mere speculation. The court sustained the objection. Counsel for appellant then made the following offer of proof: “I offer to show by this witness that this rupture could have started on Monday, September 5, 1932, and could have been completed on September 9, 1932.” The same objection was interposed to the offer and was sustained. We think the court should have overruled the objection to this testimony. The very purpose of calling Dr. Siebert was to obtain his expert condusion or opinion as to whether the alleged fall upon the golf links could have caused, and was the probable cause of, the death of the insured. The fact that the witness was asked for an opinion on an issue that the jury would be ultimately called upon to decide did not affect the admissibility of his opinion. See Svenson v. Mutual Life Ins. Co. of New York, 8 Cir., 87 F.2d 441, 445; New York Life Ins. Co. v. Doerksen, 10 Cir., 64 F.2d 240, 241.

it ¡s apparent, however, that the error exduding the proffered evidence of Dr. Siebert would not justify a reversal of the judgment in this case, because the record shows: that the Doctor, on cross-examination testified that his theory was that there was a partial rupture of the aorta on the 5th of September, that went down to a certain place before it ruptured through on the fourth day”; and that he “then described in detail how the slides, which were magnified and thrown on the screen, showed that the aorta had been ruptured through nearly all the way, with only a portion holding until it finally ruptured.”

• Dr.

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Bluebook (online)
103 F.2d 417, Counsel Stack Legal Research, https://law.counselstack.com/opinion/woelfle-v-connecticut-mut-life-ins-co-ca8-1939.