Wilfredo Segarra Miranda, as trustee for the estate of José Rovira Santiago v. Banco de Desarollo Economico Para Puerto Rico, Marjorie Rivera Pugh, Rachael Stewart Collazo and RS Gift Sales Inc.

• Court: United States Bankruptcy Court, D. Puerto Rico
• Decided: July 11, 2008
• Docket: 06-00241
• Status: Unknown

Opinion

IN THE UNITED STATES BANKRUPTCY COURT FOR THE DISTRICT OF PUERTO RICO

IN THE MATTER OF : JOSE ROVIRA SANTIAGO, : CASE NO. 05-08295 (SEK) DEBTOR oo : CHAPTER 7

WILFREDO SEGARRA MIRANDA, as: trustee for the estate of José Rovira Santiago, : PLAINTIFF : ADV. NO. 06-00241 Vv. : BANCO DE DESAROLLO ECONOMICO □□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□ PARA PUERTO RICO, MARJORIE : FILED & ENTERED | RIVERA PUGH, RACHAEL STEWART COLLAZO AND RS GIFT SALES INC.: 1 lan DEFENDANTS | MUL TT 2008 □ I eee COURT | OPINION AND ORDER We hereby deny the Trustee’s motion for partial summary judgment for the following reasons. First, we agree with Banco de Desarollo Econémico Para Puerto Rico’s (“the Bank”) position that there is a material fact in controversy preventing us from ruling summarily. That is, whether Rachael Stewart Collazo has an interest in the real property located in Gurabo, P.R. subject to the Bank’s mortgage lien. We adopt the Bank’s position found at pp. 1-5 as our own. Next, we also agree with the Bank that this loan, granted to the co defendant RS sige Sales, Inc., is a commercial loan. The

existence of cause in a commercial loan is adjudicated by applying 19 Laws of P.R. Ann. § 603(a) (3), and not the Civil Code of Puerto Rico. Under this section, we agree that the Bank granted the loan to RS Gift Sales, Inc. for cause, and its repayment was guaranteed by a mortgage on the Gurabo realty. We base this conclusion on the arguments raised py the Bank in its opposition at p. 7 ,which we adopt as our own. We attach the opposition as Exhibit A, incorporating its relevant parts mentioned above, SO ORDERED, in San Juan, Puerto Rico, on July 9, 2008.

SARA DE JxSuS U.S4 Bankruptoy Judge

FDB- ECRase:06-00241-SEK Doc#:62 Filed:03/19/2008 Page 1 of 7 Leg file 07-0919 IN THE UNITED STATES BANKRUPTCY COURT FOR THE DISTRICT OF PUERTO RICO IN RE: Exhibit A. JOSE ROVIRA SANTIAGO Case no. 05 - 08295 SEK Debtor

CHAPTER 7

WILFREDO SEGARRA MIRANDA Adv. No. 06 - 00241 as Chapter 7 Trustee, for the estate of José Rovira Santiago Plaintiff AVOIDANCE OF PREFERENTIAL TRANSFER UNDER sc. 547; AVOIDANCE OF LIEN UNDER sc. 544: vs. AND TURNOVER OF PROPERTY OF THE BANKRUPTCY CODE Banco de Desarrollo Econémico para Puerto Rico; Marjorie Vanesa Rivera Pugh; Raquel Stewart Collado, and R $ Gift Sales, inc. Defendants

REPLY TO TRUSTEE’S MOTION FOR PARTIAL SUMMARY JUDGMENT To the Honorable Court: Comes now the Economic Development Bank for Puerto Rico, (EDB) a public corporation of the Commonweaith of Puerto Rico, enacted by Act Number 22, of July 24", 1985 as subsequently amended, and through its undersigned legal counsel, very much respectfully reply to the Trustee’s motion for partial summary judgment:

1- The Trustee’s motion for partial summary judgment relies exclusively on the allegation that EDB’s opposition to the Third Cause of Action to Avoid Lien Pursuant 11 U.S.C. sc. 544(b) admits that the debtor had bought the real estate property at Urbanizacién Horizontes, C -10 Aurora St., Gurabo, P. R. alone. Such an allegation is based and implies the validity of Public Deed No. 54 on January 28"., 1999 before Notary Public Isabel Rivera Lopez between the debtor and codefendant Raquel Stewart Collado as the buyers, and Domingo Diaz Arroyo and Sonia Gonzalez Carrién as the sellers, whereby the buyers acquired the hereinbefore referenced real estate, that was clarified afterwards by Public Deed No. 85 executed on February 4" | 1999 before the same Notary Public, between

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same parties to establish that no matter the contents of the former, the debtor had bought the property alone. □□□ nonetheless, on March the 3, 1999 the debtor and codefendant Raquel Stewart Collado executed Public Deed No. 4 about Antenuptial Agreement before Notary Public Octavio Malavé Torres wherein the parties expressly recognized Raquel Stewart Collado’s interest in this real estate at Gurabo. This fact _ shows clearly enough that somehow Raquel Stewart Collado is the holder of not less than an equitable interest in the property.

