Wells Fargo Bank NA v. Prime1 Construction LLC

CourtDistrict Court, D. Arizona
DecidedJune 16, 2025
Docket2:24-cv-02337
StatusUnknown

This text of Wells Fargo Bank NA v. Prime1 Construction LLC (Wells Fargo Bank NA v. Prime1 Construction LLC) is published on Counsel Stack Legal Research, covering District Court, D. Arizona primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Wells Fargo Bank NA v. Prime1 Construction LLC, (D. Ariz. 2025).

Opinion

1 WO 2 3 4 5 6 IN THE UNITED STATES DISTRICT COURT 7 FOR THE DISTRICT OF ARIZONA

9 Wells Fargo Bank NA, No. CV-24-02337-PHX-DJH

10 Plaintiff, ORDER

11 v.

12 Prime1 Construction LLC, et al.,

13 Defendants. 14 15 Plaintiff Wells Fargo Bank, N.A. (“Wells Fargo”) filed a Complaint against Prime1 16 Construction, LLC (“Prime1”); Phillip Aguilar; and Ankur R. Shah and Ruchi A. Jain 17 (collectively, “The Shahs”), solely in their capacity as trustees of The Ankur & Ruchi Shah 18 Family Trust (“The Trust”) (Doc. 1). Along with the Second Amended Answer, the Shahs, 19 individually and in their capacity as trustees of the Trust, filed a Third-Party Complaint 20 against Masizo Development, LLC (“Masizo”) (Doc. 46). Masizo has filed a Motion to 21 Dismiss for Lack of Subject Matter Jurisdiction and for Failure to State a Claim under 22 Federal Rules of Civil Procedure 12(b)(1) and 12(b)(6).1 (Doc. 55). The Court will 23 partially grant Masizo’s Motion. 24 I. Background 25 A. Wells Fargo’s Complaint 26 Wells Fargo is a citizen of South Dakota. (Doc. 1 at ¶ 1). Prime1, Aguilar, the 27 Shahs, and the Trust are citizens of Arizona. (Doc. 1 at ¶ 2–8). The Shahs allege that

