Wells Fargo Bank, Natl. Assn. v. Doberdruk

2024 Ohio 5007
CourtOhio Court of Appeals
DecidedOctober 17, 2024
Docket113637
StatusPublished

This text of 2024 Ohio 5007 (Wells Fargo Bank, Natl. Assn. v. Doberdruk) is published on Counsel Stack Legal Research, covering Ohio Court of Appeals primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Wells Fargo Bank, Natl. Assn. v. Doberdruk, 2024 Ohio 5007 (Ohio Ct. App. 2024).

Opinion

[Cite as Wells Fargo Bank, Natl. Assn. v. Doberdruk, 2024-Ohio-5007.] COURT OF APPEALS OF OHIO

EIGHTH APPELLATE DISTRICT COUNTY OF CUYAHOGA

WELLS FARGO BANK, NATIONAL : ASSOCIATION, : No. 113637 Plaintiff-Appellee, : v. : GRACE M. DOBERDRUK, ET AL., : Defendants-Appellants.

JOURNAL ENTRY AND OPINION

JUDGMENT: DISMISSED RELEASED AND JOURNALIZED: October 17, 2024

Civil Appeal from the Cuyahoga County Common Pleas Court Case No. CV-22-972603

Appearances:

McGlinchey Stafford, Jessica M. Johnson, Stefanie L. Deka, and Kevin A. Buryanek, for appellee.

Law Office of Grace M. Doberdruk and Grace M. Doberdruk, for appellant. MICHELLE J. SHEEHAN, J.:

Defendant-appellant, Grace Doberdruk, appeals from the trial court’s

judgment in favor of plaintiff-appellee, Wells Fargo, ordering a decree of foreclosure

on Doberdruk’s property. She raises nine assignments of error for our review.

However, Doberdruk failed to obtain a stay because she did not post the required

bond and, therefore, the trial court confirmed the sale of the property and the

proceeds were distributed. Thus, because the judgment in this case has been

satisfied, we dismiss the appeal as moot.

I. Procedural History and Factual Background

Wells Fargo filed a complaint for foreclosure against Doberdruk in

December 2022, alleging that Doberdruk owed Wells Fargo the principal amount of

$449,905.31, plus interest at the rate of 2% per annum from June 1, 2022.

Wells Fargo and Doberdruk agreed to three loan modifications before

the present foreclosure action: the first in 2015, the second in 2017, and the third in

2022. The 2017 and 2022 loan modifications resulted from previous foreclosure

actions that Wells Fargo had filed against Doberdruk.

Both parties filed motions for summary judgment in the present case.

In January 2023, the trial court granted Wells Fargo summary judgment and denied Doberdruk’s motion. The trial court entered a decree of foreclosure to Wells Fargo,

and Doberdruk appealed. 1

While the appeal was pending in this case, the property was sold to a

third party for $412,600 in May 2024. Doberdruk moved for a stay in the trial court,

which the trial court granted on the condition that Doberdruk post a supersedeas

bond in the amount of $472,905. The trial court explained that a bond was

necessary because Doberdruk owed Wells Fargo $449,905.31 plus interest at a rate

of 2% from June 1, 2022. After Doberdruk did not post the required bond by the

trial court’s deadline, the court confirmed the sale of the property and ordered the

sheriff to execute and deliver a deed to the third-party purchaser.

Doberdruk filed several other motions in the trial court, including a

motion to set aside the sale and objection to confirmation of sale, a motion to vacate

the confirmation of sale, and an emergency motion to stay distribution of the

proceeds of the sale. The trial court denied each of Doberdruk’s motions.

In July 2024, Doberdruk also filed a motion to stay distribution of

proceeds and recording of the deed in this court, which we denied. The proceeds

from the sale were subsequently distributed.

1 On August 1, 2024, Doberdruk filed a separate notice of appeal from the trial court’s

order confirming the sale as well as the trial court’s denial of her objection to confirmation of sale and motion to set aside the sale. See Wells Fargo Bank, Natl. Assn. as Trustee v. Doberdruk, 8th Dist. Cuyahoga No. 114218. After we denied Doberdruk’s motion to stay, we ordered the parties

to brief the issue of whether Doberdruk’s appeal is moot under HSBC Bank, USA,

N.A. v. Surrarrer, 2019-Ohio-1539 (8th Dist.).