2- The execution of Public Deed No. 85 executed on February 1999 before Notary Public Isabel Rivera Lopez is a fact, but its validity is a matter of law, that’s precisely the marrow point in controversy; that is: if no matter this admission, legal reality is no other than, no matter the title of the property be under the name of the Debtor, codefendant Raquel Stewart Collado is the co owner in at least a 50% of the excess of the $33,000.00 initial investment; or that at a minimum, she holds an equitable interest of in the property.

This controversy requires not less than Raquel Stewart Collado”s testimony as minimum proof in order to be adjudicated.

3- Rule 56 (c) of the Federal Rules of Civil Procedure orders in pertinent:

(¢) “Motion and Proceedings Thereon. The motion shail be served at least 10 days before the time fixed for the hearing. The adverse party prior to the day of hearing may serve opposing affidavits. The judgment sought shall be rendered forthwith if the pleadings, depositions, answers to interrogatories, and admissions on file, together with the affidavits, if any, show that there is no genuine issue as to any material fact and that the moving party is entitled to a judgment as a matter of law.”........

The very mission of the summary judgment procedure is to pierce the pleadings and to asses the proof in order to see whether there is a genuine need for trial. See 6 Moore’s Federal Practice 2069 (2d. ed 1953); 3 Barron & Holtzof. Federal Practice & Procedure sc 1235.1.

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Where an issue as to a material fact cannot be resolved without observation of the demeanor of witnesses in order to evaluate their credibility, summary judgment is not appropriate. See Notes of Advisory Committee of 1963 Amendments to Rules.

it is adequate to use a motion for summary judgment to resolve a dispute involving the interpretation of an unambiquous contract, See Howard vs. Russell Siover Candies Inc. 649 F. 2d 620, 623 (1981); Hanson vs. Mc Caw Cellular Comm. Inc. 77 F. 3 663, 667 (1996).

A summary judgment is to be granted against a party that after adequate opportunity for discovery “fails to make a showing sufficient to establish the existence of an element essential to the party’s case and on which that party will bear the burden of P{roof at trial.” See Celotex Corp. v. Catrett, 477 US 317, 322 (1986).

When the adjudication of a case requires a determination of intention, the courts shouid cautious as to the granting of a motion for summary judgment, since its adjudication depends mostly on witness credibility, that should be determined after observing their demeanor in the direct and cross examination. This is particularly true where the issue over intention is about an ambiguous contract, where intention is a matter of fact, not suitable for resolution by way of summary judgment. See Morrison vs. Nissan Co. Ltd. 601 F2d169, 141 (1979); Brobeck Phieger’s Alamson v. Telex Corp. 602 F2d 369 (1979); Radix Organization, Inc. v. Mack Trucks Inc. 602 F. 2d 45 (1979); Gertner v. Hospital Affiliates Intern Inc, 602 F. 2d685 (1979); Cedillo v. International Ass’n of Bridge and [ron Workers, Local 1, 603F. 2d 7 (1979); Lyteil v. Vautrin 604 f. 2d 18 (1979); Landtec Corp. v. State Mut. Life Assur. Co., etc. 605 F, 2d 75 (1979); Central Nat. Life Ins. Co. v. Fidelity and Deposit Company of Maryland 622 f. 2d 537 (1980); Hotel Restaurant Emp. and Bartenders Intern. Union v. Rollinson 615 F. 2d 788 (1980).

