Wells Fargo Bank v. Heston CA2/1

CourtCalifornia Court of Appeal
DecidedJune 29, 2026
DocketB349935
StatusUnpublished

This text of Wells Fargo Bank v. Heston CA2/1 (Wells Fargo Bank v. Heston CA2/1) is published on Counsel Stack Legal Research, covering California Court of Appeal primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Wells Fargo Bank v. Heston CA2/1, (Cal. Ct. App. 2026).

Opinion

Filed 6/29/26 Wells Fargo Bank v. Heston CA2/1 NOT TO BE PUBLISHED IN THE OFFICIAL REPORTS California Rules of Court, rule 8.1115(a), prohibits courts and parties from citing or relying on opinions not certified for publication or ordered published, except as specified by rule 8.1115(b). This opinion has not been certified for publication or ordered published for purposes of rule 8.1115.

IN THE COURT OF APPEAL OF THE STATE OF CALIFORNIA

SECOND APPELLATE DISTRICT

DIVISION ONE

WELLS FARGO BANK, N.A., B349935

Plaintiff and Respondent, (Los Angeles County Super. Ct. No. BC447741) v.

DAN HESTON,

Defendant and Appellant.

APPEAL from a judgment of the Superior Court of Los Angeles County, Dean J. Kitchens, Judge. Affirmed. The Fullman Firm, Adam C. Fullman, Christopher J. Peters and Sam Dehbozorgi for Defendant and Appellant. Stinson and Jan T. Chilton for Plaintiff and Respondent.

________________________________ Dan Heston appeals from an order denying his motion to vacate a renewal of a judgment in favor of Wells Fargo Bank, N.A., contending no admissible evidence supported that he was served notice of the original summons and complaint. We disagree and affirm. BACKGROUND

In 2010, Wells Fargo filed a complaint against Heston seeking recovery of money he allegedly owed on a consumer credit account. In 2011, the bank served process on Heston by hand delivering it at a private postal store at 225 East 9th Street in Los Angeles to “Richard Doe,” who worked at the facility and was authorized to accept documents served on patrons who rented mailboxes there. Heston did not respond, and the court entered a default judgment in 2011 in the amount of $274,052.92. In 2021, Wells Fargo renewed the judgment, mailing notice of the renewal to the same 9th Street mailbox. In 2024, Heston moved to vacate the renewal on the ground that the 2011 substitute service was invalid because he had stopped using the 9th Street mailbox in 2009. In briefing and at an evidentiary hearing on the motion, Heston testified that he changed his mailing address and stopped using the 9th Street mailbox after 2009, two years before the 2011 service of process in this case, and never received the summons or complaint. He offered documents showing that he had been receiving mail at his home since 2009. Wells Fargo opposed the motion, asserting that Heston had not stopped using the 9th Street mailbox. To support that assertion, Wells Fargo requested judicial notice of court records in another case, Wachovia Bank, N.A. v. Dan Heston, Los Angeles

2 County Superior Court, No. BC423953 (Wachovia Bank). Those records included: 1. A November 2009 answer signed by a “Dan Heston” in pro. per., listing the 9th Street mailbox as his address; 2. An unsigned 2010 case management statement filed on behalf of “Dan Heston” in pro. per., listing the 9th Street mailbox as his address; 3. A 2010 minute order granting Wachovia Bank’s summary judgment motion, which had the following notation and statement:

Plaintiff DREW CALLAHAN—COURT CALL Counsel

Defendant Counsel DAN HESTON—IN PRO PER “The clerk read the court’s tentative to counsel appearing via court call” (capitalization omitted); and 4. A 2016 acknowledgement of satisfaction of judgment signed by Drew A. Callahan, counsel for Wachovia, which had a checked box indicating that “[t]he judgment creditor has accepted payment or performance other than that specified in the judgment in full satisfaction of the judgment.” (Callahan did not check the immediately preceding box indicating the “judgment is satisfied in full.”) (Capitalization omitted.) Heston objected that the Wachovia Bank minute order did not state or imply that Heston was present in court at the summary judgment hearing, and the satisfaction of judgment was not evidence of any act by Heston, it was “merely a document executed

