Laughlin, J.:
On the 15th day of November, 1906, the defendant conveyed to plaintiff certain premises in the borough of Manhattan, New York, described in the submission, by a deed containing covenants of seizin, of quiet enjoyment, of warranty, of freedom from incumbrances except as stated, and that the grantor “will execute or procure any further necessary assurance of the title to said premises.” Plaintiff thereupon went into possession under the conveyance and on the twenty-third day of the same month contracted to convey the jiremises to one Cohn with a full covenant warranty deed subject only to a mortgage for $8,500. Cohn refused to take title on the ground that defendant was not seized of the title in fee simple at the time she conveyed to plaintiff, and that the record title was then in one William Mackenzie. On the 2d day of December, 1873, William Mackenzie, who had formerly resided in the city and county of New York, "but who then resided in the city of Manchester, England, executed a power of attorney to one William Matthews, who resided in Flatbush, Kings county, N. Y., by which, among other things, he expressly authorized his attorney to collect, sue for, recover and receive any moneys then due or that might thereafter grow due to him for principal and interest on bonds and on mortgages or other security, and on payment to execute satisfaction pieces or assignments, and with the usual power to do any and all things necessary in the premises. It appears that Mackenzie, in 1895, held a mortgage on the premises in question, and, by Louis Hurst, his attorney of record, brought an action in the Supreme Court in the county of New York to foreclose the mortgage. On the sale the premises were struck off to his attorney of record for the sum of $12,000. The attorney assigned the bid to Matthews as attorney in fact for Mackenzie, and the referee?s deed was executed in form to Matthews as attorney in fact for said Mackenzie on the 19th day of March, 1896. It is stipulated in the submission that this deed conveyed the fee of the premises. The controversy arises, in part, over the question as to whether the conveyance vested the title in Matthews, individually, or iii Mackenzie. On [360]*360the same day Matthews, as attorney m fact for said Mackenzie, executed and acknowledged a conveyance-of the premises to. one Martha Kemp, who took possession thereunder. The title which she thus received was conveyed by her executor to the defendant on the 29th day of October, 1900, and the defendant took possession thereunder and retained the same until she delivered possession to the plaintiff as already stated. The certificate of acknowledgment to the conveyance by Matthews as attorney in fact sets forth that the conveyance was executed by virtue of said power of attorney, which was duly recorded in the office of the register of deeds in the county of New York on the. 30th day of- December, 1873, to which record reference was- made. Cohn refused 'to take title from the plaintiff on the ground that the record title remained in Mackenzie. This objection was evidently made on the theory that the power of attorney was not sufficiently broad to authorize the execution of a conveyance of real estate, and it is not seriously contended that it was. The plaintiff drew the attention of the defendant to these objections to her title and demanded- a proper conveyance by which any outstanding claims or interest in Mackenzie or in his heirs or devisees might be conveyed. Meantime, and on the 5th day of October, 1897, Mackenzie died in England, leaving a last will and testament in and by .which he devised all of his property to his heirs at law, and his will was. duly probated in the principal probate registery of Her Majesty’s High Court of Justice in England. One of the heirs, William Mackenzie, the younger, also died on or about the 17th day of December, 1898, leaving a widow, Jessie Mackenzie, and several children his heirs' at law.- On said demand being made the defendant procured and delivered to the plaintiff an unrecorded quitclaim deed to the premises bearing date the 30th of January, 1899, duly executed and acknowledged as required for record here by all of the heirs of William Mackenzie, the elder, except the one who had died, and by their wives, and by the widow of the deceased William Mackenzie, the younger. This deed recites the foreclosure of the mortgage and the assignment of the bid to the attorney in fact and the conveyance by him as such, and that he duly accounted to his- principal- for a cash payment received on the sale and conveyance of the premises, and for a mortgage given as security for the balance, and that Mackenzie ratified all of the pro[361]*361ceedings of his attorney in fact; that bn the 5th day of October, 1897, Mackenzie died a. widower, leaving as his only heirs at law those who joined in the quitclaim deed and his son William, who was a citizen of the United States, and leaving a last will and testament, which was duly probated as already'stated, by which lie devised and bequeathed all of his real estate to his heirs at law ; that his son William Mackenzie thereafter in 1898 died, leaving a last will and testament by which lie devised and bequeathed all of his estate to his wife, who joined in the quitclaim deed.