4- On March the 3., 1999 the debtor and codefendant Raquel Stewart Collado executed Public Deed No. 4 about Antenuptial Agreement before Notary Public Octavio Malavé Torres wherein the parties expressly recognized Raquel Stewart Collado’s interest in this real estate at Gurabo:

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See: “EXPONEN PRIMERO: SEGUNDO: Que DONA RAQUEL STEWART COLLADO, -- reconoce que DON JOSE ANTONIO ROVIRA SANTIAGO, tiene bienes de su privativo peculio que adquiri6 en estado de soilteria con dinero privativo de él, a saber: a A, --- B. Veintidés Mil ($22,000.00) Délares que aporté6 Don José Antonio Rovira Santiago, siendo entonces soltero, para la compra de _un solar y casa, localizado en la Calle Aurora_C - Diez (C-10), Urbanizacion Horizonte, de Gurabo, Puerto Rico, adquirida mediante escritura ntimero ochenta y cinco (85) el dia cuatro (4) de febrero de mil novecienios noventa y nueve (1999), ante la Notario Isabel Isabel Lopez Rivera. TERCERO: Que DON JOSE ANTONIO ROVIRA SANTIAGO, reconoce que DONA RAQUEL STEWART COLLADO, tiene bienes de su privativo peculio que adquirié en estado de solteria con dinero privativo de ella, a saber:

--- A. Once Mil ($11,000.00) Dolares que aport6 Dona Rachel Stewart Collado, siendo entonces soltera, para la compra de un solar y_ casa localizado en la Calle Aurora C - Diez (C-10), Urbanizacién Horizonte de Gurabo, Puerto Rico, adquirida como se indica en el hecho segundo anterior de esta escritura, en el apartado B. A pesarde □□□□□□□ escritura_ de Compraventa aparece unica _y exclusivamente como Comparador DON JOSE ANTONIO ROVIRA SANTIAGO.”

CUARTO: Las pastes acuerdan que la hipoteca que pesa sobre la propiedad localizada en fa Calle Aurora C - Diez (C - 10), Urbanizacién Horizonte de Gurabo, Puerto Rico, sera pagada por ambas partes por partes igqguales para cada una de ellas. QUINTO: Acuerdan ademas, que de venderse esta propiedad _en algun momento, cada de las partes aqui comparecientes, obtendra la cantidad de dinero que aporté para la compra y dividiran por partes iquales el balance, luego de restarie las cantidades antes indicadas.” These facts clearly show enough, there’s controversy as to ownership of the referenced real estate and that somehow Raquel Stewart Coilado is the holder of not fess than an equitable interest in the property. Copy of Public Deed number 4 hereinbefore addressed is attached herewith, marked Exhibit 2. ,

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5- The Trustee’s motion for partial summary judgment can't either be granted inasmuch Rule 56, ante, requires that “the moving party is entitled to a judgment as a matter of law.”........

6- It is our position that the Trustee_is not entitled to a judqment as a matter of law inasmuch:

a- according to article 1249 of the Civil Code of Puerto Rico 31 L.P.R.A. sc. 3498 contracts by virtue of which the debtor alienates property without good consideration . are presumed to be executed in fraud of creditors. We hereby ratify this basis is not applicable, and thus erroneously brought to this case inasmuch the debtor did not alienated the real estate at Urbanizaci6n Horizontes, C -10 Aurora St., Gurabo, P.R., but rather established a mortgage lien upon it. This article contemplates the sale rather than the mortgaging of the property to the configuration of alienation in fraud of creditors.

b- pursuant article 1243 (3) of the Civil Code of Puerto Rico, 31 L.P.R.A. sc. 3492 (3) the Trustee must prove that he won’t be abie to collect the amount received by RS Gift Sales Inc. by other means, but the rescission of the guaranty contract entered into by the debtor with EDB: “Son rescindibles: “(‘Are rescindable:”) (1) (2) (3) Los celebrados en-fraude de acreedores, cuando estos no puedan de otro modo cobrar lo se les deba.” 31 L.P.R.A. sc. 3492 (3). (“Those executed in fraud of creditors, whenever these are unable to collect what it is indebted to them.").

c- within the scope of the Negotiable Instruments Act of Puerto Rico, 19 L.P.R.A. sc. 401 et seq there is a clear consideration where the debtor established a mortgage lien in security of a third party payment obligation:

Article number 2 (a) 19 L.P.R.A. sc. 603 clearly provides that

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(a) It will be understood that an instrument is issued or given in for value if:

(3) the instrument is issued or given in as evidence, or in payment or in guaranty of an existing obligation of any person, indifferently that the obligation is due;

d- Section 451 of the Negotiabie Instruments Act of Puerto Rico, 19 L.P.R.A. sc. 451 clearly provides: (1) tO (43) □□□ cece ese eeeeenens (44) Value: Except provided to the contrary, as to negotiable instruments and banking collections (secs. 603, 858, and 859 of this title), a person grants value for rights: (A) □□ cececaecenees esate esaewenesucteseeeees (b) as a guaranty or in satisfaction total or partial of a pre existing claim. and (d) generally, in exchange for any onerous consideration enough to give validity to a contract.