3 by an attorney who is not here for that attorney’s own reasons,” evidence only that “the plaintiff chose to satisfy the judgment.” The court granted judicial notice of the 2010 minute order and 2016 satisfaction of judgment over Heston’s objections. Heston did not object to judicial notice of the answer and case management statement. In reply, Heston theorized he was the victim of identity theft. He testified he did not sign or file the Wachovia Bank answer (he testified he was in Italy on November 18, 2009, the day before the answer was dated and signed), did not file the case management statement, did not appear at the summary judgment hearing in that case, and did not satisfy the judgment. Heston offered examples of his handwriting and testified that the signature on the answer differed considerably from the way he signed his name. The court acknowledged that Heston’s signature on the answer was “materially different” from his handwriting exemplars. Heston testified that he stopped using the 9th Street mailbox when he “became suspicious” of the private postal service. He therefore had not received the 2011 notice of renewal of the judgment, but learned of this action and the Wachovia Bank action only when he was turned down for a new credit card six to eight months before the evidentiary hearing. Heston admitted that he never filed a police report or a fraud report with the United States Postal Service (USPS). The trial court denied Heston’s motion to vacate renewal of the judgment. The court found that Heston “appear[ed] to have filed a signed answer” and a case management statement, “personally appeared” at the Wachovia Bank summary judgment hearing, and “satisfied his near $300,000 judgment.” The court stated that Wells Fargo’s “theory of the case is plausible and largely supported by the thin evidentiary record . . . . [Heston’s] theory of

4 the case is implausible as it requires the court to accept . . . that the owners of the post office services business at the Ninth Street address intercepted a summons and complaint directed to defendant, decided to secretly appear on his behalf only to lose a summary judgment motion for $300,000 and then, six years later, decided to continue the ruse by obtaining a satisfaction of judgment for defendant’s benefit . . . for no apparent reason. The court does not find this explanation credible.” (Capitalization omitted.) Heston appealed.

DISCUSSION Heston contends the trial court prejudicially erred by accepting the truth of hearsay statements contained in Wachovia Bank court records to the effect that he (1) filed an answer, (2) filed a case management statement, (3) appeared at the summary judgment hearing in that matter, and (4) satisfied the judgment. He argues the evidence was inadmissible for these propositions and failed to establish them. We partially disagree. Accepting, as the trial court did, that Heston signed the Wachovia Bank answer and filed the status conference statement, the information therein was admissible under Evidence Code section 1220 as a hearsay exception for the admission of a party. Thus supported, and even assuming the Wachovia minute order and satisfaction of judgment were inadmissible, it is not reasonably probable that the court would have reached a different result without them.

A. Legal Principles A money judgment may be enforced for 10 years from the date of its entry. (Code Civ. Proc., §§ 683.020, 683.030; Green v. Zissis

5 (1992) 5 Cal.App.4th 1219, 1222.)1 A judgment creditor may renew a judgment for an additional 10 years. (§§ 683.010 et seq.) Pursuant to section 683.170, the renewal of a judgment “may be vacated on any ground that would be a defense to an action on the judgment.” (§ 683.170, subd. (a).) Failure to have ever served process on a defendant is a defense to an action on the judgment and therefore can be raised on a motion to vacate a judgment renewal. (Fidelity Creditor Service, Inc. v.

Free access — add to your briefcase to read the full text and ask questions with AI

Related

FIDELITY CREDITOR SERVICE, INC. v. Browne
106 Cal. Rptr. 2d 854 (California Court of Appeal, 2001)
Huffman v. INTERSTATE BRANDS COMPANIES
17 Cal. Rptr. 3d 397 (California Court of Appeal, 2004)
Green v. Zissis
5 Cal. App. 4th 1219 (California Court of Appeal, 1992)
Sosinsky v. Grant
6 Cal. App. 4th 1548 (California Court of Appeal, 1992)
Herrera v. Deutsche Bank National Trust Co.
196 Cal. App. 4th 1366 (California Court of Appeal, 2011)

Cite This Page — Counsel Stack

Bluebook (online)
Wells Fargo Bank v. Heston CA2/1, Counsel Stack Legal Research, https://law.counselstack.com/opinion/wells-fargo-bank-v-heston-ca21-calctapp-2026.