White v. Wood

2 N.Y.S. 673, 56 N.Y. Sup. Ct. 381, 18 N.Y. St. Rep. 59
New York Supreme Court·Decided July 15, 1888·Published

Opinion

Martin, J.

On the 6th day of June, 1885, the appellant, a married woman, and her husband, Abram Wood, signed a statement of confession of judgment in the respondent’s favor for $278.48. A judgment was perfected and entered thereon in Oswego, county, June 11, 1885. March 23, 1886, the appellant moved to set such judgment aside as against her, on the grounds: First, that the debt for which it was confessed was neither her debt, nor for the benefit of her separate estate; second, that the statement of confession did not comply with subdivision 2, § 1274, Code Civil Proc.; third, that the statement"was unverified. This motion was based on the judgment roll and the appellant’s affidavit. The appellant’s affidavit was to the effect that the debt for which such judgment was confessed was not a debt for which she was liable, but was the debt of her husband. This was not disputed. The appellant’s motion was denied. From the order denying such motion this appeal was taken.

The first and most important question is whether a married woman can legally confess a judgment to secure the debt for her husband. At common law a judgment entered upon the confession of a married woman was undoubtedly voidable, if not void. Watkins v. Abrahams, 24 N. Y. 72; Roraback v. Stebbins, *42 N. Y. 62. In 1868, after the passage of the enabling acts of 1849 and 1860, and the amendments thereto of 1862, it was held in the case of Bank v. Garlinghouse, 53 Barb. 615, that a married woman might confess a judgment to secure a debt contracted by her and for her use and benefit in carrying on her separate business. In 1876, by section 1273 of the Code of Civil Procedure, it was provided, “a married woman may confess such a judgment as if she were single.” This section was, however, amended in 1877 so as to provide, as follows: “A married woman may confess such a judgment if the debt was contracted for the benefit of her separate estate, or in the course of any or other business carried on by her on her sole and separate account.” This change in the statute shows quite conclusively that it was the legislative intent that a married woman should be permitted to confess a judgment only for a debt contracted for the benefit of her separate estate, or in the course of her separate trade or business. There has been no amendment or express repeal of this provision. If it has been repealed it was repealed by implication only. If unrepealed, then it is quite obvious that under the provisions of this section a married woman cannot confess a judgment for a debt not contracted for the benefit of her separate estate, or in the course of her separate trade or business. But it is contended by the respondent that chapter 381 of the Laws of 1884 has so far enlarged the powers of married women that they may now confess judgments for the debts of others, as well as for debts contracted for the benefit of their separate estate, or in [674] their separate trade or business. By that statute it is declared: “Section 1. A married Woman may contract to the same extent, with like effect and same form, as if unmarried, and she and her separate estate shall be liable thereon, whether such contract relates to the separate estate or otherwise; and in no case shall a charge upon her separate estate be necessary. Sec. 2. This act shall not affect or apply to any contract that shall be made between husband and wife.” The respondent bases his claim as to the validity of the order appealed from upon the theory that a married woman now possesses unlimited power to make any contract she may see fit, except to contract with her husband, and hence that she may confess a judgment for her husband’s debt to a third person. To justify this claim it must be held that the statute of 1884 has by implication repealed the provision of section 1273, relating to the confession of judgments by married women, and that a confession of judgment is a contract within the spirit and meaning of that statute.

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White v. Wood, 2 N.Y.S. 673, 56 N.Y. Sup. Ct. 381, 18 N.Y. St. Rep. 59 (N.Y. Super. Ct. 1888).

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