28 1 Any references to “rules” herein are in reference to the Federal Rules of Civil Procedure, unless stated otherwise. 1 Masizo is a citizen of Arizona. (Doc. 46 at ¶5). 2 In the Complaint, Wells Fargo alleges that the Trust has an account with them, and 3 that the Trust fraudulently made a fraud claim to have Wells Fargo reverse a charge. 4 (Doc. 1). Specifically, Wells Fargo alleges that the Shahs filed a fraud claim alleging that 5 the date on a check payable from the Trust account to Prime1 had been altered. 6 (Id. at ¶¶ 27–30). However, they claim that the Shahs had in fact ratified the change of 7 date in a text exchange with Aguilar, the owner of Prime1. (Id. at ¶ 28). They therefore 8 allege that they lost the $125,000 that was returned to the Trust account because of the 9 fraud claim. (Id. at ¶ 33). Due to these allegations, Wells Fargo brought three counts 10 against the Trust and Prime1: (1) breach of contract against the Trust; (2) breach of the 11 implied covenant of good faith and fair dealing against the Trust; (3) fraud against the 12 Trust; (4) breach of contract against Prime1; (5) breach of the implied covenant of good 13 faith and fair dealing against Prime1; and (6) fraud against Prime1. (Id. at ¶¶ 47–95). 14 B. The Shahs’ Cross-Claims and Third-Party Complaint 15 The Shahs then filed Cross-Claims against Prime1 and Aguilar, and a Third-Party 16 Complaint (“TPC”) against Masizo. (Doc. 46). There, they allege that they had been 17 searching for a contractor for a home remodeling project. (Id. at ¶ 9). They found a 18 designer who referred them to a contractor known as Jordan Rodriguez, allegedly a fake 19 name used by Aguilar. (Id. at ¶ 11–14). The Shahs allege that Aguilar “deliberately 20 induced” them to sign a fraudulent contract (the “Contract”), knowing that his company 21 Prime1 was unlicensed. (Id. at ¶ 21). The check at issue in the Complaint was a down 22 payment for the Contract. (Id. at ¶ 17). 23 The Contract was in the name of Prime1, but listed Masizo’s Registrar of 24 Contractors number. (Doc. 46-1 at 1). It also references Masizo’s name multiple times as 25 Prime1’s partner. (Id. at 4–5). For example, it states: “This Contract Agreement (this 26 “Agreement”) between Homeowner (Home Owner”) [sic] and, Masizo & partner Prime1 27 Construction, LLC.” (Id. at 4). It frequently refers to Prime1 and Masizo collectively, 28 such as by saying “Prime1 Construction, LLC/Masizo shall provide all labor and materials 1 and perform all work necessary” according to “specifications signed by both Owner and 2 Masizo/Prime1 Construction, LLC.” (Id.) 3 However, the Contract seems to indicate that Prime1 is unlicensed. (Id. (noting that 4 “Prime1 Construction, LLC are not acting or offer in capacity of a license contractor [sic]” 5 and “Prime1 Construction, LLC - non-license Project Management Company: shall 6 company maintain general liability, workers compensation and builder’s risk insurance 7 [sic].”). It also states that Prime1 and Masizo are not responsible for any work performed. 8 (Id. at 4–5) 9 The Shahs further allege that they “uncovered significant red flags indicative of 10 deliberate fraud” on the part of Aguilar and Prime1. (Doc. 46 at ¶ 18). Noting the 11 references to Masizo in the Contract, the Shahs allege that they contacted Masizo, and that 12 an owner of Masizo told them that he knew Aguilar but was unaware of the Contract. (Id. 13 at ¶¶ 30-31). Later that day, however, when Aguilar called him in front of the Shahs, the 14 owner told them that he would be a consultant to Aguilar for the project. (Id.) 15 The Shahs then allege that Wells Fargo contacted them about the check, and they 16 directed Wells Fargo to dishonor it. (Id. at ¶¶ 23–24). According to the Shahs, Wells Fargo 17 initially dishonored the check, but later reversed it and credited Prime1’s account, 18 whereupon Aguilar withdrew the funds and “absconded” with them. (Id. at ¶¶ 27–29). 19 Additionally, the Shahs claim that after the parties had agreed to terminate the Contract, 20 Shah and Jain agreed to pay another $3,000 to remove a dumpster that Prime1 had delivered 21 to their house. (Id. at ¶ 32). They claim that they were not legally obligated to pay that 22 sum, but Aguilar had made a “contrary representation” to them. (Id. at ¶ 33). 23 The Shahs assert that if the Trust is found liable to Wells Fargo, then Prime1, 24 Aguilar, and Masizo must be found liable to the Shahs. (Id. at ¶ 37). They claim that 25 Prime1, Aguilar, and Masizo acted in a coordinated conspiracy to defraud them, using 26 Masizo’s license to present a veneer of legitimacy. (Id. at ¶ 38). The Shahs bring three 27 Counts against Masizo: (1) breach of contract, (2) unjust enrichment, and (3) fraud. (Id.). 28 Masizo seeks to dismiss the Third-Party Complaint for lack of subject matter jurisdiction 1 and for failure to state a claim. (Doc. 55). 2 II. Legal Standard 3 A motion to dismiss under Rule 12(b)(1) tests the subject matter jurisdiction of the 4 court. See Savage v. Glendale Union High Sch., 343 F.3d 1036, 1039–40 (9th Cir. 2003). 5 The party asserting jurisdiction bears the burden of rebutting the presumption against 6 subject matter jurisdiction. Kokkonen v. Guardian Life Ins. Co. of Am., 511 U.S. 375, 377 7 (1994). A court must dismiss a plaintiff’s complaint if it fails to establish subject matter 8 jurisdiction. Savage, 343 F.3d at 1039 n.2. 9 Jurisdictional challenges can be either facial or factual. See Safe Air for Everyone 10 v. Meyer, 373 F.3d 1035, 1039 (9th Cir. 2004). A facial attack exists when a defendant 11 asserts the complaint’s jurisdictional allegations are insufficient on their face to 12 demonstrate jurisdiction. See Menza v. United States Dep’t of the Treasury, 1999 WL 13 550243, *1 (D. Or. 1999), aff’d 2000 WL 1029069 (9th Cir. 2000). Where the attack is 14 factual, “the court need not presume the truthfulness of the plaintiff’s allegations.” Safe 15 Air for Everyone v. Meyer, 373 F.3d 1035, 1039 (9th Cir. 2004). 16 Under Rule 12(b)(6), a court must dismiss a complaint if it fails to state a claim 17 upon which relief can be granted. The complaint requires a “short and plain statement of 18 the claim showing that the pleader is entitled to relief” to ensure that the defendant has “fair 19 notice of what the . . .

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Wells Fargo Bank NA v. Prime1 Construction LLC, Counsel Stack Legal Research, https://law.counselstack.com/opinion/wells-fargo-bank-na-v-prime1-construction-llc-azd-2025.