Wimberly v. Spring Bank, N.A.

2025 NY Slip Op 30943(U)
CourtNew York Supreme Court, New York County
DecidedMarch 24, 2025
DocketIndex No. 651535/2022
StatusUnpublished

This text of 2025 NY Slip Op 30943(U) (Wimberly v. Spring Bank, N.A.) is published on Counsel Stack Legal Research, covering New York Supreme Court, New York County primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Wimberly v. Spring Bank, N.A., 2025 NY Slip Op 30943(U) (N.Y. Super. Ct. 2025).

Opinion

Wimberly v Spring Bank, N.A. 2025 NY Slip Op 30943(U) March 24, 2025 Supreme Court, New York County Docket Number: Index No. 651535/2022 Judge: Emily Morales-Minerva Cases posted with a "30000" identifier, i.e., 2013 NY Slip Op 30001(U), are republished from various New York State and local government sources, including the New York State Unified Court System's eCourts Service. This opinion is uncorrected and not selected for official publication. [FILED: NEW YORK COUNTY CLERK 03/24/2025 04:44 P~ INDEX NO. 651535/2022 NYSCEF DOC. NO. 174 RECEIVED NYSCEF: 03/24/2025

SUPREME COURT OF THE STATE OF NEW YORK NEW YORK COUNTY

PRESENT: HON. EMILY MORALES-MINERVA PART 42M Justice ------------------------------------------------------------------------------X INDEX NO. 651535/2022 JASON WIMBERLY, MOTION DA TE 02/13/2025 Plaintiff, MOTION SEQ. NO. 010 -v- SPRING BANK, N.A., DECISION+ ORDER ON MOTION Defendant. --------------------------------- ------------ --- ------------------- --------------X

The following e-filed documents, listed by NYSCEF document number (Motion 010) 169, 170, 171, 172, 173 were read on this motion to/for DISMISSAL

APPEARANCES:

Jason Wimberly, prose.

Kaufman Dolowich LLP, Woodbury, New York (Brett A. Scher, Esq., of counsel) for Defendant.

HON. EMILY MORALES-MINERVA:

In this breach of contract action, plaintiff JASON

WIMBERLY, moves, by notice of motion (sequence no. 010), for the

third time, for orders (1) dismissing the counterclaim of

defendant SPRING BANK, N.A. pursuant to CPLR § 3211 (a) (5) and

(7) ; 1 and (2) striking the affirmative defenses of defendant

SPRING BANK, N.A. Defendant appears and opposes the motion.

l CPLR § 3211 (a) provides, as pertinent here, "A party may move for judgment dismissing one or more causes of action asserted against him on the ground that: "(5) the cause of action may not be maintained because of arbitration and award, collateral estoppel, discharge in bankruptcy, infancy or other

651535/2022 WIMBERLY, JASON vs. SPRING BANK, N.A. Page 1 of 8 Motion No. 010

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For the reasons set forth below, plaintiff's motion (seq.

no. 010) is denied entirely.

BACKGROUND

On January 24, 2018, defendant SPRING BANK N.A. (defendant)

loaned plaintiff JASON WIMBERLY (plaintiff) $1,500.00 (the loan)

pursuant to a duly executed Promissory Note (the Note) (see New

York State Electronic Filing System [NYSCEF] Doc. No. 004,

Promissory Note, dated January 24, 2018). Pursuant to the Note,

plaintiff agreed to repay the loan in 24 semi-monthly payments

beginning on February 28, 2018, and ending on February 15, 2019

(see id.). Plaintiff failed to repay the loan in full by

February 15, 2019.

Thereafter, plaintiff agreed to repay the loan to defendant

"in exchange for a written agreement stipulating that

[defendant] would promise to remove the loan entry from

plaintiff's credit reports" (NYSCEF Doc. No. 001, Complaint)

On or about November 24, 2020, an employee of defendant

allegedly agreed, during a telephone call, to remove plaintiff's

past due loan balance from the records of the national credit

reporting services {see NYSCEF Doc. No. 001, Complaint).

disability of the moving party, payment, release, res judicata, statute of limitations, or statute of frauds; or "(7) the pleading fails to state a cause of action."