In Surrarrer, the homeowners filed a motion for a stay of the

foreclosure order, which the trial court granted on the condition that they post a

bond by a date certain. The Surrarrers did not post the required bond, and the

property was subsequently sold. The Surrarrers filed an objection to the

confirmation of sale, which the trial court treated as a stay of confirmation pending

appeal and denied it because the Surrarrers never posted the required bond.

We explained in Surrarrer that “‘it has generally been concluded that

an appeal from a decree of foreclosure is moot in instances where the debtors fail to

obtain a stay from the distribution of proceeds or the confirmation of sale by posting

the required bond.’” Id. at ¶ 9, quoting U.S. Bank Trust Natl. Assn. v. Janossy,

2018-Ohio-2228, ¶ 7 (8th Dist.). We determined that the Surrarrers’ appeal was

moot because they did not post the required bond when they sought a stay from the

decree of foreclosure and did not “seek a stay or post the required bond after they

filed their separate appeal from the decree of confirmation.” Id. at ¶ 10. We further

noted that the proceeds from the sale were distributed while the appeal was pending.

Id. See also Blisswood Village Home Owners Assn. v. Euclid Community

Reinvestment, L.L.C., 2018-Ohio-1091, ¶ 18-23 (8th Dist.) (the appeal was

dismissed as moot because the homeowner did not obtain a stay, and the property had been sold, the sale was confirmed, and the proceed were distributed); Provident

Funding Assocs., L.P. v. Turner, 2014-Ohio-2529, ¶ 4-6 (8th Dist.) (appeal moot

when the homeowners did not move for a stay, and the property was sold and sale

was confirmed).

Doberdruk argues that although she did not pay the required bond set

by the trial court, her right to appeal the merits of the foreclosure is preserved under

R.C. 2329.45. This statute provides:

If a judgment in satisfaction of which lands or tenements are sold is reversed on appeal, such reversal shall not defeat or affect the title of the purchaser. In such case restitution in an amount equal to the money for which such lands or tenements were sold, with interest from the day of sale, must be made by the judgment creditor. In ordering restitution, the court shall take into consideration all persons who lost an interest in the property by reason of the judgment and sale and the order of the priority of those interests.

“R.C. 2329.45 protects the property rights of the third-party

purchaser and provides that the remedy of the party prevailing on appeal of the

foreclosure action is limited to restitution from the monetary proceeds of the sale.”

Blisswood, 2018-Ohio-1091, at ¶ 16. Notably, however, this court has held that

R.C. 2329.45 applies only to appeals that were taken from the order confirming the

sheriff’s sale. Id. at ¶ 17; Janossy, 2018-Ohio-2228, ¶ 13, citing Turner at ¶ 6 (“[A]

stay of the distribution of proceeds must first be obtained for a defendant to avail

himself of R.C. 2329.45.”). As we previously stated, Doberdruk appealed the decree

of foreclosure in this case, not the confirmation of sale. But even if R.C. 2329.45 applied to appeals from a foreclosure order,

this court has held that it “only applies when the appealing party sought and

obtained a stay of the distribution of the proceeds.” (Emphasis added.) Turner,

2014-Ohio-2529 , at ¶ 6, citing Bankers Trust Co. of California, N.A. v. Tutin, 2009-

Ohio-1333, ¶ 11 (9th Dist.); Blisswood at ¶ 17; Janossy at ¶ 13. Doberdruk sought

but failed to obtain a stay because she did not post the required bond.

We have previously acknowledged, however, that there is a “division

among Ohio courts on whether R.C. 2329.45 authorizes a remedy after the property

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Related

Provident Funding Assocs., L.P. v. Turner
2014 Ohio 2529 (Ohio Court of Appeals, 2014)
Ameriquest Mortgage v. Wilson, 2006-A-0032 (5-25-2007)
2007 Ohio 2576 (Ohio Court of Appeals, 2007)
U.S. Bank Trust Nat'l Ass'n v. Janossy
114 N.E.3d 668 (Court of Appeals of Ohio, Eighth District, Cuyahoga County, 2018)

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Bluebook (online)
2024 Ohio 5007, Counsel Stack Legal Research, https://law.counselstack.com/opinion/wells-fargo-bank-natl-assn-v-doberdruk-ohioctapp-2024.