e- article 1226 of the Civil Code of Puerto Rico 31 L.P.RA. sc. 3431 it is understood for consideration in onerous contracts for each contracting party the object or performance, doing, not doing, or the giving or promise thereof or of service from the other: on those remunerative or profitable, the service or benefit given in, and in those that are of purely benefit or for welfare, the mere generosity of the giver.

f- article 1229 of the Civil Code of Puerto Rico 31 L.P.R.A. sc. 3434 even though consideration fs not stated in the contract, its existence is to be presumed and that it is a legitimate one, until the contrary is proved.

g- in order to achieve rescission it must be proved that the buyer and the seller came into collusion or connivance to defraud creditors of the seller; that means, the buyer must have known, at the time of the sale, the fraudulent intent of the seller. See □□□□□ vs. Industrial Service Apparel et al, AC-96-16 (05/22/97).

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h- pursuant article 1246 of the Civil Code of Puerto Rico 31 L.P.R.A. sc. 3495 rescission is a subsidiary remedy in nature: □ “The rescission action is subsidiary; it shall not be commenced except when the injured lacks every other legal resource to remedy his injury.” Wherefore it is respectfully requested of this Honorable Court to deny the Trustee’s motion for partial summary judgment to annul EDB’s mortgage lien upon the real estate property at Urbanizacion Horizontes, C - 10 Aurora St., Gurabo, P. R., together with any other ruling in law or practice. CERTIFICATE OF SERVICE We hereby certify that on this date, the foregoing document has been electronically filed with the Clerk of the Court and that notice of the same have been served to Wilfredo Segarra Miranda, Esq, Chapter 7 Trustee and to all other parties of record by way of the CM/ECF system. RESPECTFULLY SUBMITTED in San Juan, Puerto Rico, this 19th., day of March, 2008.

S/ ELFREN COLON RODRIGUEZ U.S.D.C. - P.R. 111311 Attorney for ECONOMIC DEVELOPMENT BANK FOR PUERTO RICO P, O. Box 2134 San Juan, Puerto Rico 00922 Felephone: (787) 641 - 4300 Fax (787) 277 - 7090 sl02@bde. gobierno. pr

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ee oe

DE SACA: vee 2 nen. EORTO NUMERO. TRECS misuio lugar seca oe □□□□□□□□□□□□□□□□□□□□□□□ mime iene eee en tha de su otorga- WOUMEROD CUATRO □ □ expedfa primerd we one e=---CAPITULACIONES MATRIMONIALES*— ~~ +-csoenm tcertificada a i i@a dosé Antonio! ---Rn Rio Piedras, San Juan, Puerto Rico, a los ~~ : ia Santiago. DOY | a] HH □□□ —F tres (3) dias del mes de marzo de mil novecientos a) I 4 i noventa y nueve (1999). tne ecm coe = : ee a mnee Some eee een ATE ME aan ee een a ; ~--OCTAVIO MALAVE TORRES, Abogado y Notario Pubilico □ | del Estado Libre Asociado de Puerte Rico, con —-- : . fps fe | estudio de Abogado y Notaria, asf como residencia : op i 2 fae y vecindad en Rio Piedras, San Juan, Puerto Rico. {1-' . fe Perot | rae a see a ae ean me COMPAR RIOR nse net eee ete tens : Conte ~ Beta □ □□□ Eyton ye ie /y,,| ~7"DE LA PRIMERA PARTE: DON JOSE ANTONIO ROVIRA oe: oof dy good - i SANTIAGO, mayor de edad, solterc, con Segure Social + fi nimero: Cinco ochenta y cuatro quidn, cuarenta y Cleo | hnueve guién, noventa y cuatre cincnenta y siete -—- : . oe eee Te ; §584-49-9457), Comerciante y vecino de Gurabo, -~ : P Puerto Ria. mc et ete □□ een ce wt fa... | co"DE LA SEGUNDA PARTE: DONA RACHEL STEWART COLLAD . ‘s a“ ‘| Mayor de edad, soitera, empleada, con Seguro Social □ = Eph © numero; Cinco ochenta y dos guidn, cincuenta y-- Y a , * # cinco guidn, noventa y siete cero nueve —~--<----- : \ 4 ae il {382-55-9709) y vecina de Gurabo, Puerto Rico. ---- □ Nea pe ee ak i □ ey A —--Mé aseguran tener y a mi juicio tienen la ----- □ A por ; capacidad legal necesaria para este otorgamients y : fhe fj en tal Virtud Jibremente: sorcerer como ° bo eet no ae BE BONE et ein tat tte ie enn eines : A ANVE Top. --~PRIMERO: Que Los Comparecientes habran de -—-—-. □ ; o ~ ; contraer matrimonio entre si y con motive de dichas ~~ Tegal 1 □ Be ge Se : : : i x

