Wendy Naimi v. Frank Bisignano, Commissioner of Social Security

District Court, M.D. Pennsylvania·Decided May 1, 2026·No. 4:24-cv-01391·Unknown

Opinion

IN THE UNITED STATES DISTRICT COURT FOR THE MIDDLE DISTRICT OF PENNSYLVANIA

WENDY NAIMI, : Civil No. 4:24-CV-01391 : Plaintiff, : : v. : : (Magistrate Judge Carlson) FRANK BISIGNANO, : Commissioner of Social Security1 : : Defendant. :

MEMORANDUM OPINION I. Introduction This Social Security appeal presents a parable regarding the perils of pro se litigation in this complex regulatory field. For the past eight years, since January of 2018, the plaintiff, Wendy Naimi, has pursued claims for Social Security benefits, legal forays which she has taken unschooled in the law and unaided by counsel who could have guided her through this legal terrain. Consequently, Naimi’s pro se efforts have been entirely unavailing, and her current submissions to this Court

1 Frank Bisignano became the Commissioner of Social Security on May 6, 2025. Pursuant to Rule 25(d) of the Federal Rules of Civil Procedure, Frank Bisignano should be substituted as the defendant in this suit. No further action need be taken to continue this suit by reason of the last sentence of section 205(g) of the Social Security Act, 42 U.S.C. § 405(g). reveal that Naimi may still labor under some basic confusion regarding the temporal scope of her claim, as well as the elements and burden of proof she faces in seeking

these benefits.2 Confused pro se claimants like Naimi present special challenges both for Administrative Law Judges (ALJs) and this Court. Recognizing the non-adversarial

nature of these hearings, it was incumbent upon the ALJ to address the case of a pro se claimant with scrupulous care and attention ensuring both that the claimant makes a knowing and intelligent decision to waive the assistance of counsel while also helping the uncounseled claimant to fully develop her case by scrupulously and

conscientiously probing into, inquiring of, and exploring for all the relevant facts. Only after these two duties are fulfilled by the ALJ can we rest assured that the pro se claimant’s choice to proceed without the assistance of counsel did not result in

undue prejudice to the claimant.

2 For example, Naimi’s confusion regarding when to file an appeal nearly led to the dismissal of this case on statute of limitations grounds. In addition, despite the fact that the plaintiff’s date last insured was March 31, 2023, (Tr. 26), Naimi’s appeal focuses almost exclusively upon evidence relating to her medical condition in 2025. (Doc. 34). Likewise, Naimi’s appeal fails to recognize that her prior unsuccessful Social Security application now limits her claim to July 2, 2019, the day after the previous ALJ decision, through July 14, 2022, the date of the present ALJ decision. Finally, on appeal Naimi invites us to review evidence that was never provided to the ALJ, something that we may not do. These are but a few examples of how basic legal misunderstandings stemming from Naimi’s pro se status prejudice her efforts to advance any disability claim. As discussed below, despite a conscientious effort by the ALJ to perform these duties in Naimi’s case, we are unsure that Naimi knowingly and intelligently waived

counsel, and it is evident in hindsight that the failure to proceed without the benefit of counsel potentially prejudiced consideration of this claimant’s case since a number of her claims may not have been fully developed. Therefore, we will remand

for further proceedings in this matter. II. Statement of Facts and of the Case A. Background With our analysis of this pro se appeal necessarily focused upon the threshold

questions regarding whether Naimi knowingly waived counsel and whether the ALJ fulfilled his obligation to help Naimi, an uncounseled claimant, develop her case by scrupulously and conscientiously probing into, inquiring of, and exploring for all the

relevant facts, the relevant facts are as follows: Naimi has engaged in a pro se pursuit of Social Security benefits for nearly a decade. This is Naimi’s second Social Security application. Initially, Naimi filed for these benefits in January of 2018, alleging an onset of disability on January 25, 2018.

(Tr. 171). Naimi was not represented by counsel in this initial administrative process, although her spouse, a layman, purported to act on her behalf at her April 2019 disability hearing. (Tr. 71-119). Naimi’s initial application was denied by an ALJ on July 1, 2019. (Tr. 171-179). Naimi apparently did not seek judicial review of this adverse disability determination.

Instead, on August 20, 2020, Naimi filed a second pro se Title II application for a period of disability and disability insurance benefits, alleging disability beginning January 25, 2018. (Tr. 23). Naimi was born on January 17, 1975, and was

44 years old in July of 2019 after her first application was adjudicated. (Tr. 41). She had at least a high school education, and prior employment as a cashier and home health aide. (Tr. 40-41). B. Naimi’s Undeveloped Medical and Emotional Claims

Upon a review of the administrative record it appears that, in large part due to her pro se status, two aspects of Naimi’s disability claim were not fully developed. The first of these two undeveloped areas of inquiry relates to Naimi’s

emotional impairments. At the ALJ hearing conducted in this case on March 2, 2022, Naimi clearly described potentially disabling emotional conditions, telling the ALJ that: “I cry all the time and still get upset, and I get nervous to go out of the house.” (Tr. 57). The ways in which these emotional impairments directly interfered with

Naimi’s ability to perform activities of daily living were confirmed in the Third Party Report submitted by her spouse. As the ALJ explained: Mr. Naimi reported that the claimant has limitations with lifting, standing, walking, sitting, reaching, postural activities, memory, completing tasks, concentration, understanding, following instructions, and getting along with others. He also reported that the claimant is able to walk for one block or less before needing to stop and rest for a few minutes, and that she was prescribed a cane in January 2018, which she uses daily. Mr. Naimi stated that the claimant could pay attention for 10 minutes, finish what she starts, and she follows spoken instructions “good,” but that she requires assistance with reading recipes. He also stated that the claimant does not handle stress or changes in routine well. Mr. Naimi reported that the claimant does not get along well with authority figures, but that she has not been fired or laid off from a job because of problems getting along with others. He stated that the claimant needs reminders to take care of her personal needs and grooming, and to take medicine.

(Tr. 41).

Moreover, the clinical record, while equivocal, contained material information concerning Naimi’s mental health diagnoses and treatment. While some progress notes described her mental state in unremarkable terms, (tr. 445, 562, 581, 651, 666, 679, 745, 1027, 1047), other treatment encounters reported her mood as anxious, nervous and depressed. (Tr. 632, 1036, 1039). On December 15, 2021, her treating Physician Assistant diagnosed Naimi as suffering from a moderate episode of recurrent major depressive disorder and stated that she was: “currently struggling with depression, anxiety, migraine, neuropathy, [and] chronic pain.” (Tr. 1036). Despite this treating source diagnosis of a current major depressive disorder of moderate severity, no further effort was made to develop a medical-vocational assessment of the way in which this impairment affected Naimi’s ability to work. Thus, no mental consultative examination was conducted.

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Wendy Naimi v. Frank Bisignano, Commissioner of Social Security, (M.D. Pa. 2026).

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