The will of William Mackenzie, the younger, was not produced nor were its whereabouts or contents known to either party to this submission, other than as recited in the quitclaim deed, at the time the quitclaim deed was delivered, and when the plaintiff contracted to convey the premises to Cohn said will had not been probated or offered for probate.
The plaintiff employed counsel to find and obtain a certified copy of the will of Mackenzie, the elder, and to find the will of Mackenzie, the younger. The efforts were successful, for it was found and duly probated by the Surrogate’s Court of Kings county as a will of both real and personal property, and its effect is as recited in the quitclaim deed. In these matters disbursements aggregating $150 were incurred, and it is conceded that the reasonable value of the services performed by counsel for the plaintiff was the sum of $800. The plaintiff demands judgment for $950, the aggregate of these two items, and the defendant demands judgment against the plaintiff on the merits.
The record presents two principal questions which require decision, viz.: (1) Whether the referee’s deed on foreclosure vested good title in Matthews individually ;' and (2) whether, if a deed from Mackenzie or his heirs or devisees was required to perfect the title, plaintiff is entitled to recover the costs and expenses incurred by her iii obtaining evidence as to the execution, validity and recording of the Mackenzie wills.
First. The recitals in the quitclaim deed to the effect that Matthews as attorney in fact duly accounted to his principal; that part of the consideration on the conveyance of the premises by him as attorney in fact was received in cash, and that a bond and mortgage were taken for the balance and accepted by the principal, are not [362]*362stipulated as facts for the purposes of the submission, and the submission contains no statement on these subjects.
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Laughlin, J.:
On the 15th day of November, 1906, the defendant conveyed to plaintiff certain premises in the borough of Manhattan, New York, described in the submission, by a deed containing covenants of seizin, of quiet enjoyment, of warranty, of freedom from incumbrances except as stated, and that the grantor “will execute or procure any further necessary assurance of the title to said premises.” Plaintiff thereupon went into possession under the conveyance and on the twenty-third day of the same month contracted to convey the jiremises to one Cohn with a full covenant warranty deed subject only to a mortgage for $8,500. Cohn refused to take title on the ground that defendant was not seized of the title in fee simple at the time she conveyed to plaintiff, and that the record title was then in one William Mackenzie. On the 2d day of December, 1873, William Mackenzie, who had formerly resided in the city and county of New York, "but who then resided in the city of Manchester, England, executed a power of attorney to one William Matthews, who resided in Flatbush, Kings county, N. Y., by which, among other things, he expressly authorized his attorney to collect, sue for, recover and receive any moneys then due or that might thereafter grow due to him for principal and interest on bonds and on mortgages or other security, and on payment to execute satisfaction pieces or assignments, and with the usual power to do any and all things necessary in the premises. It appears that Mackenzie, in 1895, held a mortgage on the premises in question, and, by Louis Hurst, his attorney of record, brought an action in the Supreme Court in the county of New York to foreclose the mortgage. On the sale the premises were struck off to his attorney of record for the sum of $12,000. The attorney assigned the bid to Matthews as attorney in fact for Mackenzie, and the referee?s deed was executed in form to Matthews as attorney in fact for said Mackenzie on the 19th day of March, 1896. It is stipulated in the submission that this deed conveyed the fee of the premises. The controversy arises, in part, over the question as to whether the conveyance vested the title in Matthews, individually, or iii Mackenzie. On [360]*360the same day Matthews, as attorney m fact for said Mackenzie, executed and acknowledged a conveyance-of the premises to. one Martha Kemp, who took possession thereunder. The title which she thus received was conveyed by her executor to the defendant on the 29th day of October, 1900, and the defendant took possession thereunder and retained the same until she delivered possession to the plaintiff as already stated. The certificate of acknowledgment to the conveyance by Matthews as attorney in fact sets forth that the conveyance was executed by virtue of said power of attorney, which was duly recorded in the office of the register of deeds in the county of New York on the. 30th day of- December, 1873, to which record reference was- made. Cohn refused 'to take title from the plaintiff on the ground that the record title remained in Mackenzie. This objection was evidently made on the theory that the power of attorney was not sufficiently broad to authorize the execution of a conveyance of real estate, and it is not seriously contended that it was. The plaintiff drew the attention of the defendant to these objections to her title and demanded- a proper conveyance by which any outstanding claims or interest in Mackenzie or in his heirs or devisees might be conveyed. Meantime, and on the 5th day of October, 1897, Mackenzie died in England, leaving a last will and testament in and by .which he devised all of his property to his heirs at law, and his will was. duly probated in the principal probate registery of Her Majesty’s High Court of Justice in England. One of the heirs, William Mackenzie, the younger, also died on or about the 17th day of December, 1898, leaving a widow, Jessie Mackenzie, and several children his heirs' at law.