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: aaa OREO NOMBRO CATORCR . solar localizado en Ja Calle Monteilano S—trece -- | . (S-13} en la Urbanizacién Colinas Metropolitanas de = Guaynabo, Puerto Rico. Esta propiedad fue adquiri- 2 da por #1 Compareciente y su anterior esposa, Dofia = Marjorie V. Rivera Pugh, a quien la corresponde el | , 5 Gincuenta (50%) por ciento de ila misma. ----7----- fe ----B. Veintidos Mil ($22,000.00) Délaras que --- aportd Don José Antonio Rovira Santiago, siendo -— . fost eS entonces soitero, para la compra de un solar y — ES * casa localizade en Ja Callé Aurora C-Diez {C-10), fee: 4 rr □ a Urbanizacién Horizonte, de Gurabo, Puerto Rico, -- ' = \Pae = adquirida mediante escritura mimero ochenta y cinco

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escritura de Compraventa aparece tinica y csotuntn- i mente come Comprador, Don José Antonio Rovira ---- | ee Santiago. cn time ee emma a “-—-B. Todos los muebles ubicados en la casa de ee la Calle Aurora C-Diez (C-10}, Urbanizacidén ----— | 5 a Horizonte de Gurabo, Puerto Raco, wees oo | □ 2 To, ~--CUARTO: Las partes acnerdan qua la hipoteca que j ess pesa sobre la propiedad locaiizada en ia Calle --- ee Rurora C-Diez (C-10), Urbanizacién Horizonte de -— \ a me ae = Gurabo, Puerto Rien, serd pagada por. awbas partes | ee por partes iguales para cada une de elias. --~---- a ~--QUINTO: Acuerdan ademas, que de venderse eata | poe propiedad en algtin momento, cada una de las partes | i ee agui comparecientes, obtendrd la cantidad de dinero| | □ aoe: que aporté para la compra y dividirdn por partes-- | Sie cs igualies el balance, luego de restarle las cantida— ee i des antes indicadas, eee eo oN -—--SEXTO: Los Comparecientes desean mantener y -- i be = } mantendrdn separadamente ia propiedad ¥ aduinistra-} a f cién de sus respectivos bienes presentes y futuros. | ! i per —-“SEPTIMO: os Comparecientes estipyian que su - | kA matrimonio no astard sujeto al régimen de la socic- | ate dad Legal de Gananciales provista en el Cédigo -—— ; ae: Civil de Prerto Rico, ni sus bienes presentes ni - + □ a BUTE men ee a re reer rt te anaemic mama a a _~=-OCTAVO: Estipuian Los Comparecientes que luego i Bee: . de celebrarse ¢1 matrimonio entre ambos; cada uno eee @e ellos seré responsable de su patrimonio propio i aes Sin que para nada tenga que intervenir el otro cén~ ee yuge y entre ambos asumirdn ios gastes del hogar - a: . conyugal., Wer mee emanate SS TTT ae —--NOVENO: Convienen y estipuian Los Compareciented eo que ambos aényuges tendran la libre administracién Hees de sus respectives bienes propilos y futuros y po- :

