Willis v. US Bank Trust National Association

District Court, N.D. Texas·Decided April 28, 2025·No. 3:25-cv-00516·Unknown

Opinion

IN THE UNITED STATES DISTRICT COURT NORTHERN DISTRICT OF TEXAS DALLAS DIVISION

CEDRIC WILLIS, § § Plaintiff, § § V. § No. 3:25-cv-516-BN § U.S. BANK NATIONAL ASSOCIATION, § AS TRUSTEE, IGLOO SERIES TRUST; § LOANCARE LLC; and SECURITY § NATIONAL MORTGAGE COMPANY, § INC., § § Defendants. § MEMORANDUM OPINION AND ORDER In this lawsuit now proceeding before the undersigned United States magistrate judge for all purposes under 28 U.S.C. § 636(c), see Dkt. No. 25, the Court recently (1) denied pro se Plaintiff Cedric Willis’s motion for a temporary restraining order (“TRO”) and/or preliminary injunction, requesting that the Court prevent a foreclosure sale of his home during the pendency of this litigation, see Dkt. Nos. 30, 31, 35, 36, & 38, and (2) issued an order and notice of deficiency addressing the Court’s local civil rule requirement that litigants disclose the use of Generative Artificial Intelligence, as enforced by orders entered in this action (the “AI NOD”), see Dkt. Nos. 27 & 39; FED. R. CIV. P. 41(b); N.D. TEX. L. CIV. R. 7.2(f). Willis filed a motion in response, which he then moved to amend, see Dkt. Nos. 40 & 41, through which he at least requests (1) reconsideration of the order denying the TRO and/or preliminary injunction; (2) that the Court “[i]mmediately rescind or amend” the AI NOD; and (3) that the Court grant him leave to amend his complaint. For the following reasons, the Court GRANTS the motion to amend the motion [Dkt. No. 41] and DENIES the amended motion [Dkt. No. 40]. First, Willis offers no grounds to justify reconsidering the order denying the

motion for a TRO and/or preliminary injunction, even considering the flexible standard of Federal Rule of Civil Procedure 54(b), under which the Court “is free to reconsider and reverse its decision for any reason it deems sufficient, even in the absence of new evidence or an intervening change in or clarification of the substantive law.’” Austin v. Kroger Texas, L.P., 864 F.3d 326, 336 (5th Cir. 2017) (quoting Lavespere v. Niagara Mach. & Tool Works, Inc., 910 F.2d 167, 185 (5th Cir. 1990) (citing FED. R. CIV. P. 54(b)), abrogated on other grounds by Little v. Liquid Air

Corp., 37 F.3d 1069, 1075 n.14 (5th Cir. 1995) (en banc)); see also Providence Title Co. v. Truly Title, Inc., No. 4:21-CV-147-SDJ, 2021 WL 5003273, at *2-*3 (E.D. Tex. Oct. 28, 2021) (determining that, because “[o]rders granting preliminary injunctions are interlocutory orders,” Rule 54(b) governs (citation omitted)). While Willis contends that the notice of default and intent to accelerate that he received “clearly satisfies the standard for imminent harm,” Dkt. No. 40 at 2, even

if that is so, “a substantial threat that he will suffer irreparable injury if the injunction is not granted” is just one requirement (of four) for obtaining preliminary injunctive relief, Bluefield Water Ass’n, Inc. v. City of Starkville, Miss., 577 F.3d 250, 252-53 (5th Cir. 2009); accord Canal Auth. of State of Fla. v. Callaway, 489 F.2d 567, 572 (5th Cir. 1974). And, although Willis has “the burden of persuasion on all four requirements,” Voting for Am., Inc. v. Steen, 732 F.3d 382, 386 (5th Cir. 2013) (cleaned up), he only offers conclusions to support his request that the Court reconsider its finding that he has failed to show a substantial likelihood that he will prevail on the merits, see, e.g.,