- On said demand being made the defendant procured and delivered to the plaintiff an unrecorded quitclaim deed to the premises bearing date the 30th of January, 1899, duly executed and acknowledged as required for record here by all of the heirs of William Mackenzie, the elder, except the one who had died, and by their wives, and by the widow of the deceased William Mackenzie, the younger. This deed recites the foreclosure of the mortgage and the assignment of the bid to the attorney in fact and the conveyance by him as such, and that he duly accounted to his- principal- for a cash payment received on the sale and conveyance of the premises, and for a mortgage given as security for the balance, and that Mackenzie ratified all of the pro[361]*361ceedings of his attorney in fact; that bn the 5th day of October, 1897, Mackenzie died a. widower, leaving as his only heirs at law those who joined in the quitclaim deed and his son William, who was a citizen of the United States, and leaving a last will and testament, which was duly probated as already'stated, by which lie devised and bequeathed all of his real estate to his heirs at law ; that his son William Mackenzie thereafter in 1898 died, leaving a last will and testament by which lie devised and bequeathed all of his estate to his wife, who joined in the quitclaim deed.
The will of William Mackenzie, the younger, was not produced nor were its whereabouts or contents known to either party to this submission, other than as recited in the quitclaim deed, at the time the quitclaim deed was delivered, and when the plaintiff contracted to convey the premises to Cohn said will had not been probated or offered for probate.
The plaintiff employed counsel to find and obtain a certified copy of the will of Mackenzie, the elder, and to find the will of Mackenzie, the younger. The efforts were successful, for it was found and duly probated by the Surrogate’s Court of Kings county as a will of both real and personal property, and its effect is as recited in the quitclaim deed. In these matters disbursements aggregating $150 were incurred, and it is conceded that the reasonable value of the services performed by counsel for the plaintiff was the sum of $800. The plaintiff demands judgment for $950, the aggregate of these two items, and the defendant demands judgment against the plaintiff on the merits.
The record presents two principal questions which require decision, viz.: (1) Whether the referee’s deed on foreclosure vested good title in Matthews individually ;' and (2) whether, if a deed from Mackenzie or his heirs or devisees was required to perfect the title, plaintiff is entitled to recover the costs and expenses incurred by her iii obtaining evidence as to the execution, validity and recording of the Mackenzie wills.
First. The recitals in the quitclaim deed to the effect that Matthews as attorney in fact duly accounted to his principal; that part of the consideration on the conveyance of the premises by him as attorney in fact was received in cash, and that a bond and mortgage were taken for the balance and accepted by the principal, are not [362]*362stipulated as facts for the purposes of the submission, and the submission contains no statement on these subjects. It does not appear from the submission whether Matthews as attorney in fact, acting under the power of attorney, employed the attorney to foreclose the mortgage, or whether Matthews had charge of that particular mortgage by virtue óf his power of attorney, or otherwise, or whether on the assignment of the bid to him as attorney in fact the indebtedness secured by the mortgage ivas paid, or whether the deed was taken as a substitute for the security, which would be the effect of the proceedings if the mortgage was not paid. It may well be that if Matthews, through the attorney of record,-bid in this property for the protection of his principal on the foreclosure of the mortgage and afterwards took title, as attorney in fact for his principal, the deed -would be deemed a mere substitute for the security and, therefore,- personalty in his hands, and that he. would be authorized to sell and convéy the premises the same as he was authorized, by assignment or otherwise, to collect the -mortgage and in that view the title would doubtless have vested in him individually. (Lock-man v. Reilly, 95 N. Y. 64; Haberman v. Baker, 128 id. 253.) In Lockman v. Reilly (supra) and Haberman v. Baker (supra) it was held that.land purchased by executors on a foreclosure of a mortgage belonging to the estate is regarded as personal property in their hands, and that whether they take title individually or in their names as executors of the estate, and hold the title in a sense as trustees, for they are accountable to the estate therefor,'they may individually convey good title, on the theory that the land is regarded as a substitute fon the mortgage and that, therefore, the heirs take no title or interest in the premises. If we were permitted to draw inferences from facts stated on a submission, I‘think it would be a reasonable inference that title was taken by the attorney in fact for the reason that the entire amount due on the mortgage could not be obtained on the foreclosure sale and that, therefore, the deed became a substitute for the mortgage; but a -submission is only authorized for the decision of questions of law, and on a submission the court is confined to the facts stated and is not permitted to find other facts by inference. (Marx v. Brogan, 188 N. Y. 431,433), and, therefore, the case cannot be decided on that theory.
