Wilson v. SunTrust Bank

809 S.E.2d 286, 257 N.C. App. 237
CourtCourt of Appeals of North Carolina
DecidedDecember 19, 2017
DocketCOA17-482
StatusPublished
Cited by3 cases

This text of 809 S.E.2d 286 (Wilson v. SunTrust Bank) is published on Counsel Stack Legal Research, covering Court of Appeals of North Carolina primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Wilson v. SunTrust Bank, 809 S.E.2d 286, 257 N.C. App. 237 (N.C. Ct. App. 2017).

Opinion

ZACHARY, Judge.

*239 Jennifer L. Wilson (plaintiff) appeals from an order entered on 29 September 2016, that dismissed with prejudice plaintiff's claims against SunTrust Bank, SunTrust Mortgage, Inc., Hutchens Law Firm LLP, 1 Substitute Trustee Services, Inc., and Deutsche Bank Trust Company Americas (Deutsche Bank) (collectively, defendants). This order quieted title to certain real property in favor of Deutsche Bank, and denied plaintiff's motion for a temporary restraining order and preliminary injunction. 2 Plaintiff also appeals from an order entered on 5 December 2016, that denied plaintiff's motion for findings and conclusions to be added to the order of 29 September, her motion to amend or alter the order, and her objection to the trial court's holding a hearing in Catawba County.

On appeal, plaintiff argues that the trial court lacked jurisdiction to conduct a hearing on 15 August 2016, erred by entering an order out of county on 29 September 2016, and erred by dismissing her complaint and denying her motion for entry of a temporary restraining order and a preliminary injunction. We conclude that the trial court did not err by entering the 29 September 2016 order out of county, by dismissing plaintiff's complaint, or by denying plaintiff's motion asking the trial court to "show cause how this court ... possessed jurisdiction." Because we conclude that the trial court did not err by dismissing plaintiff's complaint, we dismiss as moot plaintiff's argument regarding the denial of her motion for a temporary restraining order and preliminary injunction.

Plaintiff also argues that the trial court erred by conducting a hearing in Catawba County on 14 November 2016, by denying her motion to alter or amend the 29 September 2016 order, and by denying her motion for entry of findings of fact and conclusions of law in the order. We conclude that the trial court did not err by denying plaintiff's motion *240 for entry of findings and conclusions, plaintiff's motion asking the trial court to alter or amend its judgment, or plaintiff's challenge to the trial court's authority to conduct a hearing in Catawba County.

Factual and Procedural Background

We first note that in her brief, plaintiff recites a number of factual circumstances *290 that are not necessary for the disposition of the issues raised on appeal. We find the following facts, which are essentially undisputed, to be relevant to our resolution of this appeal. On 18 January 2007, plaintiff borrowed $296,000 from SunTrust Mortgage, Inc. (hereafter "SunTrust Mortgage"), in order to finance the purchase of real property located on Pinecroft Court, in Harrisburg, North Carolina (hereafter, "the property"). Plaintiff signed a promissory note and a deed of trust securing the loan. In 2009, plaintiff defaulted on the terms of the loan by failing to make the required mortgage payments. In October 2009, Hutchens Law Firm filed an appointment of substitute trustee, naming Substitute Trustee Services, Inc. ("STS") as substitute trustee. On 3 November 2009, Hutchens Law Firm, as the attorney for STS, wrote to plaintiff informing her that foreclosure proceedings were being initiated.

Following a hearing, an order allowing foreclosure was entered by an Assistant Clerk of Court for Cabarrus County on 25 January 2010. The order found that SunTrust Bank was the holder of the note; that the note was in default; that plaintiff had been served with notice of the hearing; and that plaintiff had shown no valid reason why foreclosure could not proceed. The Order ruled that STS was authorized to proceed with foreclosure. Plaintiff did not appeal this order. At the foreclosure sale conducted on 15 November 2010, SunTrust Bank was the highest bidder. SunTrust Bank assigned its bid to Deutsche Bank. A Final Report of Foreclosure was filed on 9 December 2010, and on 7 February 2011, a Trustee's Deed was recorded naming Deutsche Bank as the owner of the property.

On 22 June 2016, plaintiff was served with a notice directing her to vacate the property. On 8 July 2016, plaintiff filed a verified complaint against defendants. In her complaint, plaintiff alleged that in 2007 SunTrust Mortgage had sold the note and deed of trust to another financial entity and that, in order to obtain an order allowing foreclosure, defendants later executed fraudulent documents. Plaintiff sought damages from defendants for "fraud upon the court," including rescission of foreclosure-related documents, money damages, and a declaration quieting title to the property in favor of plaintiff.

*241 On 29 July and 1 August 2016, the defendants filed motions asking that plaintiff's complaint be dismissed pursuant to N.C. Gen. Stat. § 1A-1, Rule 12(b)(6), for failure to state a claim upon which relief can be granted. On 2 August 2016, plaintiff filed an amended motion seeking a temporary restraining order (TRO) and a preliminary injunction staying the entry of an order for possession of the property or sale of the property. Plaintiff alleged that the foreclosure sale was "procured by Fraud Upon the Court" and that there was a "serious controversy" as to "the title ownership of the Subject Property[.]" On 15 August 2016, the trial court conducted a hearing on defendants' respective motions for dismissal of plaintiff's claims, together with plaintiff's motion for entry of a TRO and a preliminary injunction.

On 29 September 2016, the trial court entered an order dismissing plaintiff's complaint with prejudice pursuant to N.C. Gen. Stat. § 1A-1, Rule 12(b)(6), for failure to state a claim upon which relief can be granted, denying plaintiff's motions for injunctive relief, and taxing plaintiff with the costs of the action. The order was served on plaintiff on 7 October 2016. On 12 October 2016, plaintiff filed a motion asking the trial court to enter findings of fact and conclusions of law for its order of 29 September 2016, as well as a "Motion for Order to Show Cause How this Court at the August 15, 2016 Hearing Possessed Jurisdiction." On 13 October 2016, plaintiff filed a motion asking the court to alter or amend its 29 September 2016 order.

On 31 October 2016, counsel for defendant Deutsche Bank filed a notice that a hearing would be conducted on plaintiff's motions in Catawba County on 14 November 2016. Plaintiff filed an objection to the location of the hearing on 7 November 2016. Following a hearing conducted on 14 November 2016, the trial court entered an order on 5 December 2016, in which it denied plaintiff's motion for entry of findings and conclusions, plaintiff's motion to alter or amend judgment, plaintiff's motion challenging the court's jurisdiction, and plaintiff's objection to the hearing *291 being conducted in Catawba County. Plaintiff noted an appeal to this Court from the orders entered on 29 September and 5 December 2016.

Trial Court's Jurisdiction over the 15 August 2016 Hearing

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Cite This Page — Counsel Stack

Bluebook (online)
809 S.E.2d 286, 257 N.C. App. 237, Counsel Stack Legal Research, https://law.counselstack.com/opinion/wilson-v-suntrust-bank-ncctapp-2017.