Wells v. Early Warning Services, LLC

• Court: District Court, M.D. Florida
• Decided: August 23, 2023
• Docket: 8:23-cv-01880
• Status: Unknown

Opinion

UNITED STATES DISTRICT COURT MIDDLE DISTRICT OF FLORIDA TAMPA DIVISION

KAMAL-JALEEL WELLS, Plaintiff,

v. Case No: 8:23-cv-1880-KKM-UAM EARLY WARNING SERVICES, LLC, Defendant.

ORDER Kamal-Jaleel Wells sued Early Warning Services, LLC, in state court, alleging that Early Warning violated several sections of the Fair Credit Reporting Act, 15 U.S.C. § 1681

et seq. See Compl. (Doc. 1-5). In response, Early Warning removed Wells’s action. Notice of Removal (Doc. 1). Wells’s complaint is now dismissed without prejudice because it is a shotgun pleading. Weiland v. Palm Beach Cnty. Sheriffs Office outlines four common types of shotgun pleadings: (1) a complaint that contains multiple counts where each count adopts the allegations of all preceding counts; (2) a complaint that is replete with conclusory, vague, and immaterial facts not obviously connected to any particular cause of action; (3) a complaint that fails to separate into different counts each cause of action or claim for relief;

and (4) a complaint that asserts multiple claims against multiple defendants without specifying which of the defendants are responsible for which acts or omissions or which of the defendants the claim is brought against. 792 F.3d 1313, 1321-23 (11th Cir. 2015). “The unifying characteristic of all types of shotgun pleadings is that they fail to one degree or another, and in one way or another, to give the defendants adequate notice of the claims

against them and the grounds upon which each claim rests.” Id. at 1323. Wells’s complaint is “replete with conclusory, vague, and immaterial facts” that are “not obviously connected to any particular cause of action” and “fail” “to give” Early Warning “adequate notice of the claims against them and the grounds upon which each claim rests.” Id. at 1322-23. The complaint includes a section titled “Factual Allegations,” but the relevance of this section is not apparent because the section is never re-incorporated into any of Wells’s three causes of action. See Compl. ¥§ 8-15. Additionally, even if the Factual Allegations were incorporated, the allegations are unclear. Wells alleges, “On or about March 1st, 2023, the plaintiff obtained a copy of his consumer credit report, noticing his ‘credit card’ was being used by the defendant ‘Early Warning’ without the plaintiff [sic] permission. Causing personal injury with inaccurate, unauthorized information being reported.” Id. 48. He also alleges, “Plaintiff filed an ‘Identity Theft Report’ with the Federal Trade Commission and filed a complaint with the ‘CFPB’ Consumer Financial Protection Bureau. In the complaint, plaintiff told the defendant ‘Early Warning’ they were

too [sic] have four days to remove and block accounts, tradelines, names, addresses associated with Plaintiff [sic] ‘credit card’. Plaintiff was NOT requesting verification or validation on the accounts.” Id. 4 9-10. In addition to the fact that these allegations are unmoored from any of Wells’s causes of action, see id. 4 8-10, 13-15, these allegations are remarkably vague. Wells might be alleging that Early Warning spent money on his credit card without his permission, or he might be alleging that Early Warning created a

report about his credit card without his permission. A third possibility is that Wells alleges that an unknown individual fraudulently used his credit card, and that Early Warning created a credit report attributing the fraudulent activity to Wells. In any event, these factual allegations are “vague” and “not obviously connected to any particular cause of action.” Weiland, 792 F.3d at 1322. Wells’s three counts also fail to give notice of Wells’s claims. See id. at 1323. Because

none of the three causes of action incorporate prior factual allegations, see Compl. 44 13- 15, only the facts alleged in each count can explain the nature of the claim for relief. The first count alleges that Early Warning violated 15 U.S.C. § 1681b(a)(2) because Wells

never granted Early Warning written permission to create a consumer report about his credit card. Compl. ¥ 13. But this conclusory and vague allegation does not align with § 1681b(a), which lists several reasons that a consumer reporting agency may furnish a

consumer report and does not limit an agency’s ability to furnish a report only to instances

when the consumer grants the agency written permission. See 15 U.S.C. § 1681b(a); see,

e.g.. Domante v. Dish Networks, L.L.C., 974 F.3d 1342, 1345 (11th Cir. 2020) (opining on another permissible purpose for furnishing a consumer report under § 1681b(a)). The second count alleges “negligent noncompliance with” 15 U.S.C. § 1681n but includes no description of the alleged noncompliance. See Compl. 4 14. Furthermore, §1681n is a remedial provision; it creates civil liability for willful or knowing noncompliance with the Fair Credit Reporting Act. See 15 U.S.C. § 1681n. But it does

not, by itself, prescribe standards that Early Warning could have “negligent[ly]” failed to comply with. See id. The third count alleges that Early Warning violated 15 U.S.C. § 1681s-2(a)(1)(B) by continuing to report “inaccurate information about the plaintiff [sic] consumer report” “after receiving ‘Mr. Wells’ [sic] dispute/ complaint.” Compl. 415. But Wells fails to provide any explanation regarding what was inaccurate about the consumer report, and he

never re-incorporated prior factual allegations into the third count to provide additional explanation. Id. Overall, Wells’s complaint is a shotgun pleading because it fails to give “adequate notice of the claims against [Early Warning] and the grounds upon which each claim rests.” Weiland, 792 F.3d at 1323. Accordingly, Wells’s complaint, (Doc. 1-5), is DISMISSED without prejudice. Wells may refile an amended complaint no later than September 7,

2023. If Wells fails to refile in a timely manner or submits another shotgun pleading, this

action will become subject to dismissal without further notice. ORDERED in Tampa, Florida, on August 23, 2023.

al □ imball Mizelle United States District Judge