651535/2022 WIMBERLY, JASON vs. SPRING BANK, N.A. Page 2 of 8 Motion No. 01 0

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However, this oral agreement was never memorialized in writing,

and therefore, plaintiff did not repay the loan. The past due

loan continues to appear on plaintiff's credit report (see id.)

on April 04, 2022, plaintiff commenced the instant action

against defendant for breach of contract. In the complaint,

plaintiff alleges that the oral agreement by defendant's

employee constitutes a binding contract, and defendant's failure

to remove the past due loan from plaintiff's credit reports

constitutes a breach of said contract (see ---- id.).

Defendant answered, asserting eight affirmative defenses

and counterclaiming for breach of contract. Pursuant to

defendant's counterclaim, it alleges that plaintiff failed to

repay the loan in accordance with the Note, constituting a

breach of contract (see NYSCEF Doc. No. 002, Answer with

Counterclaim) .

On March 27, 2023, plaintiff moved, by notice of motion

(seq. no. 002), for orders striking defendant's affirmative

defenses and dismissing defendant's counterclaim (see NYSCEF

Doc. No. 22, Notice of Motion) . 2 While that motion (seq. no.

002) was pending, plaintiff filed another motion (seq. no. 003)

2 Plaintiff initially moved (seq. no. 001) to strike defendant's affirmative defenses and to dismiss defendant's counterclaim on December 05, 2022, but plaintiff withdrew that motion (seq. no. 001) without prejudice (see NYSCEF Doc. No. 13, Decision and Order, dated December 13, 2022 [N. Bannon, J.S.C. l).

651535/2022 WIMBERLY, JASON vs. SPRING BANK, N.A. Page 3 of B Motion No. 01 D

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to dismiss defendant's counterclaim (see NYSCEF Doc. No. 26,

Notice of Motion, dated April 9, 2023).

The court (N. Bannon, J.S.C.) denied plaintiff's motion

(seq. no. 003) to dismiss defendant's counterclaim as

duplicative, because the relief requested was already requested

in a motion (seq. no. 002) pending before the court (see NYSCEF

Doc. No. 31, Decision and Order, dated April 13, 2023 [N.

Bannon, J.S.C.]).

Following the court's (N. Bannon, J.S.C.) decision,

plaintiff filed a motion {seq. no. 005) for leave to file a late

reply to defendant's counterclaim (see NYSCEF Doc. No. 52,

Notice of Motion).

On September 25, 2023, in a combined decision and order,

the court (N. Bannon, J.S.C.) denied plaintiff's motion (seq.

no. 002) to strike defendant's affirmative defenses and dismiss

defendant's counterclaim, but granted plaintiff's motion (seq.

no. 005) for leave to file a late reply to defendant's

counterclaim (see NYSCEF Doc. No. 97, Decision and Order, dated

September 25, 2023 [N. Bannon, J.S.C.]). With respect to

plaintiff's motion (seq. no. 002) to dismiss, the court (N.

Bannon, J.S.C.) held that "plaintiff fail[ed] to establish

entitlement to that relief on the papers submitted - a Notice of

Motion and a Memorandum of Law" (id.)

651535/2022 WIMBERLY, JASON vs. SPRING BANK, N.A. Page 4 of 8 Motion No. 010

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On January 09, 2024, plaintiff filed a motion (seq. no.

007) for leave to amend his complaint, as well as his answer to

defendant's counterclaim (see NYSCEF Doc. No. 141, Notice of

Motion) The court (N. Bannon, J.S.C.) denied plaintiff's

motion, and "cautioned [plaintiff] against frivolous motion

practice" (NYSCEF Doc. No. 147, Decision and Order, dated

January 17, 2024 [N. Bannon, J.S.C.]).

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2025 NY Slip Op 30943(U), Counsel Stack Legal Research, https://law.counselstack.com/opinion/wimberly-v-spring-bank-na-nysupctnewyork-2025.