Witmer v. Valley National Bank

273 N.W. 370, 223 Iowa 671
CourtSupreme Court of Iowa
DecidedMay 11, 1937
DocketNo. 43638.
StatusPublished
Cited by9 cases

This text of 273 N.W. 370 (Witmer v. Valley National Bank) is published on Counsel Stack Legal Research, covering Supreme Court of Iowa primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Witmer v. Valley National Bank, 273 N.W. 370, 223 Iowa 671 (iowa 1937).

Opinion

Mitchell, J.

In October of 1932 the plaintiff filed a petition in the district court of Polk County, Iowa, against the defendants, in which he alleged that he was the owner of an undivided one-fourth interest and that his sisters were the owners of an undivided three-fourths interest in 25 acres of land, which he duly described; that the said real estate was of the reasonable market value of $140,000; that it was encumbered for the sum of $14,000 or $15,000, by a first mortgage, held by Robert McClelland; and that the reasonable value of his undivided one-fourth interest was $35,000, subject to the lien of the first mortgage; that his sisters were indebted to the defendant bank upon promissory notes; that the bank, acting thru its duly qualified and acting officers, threatened immediate suit against the sisters and by threats and duress and by false and fraudulent representations secured from them a second mortgage upon the 25 acres as security for the indebtedness which the sisters owed; that one of the sisters signed thereto the name of plaintiff and his wife as attorney in fact for plaintiff; that the officers and agents of the defendant bank .well knew that the said Victoria C. Darling, who signed the mortgage as attorney in fact for plaintiff, had no right or authority *673 to sign said'mortgage; that the mortgage was executed without the knowledge of the plaintiff and without consideration; that he had no knowledge said mortgage was executed until foreclosure was commenced, entitled “Valley National Bank, plaintiff, y. D. W. Witmer et al.,” being No. 44919 Equity; that a copy of said notice was published in the Des Moines Daily Record; and that as a result Robert McClelland, the holder of the first mortgage became alarmed and foreclosed his mortgage, securing a decree, under which there was a sheriff’s sale; that as a result of the wrongful acts of defendant bank the plaintiff lost all of his interest in said property and suffered damage in the amount of $31,500.

To this petition there was filed a demurrer, which the court sustained.

On the 25th day of April, 1935, appellant filed an amendment in almost the exact words as the original petition. To the amended petition a demurrer was filed, which again was sustained. The plaintiff refused to plead further, and has appealed.

The essential elements of an action for slander of title, which appellant must prove, are: (1) the uttering and publication of the slanderous words; (2) that they were false; (3) that they were malicious; (4) that he sustained special damages thereby; (5) that he had an estate or interest in the property slandered. Hanson v. Hall Mfg. Co., 194 Iowa 1213, 190 N. W. 967; Womack v. McDonald, 219 Ala. 75, 121 So. 57. The issue here is, “Does the petition state a cause of action for slander of title?”

In the case of Insurance Association v. Gilbertson, 129 Iowa 658, at page 661, 106 N. W. 153, 154, this court said:

“The demurrers filed admit all facts well pleaded, but do not, of course, admit conclusions of law, nor do they admit facts which are contrary to law, nor such as are legally impossible. ’ ’

A demurrer is an effort to make the petition definite, complete and clear, to save time and trouble at the subsequent trial. Courts are properly sympathetic to such an effort and when the attention of the party has been called to the specific weakness of his pleading they require him to remedy clearly and positively the weakness. They assume the pleader is human *674 and either has or by amendment will make an allegation just as strong in his own favor as the facts permit, and will assume nothing not definitely alleged in his favor.

The first proposition submitted by appellant is that the trial court erred in ruling that the petition does not allege the uttering and publication of slanderous words against the plaintiff’s title. Appellant claims the petition alleges publication (1) by recording the mortgage, (2) by commencing the foreclosure action and publishing the original notice.

The malicious filing for record of an instrument known to be inoperative and which disparages the title to land, when followed, as a natural, reasonable and probable result, by special damage to the owner of the land, is actionable. 37 C. J., 130; Kelly v. First State Bank, 145 Minn. 331, 177 N. W. 347, 9 A. L. R. 929; Cronkhite v. Chaplin (C. C. A.), 282 Fed. 579.

There was attached to the petition a mortgage, which was marked Exhibit B. It bears a stamped notation of the recorder of Polk county that the instrument, No. 43333, was filed for record on November 13, 1929, and also a certificate of the recorder of Polk county that the mortgage, Exhibit B, was a photographic copy of the original record in the office of the recorder and recorded in Book 1083, at page 225.

Plaintiff in his petition failed to allege that the mortgage was recorded and no reference was made in the petition to the above indorsement of the mortgage. The petition merely states that a copy of the mortgage, executed by Victoria C. Darling to the defendant bank, was annexed to and made a part of the petition. The sufficiency of the petition must be gathered from its allegations; the omission to allege the recording of the instrument is not supplied by the indorsement of the county recorder. Whether or not the commencement of a foreclosure action and the publishing of the original notice, as alleged in the petition, is an uttering and publishing of slanderous words against appellant’s title to land, we do not find it necessary to pass upon and do not do so.

One of the essential elements of an action of slander of title is that special damages be sustained. We turn to the petition to ascertain how the appellant pleads this, and quote:

“After the defendants had procured said false, fraudulent ana mutilated mortgage covering all of the premises of the plain *675 tiff, they commenced an action of foreclosure thereof in the District Court of the State of Iowa in and for Polk County, entitled Valley National Bank v. D. W. Witmer et al., being No. 44919 Equity, of the records of said District Court, and that said cause of action to foreclose said fraudulent mortgage so obtained by said defendants was commenced on or about the 23d day of October, 1930. That at the time of the commencement of said suit to foreclose said mortgage these defendants well knew of the existence of a first mortgage held by the said Eobert McClelland on the premises described herein, belonging to said plaintiff, and that a direct and proximate result of the suit of foreclosure by the Valley- National Bank and by its co-defendants herein was to cause the said Eobert McClelland, the holder of the first mortgage, to become alarmed, and fearing the loss of his mortgage on the premises of the plaintiff, without other cause commenced a suit to foreclose his said first mortgage on or about the 2d day of January, 1931, such action being entitled Eobert McClelland v. D. W. Witmer, et al., being No. 45155 Equity, of the records of the District Court of Polk County, Iowa, and that at a later date said mortgage was foreclosed by decree and sale made on said decree, and the date of redemption under said sale expired on June 13, 1932, all of which by this reference is made a part of this petition.

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Bluebook (online)
273 N.W. 370, 223 Iowa 671, Counsel Stack Legal Research, https://law.counselstack.com/opinion/witmer-v-valley-national-bank-iowa-1937.