It is further contended that the words in .the deed “ as attorney [363]*363in fact for Wm. Mackenzie” following the name of the attorney in fact, are mere descriptio personae, and that, therefore, the conveyance was to Matthews individually. The conveyance runs to the <l party of the second part his heirs and assigns, to his and their only proper use, benefit and behoof forever,” and if the word “ as " had not been used, and it did not appear by the recorded power of attorney that Matthews was the attorney in fact for Mackenzie for certain purposes, then doubtless the words “ attorney in fact for Wm. Mackenzie” following Matthews’ name would be regarded as mere descriptio personae and title would be deemed vested in Matthews in his individual capacity. (Greenwood Lake & P. J. R. R. Co. v. N. Y. & G. L. R. R. Co., 134 N. Y. 435 ; Kanebley v.Volkenberg, 70 App. Div. 97; Towar v. Hale, 46 Barb. 361; United States Trust Co. v. Stanton, 76 Hun, 32; Title Guarantee & Trust Co. v. Fallon, 101 App. Div. 187; Pfeiffer v. Rheinfrank, 2 id. 574.) The use of the word “ as ” and the nature of the capacity in which it is recited in the conveyance that the grantee took title, in view of the fact that there was a power of attorney from Mackenzie to him on record to'which he referred in conveying as attorney in fact, thus showing that he was assuming to act under it, preclude any inference that title was intended to be taken either in Matthews’ name or in his right, individually, and clearly show that it was intended tó vest title in him in a representative capacity and that he took nothing for himself. (People v. Stock Brokers’ Building Co., 49 Hun, 349 ; affd., on opinion of General Term, 112 N. Y. 670; Greenwood Lake & P. J. R. R. Co. v. N. Y. & G. L. R. R. Co., supra Seventh Ward Nat. Bank v. N. Y. El. R. R. Co., 53 N. Y. Super. Ct. 412. See, also, Stilwell v. Carpenter, 62 N. Y. 639 ; Leonard v. Pierce, 182 id. 431; Boyd v. U. S. Mortgage & Trust Co., 187 id. 262, 270.) There are authorities which hold that where a conveyance is made in trust and the trust is not specified, a valid express trust will be presumed, and a conveyance by the trustee will pass good title, upon the theory that it will not be presumed that such conveyance was in derogation of the trust. (People v. Stock Brokers’ Building Co., supra ; King v. Townshend, 141 N. Y. 358,364.) In the case at bar, however, if a trust was intended, its terms are not stated in the deed, nor does the deed contain-any reference thereto by which [364]*364the validity of the trust or the right of the trustee to convey, which depends upon whether it is in derogation of the trust (1 R. S. 730, § 65, as amd. by Laws of 1895, chap. 886; revised by Real Prop. Law [Gen. Laws, chap. 46; Laws of 1896, chap. 547], § 85, as amd. by Laws of 1897, chap. 136 ; now Real Prop. Law [Consol. Laws, chap. 50; Laws of 1909, chap. 52], § 105; Fowler Real' Prop. [3d ed.] 483), may be determined; and in view of the rule applicable to submissions, I do not suppose that the court may indulge in any. inferences with respect thereto, but is confined to the facts plainly stated. Tf, however, we are at liberty to speculate concerning the purpose for which the conveyance was made to the attorney in fact, which I think we are not, I' am of opinion that in view of his designation as attorney in fact and of his limited authority under the power of attorney, the conveyance must be deemed to have been made to him to hold the premises in trust, not for the performance of an express trust authorized by law, but merely for the use of, and as agent for Mackenzie, and that not being