Weil v. Polack

30 F. 813, 1887 U.S. App. LEXIS 2530

This text of 30 F. 813 (Weil v. Polack) is published on Counsel Stack Legal Research, covering U.S. Circuit Court for the District of Eastern Missouri primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Weil v. Polack, 30 F. 813, 1887 U.S. App. LEXIS 2530 (circtedmo 1887).

Opinion

Tiiayer, J.

From the averments of this bill, which arc admitted by the demurrer, it appears that the defendant Joseph M. Polack, being indebted to a large amount and insolvent, on January 17, 1887, executed eight confessions of judgment in favor of his co-defendants, the Commercial Bank of 8t. Louis, the Merchants’ National Bank of Omaha, Moses Fraley, Philip Goodhart, P. J. Goodhart & Co., Alexander Polack, George Bcenian, and J". II. Goodhart, with a view of giving thorn a preference over his other creditors.. That executions were immediately issued upon said confessed judgments, under which the entire stock in trade, fixtures, [814]*814and dioses in action of said Polack, and also a leasehold interest in the premises occupied by said Polack, were levied upon by the defendant Henry F. Harrington, he being sheriff of the city of St. Louis.

The plaintiffs herein (suing in behalf of themselves and all other creditors of said Polack) file this bill, wherein they pray that said confessions of judgment be decreed to be for the benefit of all the creditors of said Polack in proportion to their respective claims; that the defendant Harrington may be decreed to be the custodian for 'all said creditors of the funds realized by the sale under the executions aforesaid; and that he be adjudged to hold the same for the benefit of all the creditors of the defendant Polack. The judgments confessed as aforesaid amount to $48,083. The other debts of said Polack aggregate $50,000, according to the averments of the bill. It does not appear that the defendant Po-lack executed a general assignment under the laws of the state of Missouri, unless the confessions of judgment above recited arc construed as being in effect a general assignment.

From the foregoing statement, it will appear that the plaintiffs in this case invoke an application of the doctrine announced in a series of cases that have been decided by the United States circuit court for the districts of Missouri, beginning with the case of Martin v. Hausman, 14 Fed. Rep. 160, and ending with the case of Elgin Nat. Watch Co. v. Meyer, ante, 659, decided by Judge Brewer at the March term, 1887, of the United States circuit court for the Eastern district of Missouri.

With respect to the line of decisions above referred to, it may be remarked that the case of Martin v. Hausman involved the single question whether a certain instrument was a chattel mortgage or in effect a deed of assignment, within the fair intent of the Missouri statute concerning assignments. By the instrument in question in that case, the debtor disposed of all of his property; it passed at once and irrevocably into the custody of a trustee, to be forthwith sold, and the proceeds applied to the liquidation of the claims of two creditors. For that reason the court very properly held that the instrument was not merely a security for a debt; that it did more than to create a lien in favor of the creditor, with a right of redemption in the debtor; that, in point of fact, it was an absolute appropriation of all the debtor’s property for the benefit of two creditors; and that, being an instrument of such character, it was clearly distinguishable from a mortgage, and should be classed as an assignment. That decision, however, in express language recognized the right of a debtor in Missouri, though insolvent, to prefer a creditor. The only limitation imposed upon the exercise of the right was that he could not give a preference “by an instrument conveying the whole of his property to pay one or more of his creditors,” to the exclusion of others.

The next case of importance vras that of Clapp v. Dittman, 21 Fed Rep. 15, 737, in which it appeared that the debtor, when insolvent, by a single conveyance had made an absolute appropriation of all of his property to the payment of a single creditor. The case was clearly within the principle of Martin v. Hausman, as the court found that the instru-[815]*815mcnt was not intended as a security for a debt, and the conveyance was accordingly decreed to be an assignment.

Following that case came the case of Clapp v. Nordmeyer, 25 Fed. Rep. 71, which case, it must be conceded, enlarged the doctrine of the previous cases. In the Nordmeyer Case there was a confession of judgment in favor of one creditor, followed on the same day (after an execution had been levied on the bulk of the debtor’s property) by a general assignment executed subject to the lion of the confessed judgment. The court reached the conclusion that the confession of judgment and the assignment wore merely successive steps in the same transaction, and that both steps were taken to accomplish but one 'purpose; that is to say, an assignment of all the debtor’s property, with a preference in favor of one creditor. The idea which underlies this decision is that the debtor knowingly sought to evade one of-the provisions of the voluntary assignment act, while making use of the act to distribute his property among creditors. It was accordingly held that all of the debtor’s property must be ratably distributed among his creditors, disregarding the lieu of the confessed judgment.

Several other cases were cited on the argument, notably Kellog v. Richardson, 19 Fed. Rep. 70; Freund v. Yaegerman, 26 Fed. Rep. 812; and State v. Morse, 27 Fed. Rep. 262. Particular stress was laid on some language used by the court in those casos. An examination of them, however, satisfies me that there was no intent on the part of the court to extend the doctrine now invoked beyond the limit readied in Martin v. Hausman, and particularly in Clapp v. Nordmeyer. In none of the cases heretofore referred to has the right to prefer creditors been denied to a Missouri debtor, whether he be at the time solvent or insolvent. Indeed, it. would be impossible to deny such right in this state without ignoring a multitude of decisions upholding the privilege. The most that can he said is that the decisions in question establish the rule in the federal courts that if a debtor, on the eve of a business collapse, makes a conveyance of the whole or of the bulk of his property for the benefit of one or more creditors, to the exclusion of others, such instrument will be held to be ail assignment, no matter what the debtor or his creditor may see fit to call it. There is much less reason for denying that an insolvent debtor has the right to confess judgment, even though it may operate as a preference. That right in this slate, rests upon an express statute, and has the same legislative sanction as the prohibition against preferences in a voluntary assignment. Vide Rev. St. Mo. 1879, §§ 3696— 3698.

And inasmuch as men rarely confess judgments, unless they are insolvent in the sense of not being able to pay debts as they mature, it may well be assumed that the legislature had in contemplation the use that would be made by insolvent debtors of Lhe statute concerning confessions of judgment when that act was passed. In construing the two statutes, that is to say, lhe>one relating to judgments by confession, and the one relating to voluntary assignments, it is the plain duty of the court to so construe them that both may stand and be operative, as both are of equal [816]*816authority.

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30 F. 813, 1887 U.S. App. LEXIS 2530, Counsel Stack Legal Research, https://law.counselstack.com/opinion/weil-v-polack-circtedmo-1887.