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a -————-_ Bodo NUMERO DInCISETS . fe. pudiendo ambos realizar toda clase da cperaciones | . Be. gin necesidad de permiso o consentimiente alguno i § | del otro cényuge, aan a □□□ a ae nae | - : | ---DECIMO: Cualquiera de los ednyuges aqui compa~ | recientes podrd ocupar teda clase de carges piibli- | . cos o privados, dedicarse al comercio y adquirir | ie toda clase de bienes muebles o inmuebles, derechos | | | a reales o personales, as{ como transferirios, enaje-| nartlos, hipotecarlos, venderlos, traspasarlos, -- fet lag permutarios o en cualquier otra forma gravarlos -- | ! ie a e- can Jos pactos y condiciones y para los fines y -~ | E □ =< <2 3 propésitos que determine Oo Grea pertinente, sin 3: Ree a limitacién alguna y sin necesidad de intervencién, ‘ os, Ace? & conocimiento o consentimiente del otro cényuge. ee a ~-~UNDECIMO: Cualquiera de los cdényuges podra dis-j : “ poner de su sueldo o ingreso de cualguier natuxale-| ei ta o clase, en la forma en que crea pertinente, -- i PASTS sin necesidad de la intervencidn, conocimiente o | oe ¢onsentimiento del otxo cényuge. ------ □□ | fy 3) ~~~ DUODECINO: Las partes acuerdan que cualquier | 7 WF a) i} cantidad de dinero o cualquier obligacién o deuda | Peay gue vengan obligados a pagar cuaiquiera de ellos, . a to hard con dinero de su propio peculio y sin que Ab la otra.parte tenga que intervenir o asumir res- : Wie ponsabilidad. aa ene ee neni nnn | . | mi ee ttre ere BOTTA TON tren ee tse Rate crn ne ern ‘ □ . Ee ---#al es la escritura que Los Comparecientes ---- | ‘ : | aceptan en todas sus partes por estar la mismace;- xedactada de acuerdo a sus instrucaiones a moocnenn Be : ~--¥0, el Notaric, hice a les otergantes las reser~| ke Vas y advertencias de Ley pertinentes. wenn ---Tal es la escritura que Leos Comparecientes --~ = nr ante mi, el Notario Autorizante, sin la _- □

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Se: FOLIO NUMERO DIECISIBIE pee Tren rne ser | . ee instrumentales po pee! stigos ing ee intervencién de te ismos en este ~ = | eee ee Sis ; omparecencia de los mism : ee eee - acuerda de Los Comp See: lento por ac arenes a □□□ Sirs ued otorgami Heat BPest meta em epee nero . ‘ ‘igante. ~ poe eo al Notario Autoriz cee co ~~---LECTURA--- -~---~ □ □□□ mtemescnnennnnne x los otargantes, fee vvwLeida que £ n su contenido eee i @ ratificdndose « eee Jaroa conform : i ~~ are ey da hallar iniciales a □ eS sept do adem&s aus inici : See eres. . ibien ee Ja fixman esoribi isma, <—--« eee: 7 de los folios de la mism : ae See rgen de cada uno de tb ‘acl entes s ae □□□ mBIg mai de Los Compar : See gees sO. □ eee * —-sbel coneclmiento per jdad, estado —~ Se ‘ dichos de su mayoridad, ee aS asi como por sas de tode lo damds que eles et \ civil, p trumente Piblico, xO, □□ / en este Ins : : oe □□ 8 afirmo o refiero At PR cet □ steccR aii ag + BO . pe ; f el Votaric Php & Linge ett Sen S| + : J "\ Spgs HELO, : NE Litas fe. Been . - See Oe TUR: | eer es, ee Bees □ eee eeeuers | ee : Pee Aes tas ee □ eee & es ee eae 2 ee a. SANTIAGO; RACHEL : See FIRMADO: JOSE ANTONIO ROWIRA SANTIAGO: _RACHEt □ : TEWART COLLADDO: ubricado. ocTAYTG Sop ee . signado, sellado y s las inietales de : moeeyte 7, Fivmada, S. Estan estampadas ariginal de esta eee HALAVE TORRES « en cada pagina qeladn con el selio de ” Tee ser , rrespo eljos . : EOE coe | BGP sta Notarig, eT corr correspendientes sellos de Rent Bees IO teil i a 2 □□□ □ 2 Rt Enternag que demanda la veattes gue concuerda bien ees: Pasar | fatostatic tc al néimero □ gece se y ~-Es tercera copia fotos al, que bajo el 99 @ □ 3 et eri}: : E u original, afio 19 oN □□ pisimentts con si corresponatente ale de ello y son. ora en entto y anoto a onio Rovira Santiago, Ja eee le ue me ent de José Antonio Rovi fal en § hojas, de ee ;@ solicitu firma y sello ofici Rio Piedras, □ era eae Kpido bajo ai "un solo lado. En Ri goy FE. poe ee He ican duan, PLR. ’ he \ Hal} □□ po ee Ci estate — foe ; Pes Bee - . —CNQTARIO PUBL TCD ——z