a trust authorized by law (1 R. S. 728, § 55, as amd. by Laws of 1830, chap. 320, § 10 ; revised by Real Prop. Law [Gen. Laws, chap. 46; Laws of 1896, chap. 547], § 76; now Real Prop. Law [Consol. Laws, chap. 50; Laws of 1909, chap. 52], § 96), is deemed a passive trust, and the title at once vested in Mackenzie by virtue of the statute. (1 R. S. 728,. §§ 49, 50; revised by Real Prop. Law [Gen. Laws, chap. 46; Laws of 1896, chap. 547], § 73; now Real Prop. Law [Consol. Laws, chap. 50; Laws of 1909, chap. 52], § 93; La Grange v. L'Amoureux, 1 Barb. Ch. 18; Gueutal v. Gueutal, 113 App. Div. 310 ; Wendt v. Walsh, 164 N. Y. 154; People v. Stock Brokers' Building Co., supra. See, also, Matter of Gawne, 82 App. Div. 374; affd., 176 N. Y. 597; Matter of De Rycke, 99 App. Div. 596 ; Murray v. Miller, 178 N. Y. 316.) This rule, of course, does not obtain where the grantee is personally interested (King v. Townshend, supra), which, however, is not the case here, or where the cestui que trust is incompetent to take or cannot be identified, for then the grant is void. (Murray v. Miller, supra.) Since it is not stipulated and we may not infer that the consideration was paid by Mackenzie, the case does not fall within the provisions of the Eevised Statutes (1 R. S. 728, §§ 51-53), which were revised into section 74 of the Real Property Law of 1896, and are now in [365]*365section 94 of the present Real Property Law, and which declare that a grant to one person where the consideration is paid by another vests title in the grantee except in two instances therein specified.
If title was in Matthews individually, perhaps the covenants, although- made as attorney in fact for Mackenzie, passed his individual title by estoppel (Gerard Titles [5th ed.], 566 ; Tefft v. Mun-son., 57 N Y. 97; Crane v. Turner, 67 id. 437); and yet that is not free from doubt, since a judgment in a representative capacity . does not bind one individually. (Leonard v. Pierce, supra. See, also, Mutual Life Ins. Co. v. Shipman, 119 N. Y. 324.) The conveyance from Matthews was in his name as attorney in fact for Mackenzie instead of in the proper form of a conveyance by an attorney in fact, which is in the name of his principal by him as attorney in fact (Gerard Titles [5th ed.], 367); but inasmuch as the power of attorney contains no grant of authority to convey, it is unnecessary to decide whether the conveyance, if it had been authorized by the power of attorney, would be sufficient to vest title in the grantee.
I am of opinion, therefore, that it cannot be held on this record that the title vested in Matthews individually and passed by his conveyance as attorney in fact.
Second. Even though the deed from the attorney in fact did not convey good title, I am of opinion that plaintiff cannot recover! The grantee has remained in possession and has not asserted a right to rescission, and does not seek to recover back the consideration paid. She affirms the purchase of the premises, and the question is whether there has been a breach of a covenant and whether the damages sought to be sustained are recoverable therefor. The grantee having taken and retained possession and there having been no attempted eviction, there can, of course, be no breach of the covenants of quiet enjoyment or of warranty. (Clarke v. Priest, 21 App. Div. 174,179; Gerard Titles [5th ed.], 568; 8 Am. & Eng. Ency. of Law [2d ed.], 97, 98, 99, 103, 110, 219, 221.) Manifestly there has been no breach of the covenant against incumbrances. The only covenants, then, which require special consideration are those with respect to seizin and for further assurance.