Dkt. No. 40 at 2 (“nearly doubl[ing] Plaintiff’s monthly mortgage obligation, in clear violation of HUD’s loss mitigation guidelines and standard mortgage servicing practices for FHA-insured loans”). Second, the Court will not rescind or amend the AI NOD. Willis alleges in part that [t]he Court’s notice itself sends a dangerous message – a message not only to Plaintiff, but to the Court’s own staff, clerks, and peers: that a pro se litigant who dares to defend his constitutional rights using modern tools should be mocked, ridiculed, and falsely accused. The Court should be ashamed of itself for maligning a citizen’s good-faith efforts without first verifying facts. Citations such as Pruitt v. Deutsche Bank Nat’l Tr. Co., 2013 WL 789972 (N.D. Tex. Mar. 4, 2013) clearly exist. The Court’s attempt to insinuate otherwise is a disgrace to the integrity of the judiciary. Dkt. No. 40 at 3. First, the Court’s order did not forbid the use of tools such as Generative Artificial Intelligence (or “AI”) or malign parties who elect to use AI. That order merely echoed the requirement in the Court’s local civil rules that the parties disclose such use. There are sound reasons for requiring this disclosure, including that “[i]t is no secret that generative AI programs are known to ‘hallucinate’ nonexistent cases, and with the advent of AI, courts have seen a rash of cases in which both counsel and pro se litigants have cited such fake, hallucinated cases in their briefs.” Sanders v. United States, ___ Fed. Cl. ____, No. 24-cv-1301, 2025 WL 957666, at *4 (Fed. Cl. Mar. 31, 2025) (citing Eugene Volokh, Six Federal Cases of Self-Represented Litigants Citing Fake Cases in Briefs, Likely Because They Used AI Programs, Reason: Volokh Conspiracy (Nov. 11, 2023, 10:27 AM), https://reason.com/volokh/2023/11/13/self-

represented-litigants-use-ai-to-write-briefsproduce-hallucinated-citations); see also Boggess v. Chamness, No. 6:25-cv-64-JDK-JDL, 2025 WL 978992, at *1 (E.D. Tex. Apr. 1, 2025) (“Plaintiff’s citation to a hallucinatory case was likely generated via artificial intelligence and violates this Court’s Local Rule CV-11(g), which makes clear that ‘generative artificial intelligence tools may produce factual and legal inaccuracies and reminds attorneys that they must verify the information that they submit to the court.’” (quoting Gauthier v. Goodyear Tire & Rubber Co., No. 1:23-CV-

281, 2024 WL 4882651, at *2 (E.D. Tex. Nov. 25, 2024))). Examining one citation in a brief that Willis has filed in this proceeding – the case that Willis cited to the Court in support of his motion for a TRO and/or preliminary injunction, to bolster his contention that “[c]ourts routinely find irreparable harm where foreclosure would deprive a homeowner of their principal residence. See Pruitt v. Deutsche Bank Nat’l Tr. Co., 2013 WL 789972 (N.D. Tex. Mar.

4, 2013),” Dkt. No. 30 at 3, which he insists clearly exists, see Dkt. No. 40 at 3 – that citation contains hallmarks of a nonexistent case generated by AI. First, the Westlaw citation for the case points to other material on Westlaw (a 2013 State of Hawaii House Resolution). And, while an action filed in this federal judicial district does contain both parties Pruitt and Deutsche Bank, and there is a citation on Westlaw corresponding to that case, that case was filed in 2014, and the Westlaw citation points to a 2015 order in that case granting a plaintiff’s motion for attorneys’ fees. See Deutsche Bank Nat’l Tr. Co. v. Pruitt, No. 3:14-cv-4221-G-BF, 2015 WL 5076755 (N.D. Tex. Aug. 27, 2015).

A litigant’s using AI and then failing to verify the accuracy of the results it yields violates the litigant’s Federal Rule of Civil Procedure 11 obligations. See Sanders, 2025 WL 957666, at *5 (citing FED. R. CIV. P. 11(b)(2) (“By presenting to the court a pleading, written motion, or other paper ...

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