A covenant of seizin is a covenant in prasenti, and is broken if good title in fee simple absolute and right of possession are not in the grantor at the time of the delivery of the conveyance. (Mygatt [366]*366v. Coe, 124 N. Y. 212; 11 Cyc. 1107; Laws of 1890, chap. 475, § 1, subd. 1; revised by Real Prop. Law [Gen. Laws, chap. 46; Laws of 1896, chap. 547], § 218, subd. 1; now Real Prop. Law [Consol. Laws, chap. 50; Laws of 1909, chap. 52], § 253, subd. 1.) Where the grantee does not elect to recover the purchase money and interest, and there is an outstanding title,- which he acquires, the amount necessarily paid by him in acquiring it is usually the measure of the recovery. (8 Am. & Eng. Ency. of Law [2d ed.], 187; 11 Cyc. 1158,1159,1161,1162, 1180; Sanders v. Wagner, 32 N. J. Eq. 506; Thomas V. Clement, 11 Rob. [La.] 397; Pate v. Mitchell, 23 Ark. 590.) But here the grantee purchased no outstanding " title, and the action was not brought until after, acceptanee by the grantee of the quitclaim deed, which vested good . title in her, and she shows no prior damages by loss of a sale of' the premises or otherwise; and, therefore, I think that only nominal damages could be recovered for the breach of the covenant bf seizin. (M’Carty v. Leggett, 3 Hill, 134; Suth. Dam. [3d ed.] § 597.) That is the general rule where the outstanding title has been purchased by the covenantor and taken in his own name before eviction,.in which case the title so acquired inures to the benefit of the covenantee.' (Burr v. Todd, 41 Penn. St. 206;
■Tefft v. Munson, supra; 8 Am. & Eng. Ency. of Law [2d ed.], 194.) But such nominal damages are not asked by the submission. Plaintiff was not obliged to accept the quitclaim deed, either with or without the production of or proof of the wills; and she could have stood on the breach of the covenant of seizin, which entitled ' her to recover the purchase money and interest if there was a complete failure of title (Staats v. Executors of Ten Eyck, 3 Caines, 111), but since she elected to affirm the sale she could perhaps, if she had not accepted the deed and possibly after accepting it, have made a prima facie case by the record and have left it to defendant to show the subsequently acquired title and to produce the wills as evidence thereof in mitigation of damages provided the covenantee were willing to accept title at that time. (Resser v. Carñey, 52 Minn. 397.; Tucker v. Clarke, 2 Sandf. Ch. 96 ; Woolley v. Newcombe, 87 N. Y. 605.) Plaintiff having accepted the quitclaim deed, however, the case is the same, I think, as if she had accepted such deed originally without requiring evidence as to the wills and [367]*367thereafter demanded such evidence and on the refusal .or neglect of the covenantor to produce it, ohtained.it herself and then brought the action. . If the quitclaim deed had been delivered to and accepted by plaintiff origÍ7iall/y there would have been no breach of the covenant of seizin, for she thereby in fact obtained good title, but she would then have been, as she was later on after accepting the deed, without the proper evidence to show her title. She does not seek to recover the cost of obtaining further title but the expenses incurred in obtaining evidence of. her title. She has herself obtained the evidence td show that she obtained good title and she has thereby relieved defendant of any obligation she might have been under of showing, in an action for breach of covenant, the due execution and contents of the wills upon which the title conveyed by the quitclaim deed depended. Under the covenant of seizin an outstanding title may be purchased at the expense of the covenantor, but not mere evidence of existing title in the covenantee. Of course, assuming that title vested in Mackenzie, an action for the specific performance of a contract- to take title to the premises would not lie without, the production of the evidence with respect to the Mackenzie wills showing that they were executed in due form and that the devises of the real estate therein were valid, and by probate or otherwise that they had become matters of record, for if a will be not probated within four years a- bona fide purchaser gets good title from the heir (Code Civ. Proc. § 2628 ;
It follows, therefore, that the defendant is entitled to judgment, with costs.
McLaughlin, J., concurred in result; Ingraham, P. J.,- Miller and Dowling, JJ., concurred on second ground.
Judgment ordered for defendant as directed in opinion, with costs. Settle order on notice.
Revised "by Decedent Estate Law [Consol. Laws, chap. 13; Laws of 1909, chap. 18], § 46.— [Rep.